Baker Salary in New York, NY
Bakers in the New York-Newark-Jersey City, NY-NJ metro area earn a median $38,890 a year — 5% more than the national median. After 2026 taxes, that is $31,925 take-home, or $2,660 a month.
Take-home pay calculator
Pre-filled with the median baker salary in New York, NY. Enter your own offer to see your paycheck.
- Federal income tax$2,487
- Social Security (6.2%)$2,411
- Medicare (1.45%)$564
- New York income tax$1,503
- Take-home pay$31,925
Marginal rate: 12% federal + 5.40% state
Living in New York City? City residents also pay New York City’s city income tax — about $1,083 a year on this salary — which lowers take-home pay to $30,842 ($2,570 a month). Choose “New York City” under City income tax in the calculator. Suburban residents usually don’t pay it.
The New York-Newark-Jersey City, NY-NJ metro spans New York, New Jersey. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Baker pay by experience in New York, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $34,710 | $16.69 | $28,792 | $2,399 |
| 25th percentile | $36,100 | $17.36 | $29,834 | $2,486 |
| Median (50th) | $38,890 | $18.70 | $31,925 | $2,660 |
| 75th percentile | $46,220 | $22.22 | $37,419 | $3,118 |
| 90th percentile (top earners) | $54,560 | $26.23 | $43,670 | $3,639 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $38,890 buys in New York, NY
Prices in New York, NY are 12.6% higher than the U.S. average (housing costs are 1.49× the national average). Adjusted for local prices, a median baker's $31,925 take-home pay has the buying power of $28,362 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Baker jobs are about as common in New York, NY as in the U.S. overall (location quotient 1.15).
Best-paying cities for bakers, adjusted for cost of living
New York, NY ranks #17 of 18 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Seattle, WA | $48,180 | $40,893 | $36,796 |
| 2 | Denver, CO | $42,490 | $35,160 | $33,238 |
| 3 | San Francisco, CA | $46,600 | $38,164 | $33,010 |
| 4 | Riverside, CA | $41,790 | $34,554 | $32,463 |
| 5 | Portland, OR | $43,440 | $34,113 | $32,359 |
| 6 | Charlotte, NC | $36,580 | $30,621 | $31,455 |
| 7 | Phoenix, AZ | $37,800 | $31,816 | $30,795 |
| 8 | Atlanta, GA | $37,140 | $30,717 | $30,699 |
| 17 | New York, NY | $38,890 | $31,925 | $28,362 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 18 metros →
About the job: bakers
Mix and bake ingredients to produce breads, rolls, cookies, cakes, pies, pastries, or other baked goods. Pastry chefs in restaurants and hotels are included with "Chefs and Head Cooks" (35-1011).
- Typical education
- No formal educational credential
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +5.5% (faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a baker make in New York, NY?
The median baker salary in the New York-Newark-Jersey City, NY-NJ metro area is $38,890 a year, or about $18.70 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $36,100 and $46,220.
What is a baker’s take-home pay in New York, NY?
On the median $38,890 salary, a single filer living in New York takes home about $31,925 a year ($2,660 a month) after federal tax, Social Security, Medicare and $1,503 in New York taxes in 2026.
Is New York, NY a good place to work as a baker?
Pay here is 5% above the national median of $37,160. Local prices are 12.6% above the U.S. average, so the take-home pay buys what $28,362 would in a typical U.S. city. New York, NY ranks #17 of 18 metro areas for cost-of-living-adjusted pay in this job.
Can a baker afford rent in New York, NY?
HUD’s fair market rent for a one-bedroom in New York, NY is $2,378 a month ($2,697 for two bedrooms) — 89% of a median baker’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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