Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cashier Salary in Champaign, IL

Cashiers in the Champaign-Urbana, IL metro area earn a median $32,130 a year — 2% less than the national median. After 2026 taxes, that is $26,551 take-home, or $2,213 a month.

Median salary
$32,130
$15.45 per hour
Typical range
$31,200 – $36,750
10th to 90th percentile
Jobs in Champaign, IL
2,500
1.19× national concentration
▲7.0%
Pay trend: The median for cashiers in Champaign, IL rose from $30,020 (May 2024) to $32,130 (May 2025). That beat inflation (2.4%), a real raise of about 4.6%.

Take-home pay calculator

Pre-filled with the median cashier salary in Champaign, IL. Enter your own offer to see your paycheck.

Cashier in Champaign, IL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$26,551
per year · effective tax rate 17.4%
$2,213Monthly
$1,106Twice a month
$1,021Every 2 weeks
$12.76Hourly
  • Federal income tax$1,676
  • Social Security (6.2%)$1,992
  • Medicare (1.45%)$466
  • Illinois income tax$1,446
  • Take-home pay$26,551

Marginal rate: 12% federal + 4.95% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Cashier pay by experience in Champaign, IL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$31,200$15.00$25,850$2,154
25th percentile$31,200$15.00$25,850$2,154
Median (50th)$32,130$15.45$26,551$2,213
75th percentile$35,040$16.85$28,745$2,395
90th percentile (top earners)$36,750$17.67$30,034$2,503

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Illinois resident, 2026 tax rules.

What $32,130 buys in Champaign, IL

Prices in Champaign, IL are 7.3% lower than the U.S. average (housing costs are 28% below the national average). Adjusted for local prices, a median cashier's $26,551 take-home pay has the buying power of $28,640 in a typical American city.

1-bedroom rent
$932
42% of monthly take-home
2-bedroom rent
$1,110
50% of monthly take-home
Left after 1-BR rent
$1,281
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Cashier jobs are about as common in Champaign, IL as in the U.S. overall (location quotient 1.19).

Best-paying cities for cashiers, adjusted for cost of living

Champaign, IL ranks #54 of 202 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Seattle, WA $44,210$37,703$33,926
2Rochester, MN $34,960$29,219$32,172
3San Jose, CA $42,960$35,432$32,088
4Fargo, ND $33,420$29,033$31,950
5Kennewick, WA $36,610$31,596$31,571
6Duluth, MN $33,020$27,764$31,277
7Spokane, WA $36,290$31,339$31,231
8St. Cloud, MN $32,480$27,359$31,220
54Champaign, IL$32,130$26,551$28,640

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 202 metros →

About the job: cashiers

Receive and disburse money in establishments other than financial institutions. May use electronic scanners, cash registers, or related equipment. May process credit or debit card transactions and validate checks.

Typical education
No formal educational credential
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
-6.5% (declining)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Cashier salaries elsewhere in Illinois

Frequently asked questions

How much does a cashier make in Champaign, IL?

The median cashier salary in the Champaign-Urbana, IL metro area is $32,130 a year, or about $15.45 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $31,200 and $35,040.

What is a cashier’s take-home pay in Champaign, IL?

On the median $32,130 salary, a single filer living in Illinois takes home about $26,551 a year ($2,213 a month) after federal tax, Social Security, Medicare and $1,446 in Illinois taxes in 2026.

Is Champaign, IL a good place to work as a cashier?

Pay here is 2% below the national median of $32,880. Local prices are 7.3% below the U.S. average, so the take-home pay buys what $28,640 would in a typical U.S. city. Champaign, IL ranks #54 of 202 metro areas for cost-of-living-adjusted pay in this job.

Can a cashier afford rent in Champaign, IL?

HUD’s fair market rent for a one-bedroom in Champaign, IL is $932 a month ($1,110 for two bedrooms) — 42% of a median cashier’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Cost of living & all salaries in Champaign, IL →