Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cooks, Restaurant Salary in Chicago, IL

Cooks, Restaurant in the Chicago-Naperville-Elgin, IL-IN metro area earn a median $38,930 a year — 4% more than the national median. After 2026 taxes, that is $31,678 take-home, or $2,640 a month.

Median salary
$38,930
$18.72 per hour
Typical range
$32,150 – $46,620
10th to 90th percentile
Jobs in Chicago, IL
41,690
1.02× national concentration
▲5.0%
Pay trend: The median for cooks, restaurant in Chicago, IL rose from $37,090 (May 2024) to $38,930 (May 2025). That beat inflation (2.4%), a real raise of about 2.6%.

Take-home pay calculator

Pre-filled with the median cooks, restaurant salary in Chicago, IL. Enter your own offer to see your paycheck.

Cooks, Restaurant in Chicago, IL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$31,678
per year · effective tax rate 18.6%
$2,640Monthly
$1,320Twice a month
$1,218Every 2 weeks
$15.23Hourly
  • Federal income tax$2,492
  • Social Security (6.2%)$2,414
  • Medicare (1.45%)$564
  • Illinois income tax$1,782
  • Take-home pay$31,678

Marginal rate: 12% federal + 4.95% state

The Chicago-Naperville-Elgin, IL-IN metro spans Illinois, Indiana. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Cooks, Restaurant pay by experience in Chicago, IL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$32,150$15.46$26,566$2,214
25th percentile$36,300$17.45$29,695$2,475
Median (50th)$38,930$18.72$31,678$2,640
75th percentile$45,510$21.88$36,639$3,053
90th percentile (top earners)$46,620$22.41$37,476$3,123

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Illinois resident, 2026 tax rules.

What $38,930 buys in Chicago, IL

Prices in Chicago, IL are 3.6% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median cooks, restaurant's $31,678 take-home pay has the buying power of $30,579 in a typical American city.

1-bedroom rent
$1,534
58% of monthly take-home
2-bedroom rent
$1,743
66% of monthly take-home
Left after 1-BR rent
$1,106
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Cooks, Restaurant jobs are about as common in Chicago, IL as in the U.S. overall (location quotient 1.02).

Best-paying cities for cooks, restaurant, adjusted for cost of living

Chicago, IL ranks #90 of 101 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Spokane, WA $44,230$37,719$37,589
2Portland, ME $46,560$37,630$36,943
3Seattle, WA $47,730$40,531$36,471
4San Jose, CA $47,170$38,588$34,946
5Worcester, MA $44,250$35,742$34,863
6Denver, CO $44,370$36,587$34,588
7Omaha, NE $37,840$31,742$34,536
8Atlantic City, NJ $40,250$33,830$34,221
90Chicago, IL$38,930$31,678$30,579

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 101 metros →

About the job: cooks, restaurant

Prepare, season, and cook dishes such as soups, meats, vegetables, or desserts in restaurants. May order supplies, keep records and accounts, price items on menu, or plan menu.

Typical education
No formal educational credential
Work experience
Less than 5 years
On-the-job training
Moderate-term on-the-job training
Job outlook, 2025–35
+12.1% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a cooks, restaurant make in Chicago, IL?

The median cooks, restaurant salary in the Chicago-Naperville-Elgin, IL-IN metro area is $38,930 a year, or about $18.72 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $36,300 and $45,510.

What is a cooks, restaurant’s take-home pay in Chicago, IL?

On the median $38,930 salary, a single filer living in Illinois takes home about $31,678 a year ($2,640 a month) after federal tax, Social Security, Medicare and $1,782 in Illinois taxes in 2026.

Is Chicago, IL a good place to work as a cooks, restaurant?

Pay here is 4% above the national median of $37,390. Local prices are 3.6% above the U.S. average, so the take-home pay buys what $30,579 would in a typical U.S. city. Chicago, IL ranks #90 of 101 metro areas for cost-of-living-adjusted pay in this job.

Can a cooks, restaurant afford rent in Chicago, IL?

HUD’s fair market rent for a one-bedroom in Chicago, IL is $1,534 a month ($1,743 for two bedrooms) — 58% of a median cooks, restaurant’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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