Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cooks, Restaurant Salary in Memphis, TN

Cooks, Restaurant in the Memphis, TN-MS-AR metro area earn a median $36,340 a year — 3% less than the national median. After 2026 taxes, that is $31,379 take-home, or $2,615 a month.

Median salary
$36,340
$17.47 per hour
Typical range
$27,030 – $44,560
10th to 90th percentile
Jobs in Memphis, TN
4,800
0.86× national concentration
▲5.2%
Pay trend: The median for cooks, restaurant in Memphis, TN rose from $34,560 (May 2024) to $36,340 (May 2025). That beat inflation (2.4%), a real raise of about 2.8%.

Take-home pay calculator

Pre-filled with the median cooks, restaurant salary in Memphis, TN. Enter your own offer to see your paycheck.

Cooks, Restaurant in Memphis, TN
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$31,379
per year · effective tax rate 13.7%
$2,615Monthly
$1,307Twice a month
$1,207Every 2 weeks
$15.09Hourly
  • Federal income tax$2,181
  • Social Security (6.2%)$2,253
  • Medicare (1.45%)$527
  • Tennessee income tax$0
  • Take-home pay$31,379

Marginal rate: 12% federal + 0.00% state

The Memphis, TN-MS-AR metro spans Tennessee, Mississippi, Arkansas. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Cooks, Restaurant pay by experience in Memphis, TN

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$27,030$13.00$23,869$1,989
25th percentile$30,460$14.64$26,655$2,221
Median (50th)$36,340$17.47$31,379$2,615
75th percentile$38,930$18.72$33,460$2,788
90th percentile (top earners)$44,560$21.42$37,984$3,165

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.

What $36,340 buys in Memphis, TN

Prices in Memphis, TN are 7.8% lower than the U.S. average (housing costs are 20% below the national average). Adjusted for local prices, a median cooks, restaurant's $31,379 take-home pay has the buying power of $34,042 in a typical American city.

1-bedroom rent
$1,137
43% of monthly take-home
2-bedroom rent
$1,263
48% of monthly take-home
Left after 1-BR rent
$1,478
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Cooks, Restaurant jobs are about as common in Memphis, TN as in the U.S. overall (location quotient 0.86).

Best-paying cities for cooks, restaurant, adjusted for cost of living

Memphis, TN ranks #14 of 101 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Spokane, WA $44,230$37,719$37,589
2Portland, ME $46,560$37,630$36,943
3Seattle, WA $47,730$40,531$36,471
4San Jose, CA $47,170$38,588$34,946
5Worcester, MA $44,250$35,742$34,863
6Denver, CO $44,370$36,587$34,588
7Omaha, NE $37,840$31,742$34,536
8Atlantic City, NJ $40,250$33,830$34,221
14Memphis, TN$36,340$31,379$34,042

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 101 metros →

About the job: cooks, restaurant

Prepare, season, and cook dishes such as soups, meats, vegetables, or desserts in restaurants. May order supplies, keep records and accounts, price items on menu, or plan menu.

Typical education
No formal educational credential
Work experience
Less than 5 years
On-the-job training
Moderate-term on-the-job training
Job outlook, 2025–35
+12.1% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Cooks, Restaurant salaries elsewhere in Tennessee

Frequently asked questions

How much does a cooks, restaurant make in Memphis, TN?

The median cooks, restaurant salary in the Memphis, TN-MS-AR metro area is $36,340 a year, or about $17.47 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $30,460 and $38,930.

What is a cooks, restaurant’s take-home pay in Memphis, TN?

On the median $36,340 salary, a single filer living in Tennessee takes home about $31,379 a year ($2,615 a month) after federal tax, Social Security, Medicare in 2026.

Is Memphis, TN a good place to work as a cooks, restaurant?

Pay here is 3% below the national median of $37,390. Local prices are 7.8% below the U.S. average, so the take-home pay buys what $34,042 would in a typical U.S. city. Memphis, TN ranks #14 of 101 metro areas for cost-of-living-adjusted pay in this job.

Can a cooks, restaurant afford rent in Memphis, TN?

HUD’s fair market rent for a one-bedroom in Memphis, TN is $1,137 a month ($1,263 for two bedrooms) — 43% of a median cooks, restaurant’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Memphis, TN →