Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cooks, Restaurant Salary in Toledo, OH

Cooks, Restaurant in the Toledo, OH metro area earn a median $35,560 a year — 5% less than the national median. After 2026 taxes, that is $30,557 take-home, or $2,546 a month.

Median salary
$35,560
$17.10 per hour
Typical range
$28,070 – $44,080
10th to 90th percentile
Jobs in Toledo, OH
2,920
1.10× national concentration
▲5.0%
Pay trend: The median for cooks, restaurant in Toledo, OH rose from $33,860 (May 2024) to $35,560 (May 2025). That beat inflation (2.4%), a real raise of about 2.6%.

Take-home pay calculator

Pre-filled with the median cooks, restaurant salary in Toledo, OH. Enter your own offer to see your paycheck.

Cooks, Restaurant in Toledo, OH
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$30,557
per year · effective tax rate 14.1%
$2,546Monthly
$1,273Twice a month
$1,175Every 2 weeks
$14.69Hourly
  • Federal income tax$2,087
  • Social Security (6.2%)$2,205
  • Medicare (1.45%)$516
  • Ohio income tax$196
  • Take-home pay$30,557

Marginal rate: 12% federal + 2.75% state

Living in Toledo? City residents also pay Toledo’s city income tax — about $889 a year on this salary — which lowers take-home pay to $29,668 ($2,472 a month). Choose “Toledo” under City income tax in the calculator. Suburban residents usually don’t pay it.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Cooks, Restaurant pay by experience in Toledo, OH

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$28,070$13.50$24,726$2,060
25th percentile$29,660$14.26$25,979$2,165
Median (50th)$35,560$17.10$30,557$2,546
75th percentile$36,960$17.77$31,643$2,637
90th percentile (top earners)$44,080$21.19$37,168$3,097

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Ohio resident, 2026 tax rules.

What $35,560 buys in Toledo, OH

Prices in Toledo, OH are 8.5% lower than the U.S. average (housing costs are 33% below the national average). Adjusted for local prices, a median cooks, restaurant's $30,557 take-home pay has the buying power of $33,412 in a typical American city.

1-bedroom rent
$820
32% of monthly take-home
2-bedroom rent
$1,076
42% of monthly take-home
Left after 1-BR rent
$1,726
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Cooks, Restaurant jobs are about as common in Toledo, OH as in the U.S. overall (location quotient 1.10).

Best-paying cities for cooks, restaurant, adjusted for cost of living

Toledo, OH ranks #21 of 101 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Spokane, WA $44,230$37,719$37,589
2Portland, ME $46,560$37,630$36,943
3Seattle, WA $47,730$40,531$36,471
4San Jose, CA $47,170$38,588$34,946
5Worcester, MA $44,250$35,742$34,863
6Denver, CO $44,370$36,587$34,588
7Omaha, NE $37,840$31,742$34,536
8Atlantic City, NJ $40,250$33,830$34,221
21Toledo, OH$35,560$30,557$33,412

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 101 metros →

About the job: cooks, restaurant

Prepare, season, and cook dishes such as soups, meats, vegetables, or desserts in restaurants. May order supplies, keep records and accounts, price items on menu, or plan menu.

Typical education
No formal educational credential
Work experience
Less than 5 years
On-the-job training
Moderate-term on-the-job training
Job outlook, 2025–35
+12.1% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Cooks, Restaurant salaries elsewhere in Ohio

Frequently asked questions

How much does a cooks, restaurant make in Toledo, OH?

The median cooks, restaurant salary in the Toledo, OH metro area is $35,560 a year, or about $17.10 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $29,660 and $36,960.

What is a cooks, restaurant’s take-home pay in Toledo, OH?

On the median $35,560 salary, a single filer living in Ohio takes home about $30,557 a year ($2,546 a month) after federal tax, Social Security, Medicare and $196 in Ohio taxes in 2026.

Is Toledo, OH a good place to work as a cooks, restaurant?

Pay here is 5% below the national median of $37,390. Local prices are 8.5% below the U.S. average, so the take-home pay buys what $33,412 would in a typical U.S. city. Toledo, OH ranks #21 of 101 metro areas for cost-of-living-adjusted pay in this job.

Can a cooks, restaurant afford rent in Toledo, OH?

HUD’s fair market rent for a one-bedroom in Toledo, OH is $820 a month ($1,076 for two bedrooms) — 32% of a median cooks, restaurant’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Toledo, OH →