Cost of Living in Hagerstown, MD
Hagerstown-Martinsburg, MD-WV — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Hagerstown, MD to keep the same lifestyle — after taxes — as in another city?
Prices in Hagerstown, MD vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 94.2 | −5.8% |
| Housing | 75.7 | −24.3% |
| Goods | 96.4 | −3.6% |
| Utilities | 95.7 | −4.3% |
| Other services | 99.5 | −0.5% |
Source: BEA Regional Price Parities, 2024.
Rent in Hagerstown, MD
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $849 | $33,960/yr |
| 1 bedroom | $952 | $38,080/yr |
| 2 bedrooms | $1,232 | $49,280/yr |
| 3 bedrooms | $1,673 | $66,920/yr |
| 4 bedrooms | $1,903 | $76,120/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Hagerstown, MD
- Federal income tax$3,513
- Social Security (6.2%)$2,941
- Medicare (1.45%)$688
- Maryland income tax$1,890
- Take-home pay$38,408
Marginal rate: 12% federal + 4.75% state
Highest-paying jobs in Hagerstown, MD
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Hagerstown, MD expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Hagerstown-Martinsburg, MD-WV metro area are 94.2% of the U.S. average, with housing at 75.7%. It is the #179 most expensive of 387 metro areas we track.
What salary do you need to live in Hagerstown, MD?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $56,503 in Hagerstown, MD (before tax differences). The median wage across all jobs here is $47,440.
How much is rent in Hagerstown, MD?
HUD’s FY2026 fair market rents for Hagerstown, MD are $849 for a studio, $952 for one bedroom, $1,232 for two bedrooms and $1,673 for three bedrooms, including utilities.
All salaries in Hagerstown, MD
Management Occupations
- General and Operations Manager — $92,420
Business and Financial Operations Occupations
- Project Management Specialist — $88,600
- Business Operations Specialists, All Other — $87,400
- Human Resources Specialist — $77,730
- Accountant and Auditor — $75,250
Computer and Mathematical Occupations
- Software Developer — $122,830
Educational Instruction and Library Occupations
- Middle School Teachers, Except Special and Career/Technical Education — $63,420
- Elementary School Teachers, Except Special Education — $63,190
- Secondary School Teachers, Except Special and Career/Technical Education — $62,180
- Substitute Teachers, Short-Term — $53,850
- Teaching Assistants, Except Postsecondary — $35,810
Healthcare Practitioners and Technical Occupations
- Registered Nurse — $92,770
- Licensed Practical and Licensed Vocational Nurse — $64,280
Healthcare Support Occupations
- Medical Assistant — $42,230
- Nursing Assistant — $41,870
- Home Health and Personal Care Aide — $32,620
Protective Service Occupations
- Correctional Officer and Jailer — $64,250
- Security Guard — $33,990
Food Preparation and Serving Related Occupations
- First-Line Supervisor of Food Preparation and Serving Workers — $35,800
- Waiter and Waitress — $34,470
- Cooks, Restaurant — $34,330
- Bartender — $33,620
- Food Preparation Worker — $31,290
- Fast Food and Counter Worker — $31,200
- Cooks, Fast Food — $27,620
Building and Grounds Cleaning and Maintenance Occupations
- Landscaping and Groundskeeping Worker — $37,290
- Janitors and Cleaners, Except Maids and Housekeeping Cleaners — $36,400
- Maid and Housekeeping Cleaner — $31,200
Personal Care and Service Occupations
Sales and Related Occupations
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $69,990
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $56,170
- First-Line Supervisor of Retail Sales Workers — $43,540
- Retail Salesperson — $31,490
- Cashier — $31,200
Office and Administrative Support Occupations
- First-Line Supervisor of Office and Administrative Support Workers — $59,990
- Shipping, Receiving, and Inventory Clerks — $47,280
- Bookkeeping, Accounting, and Auditing Clerks — $46,490
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $43,740
- Office Clerks, General — $43,160
- Medical Secretary and Administrative Assistant — $41,660
- Customer Service Representative — $38,200
- Receptionist and Information Clerk — $35,630
Construction and Extraction Occupations
- Construction Laborer — $42,830
Installation, Maintenance, and Repair Occupations
- Automotive Service Technician and Mechanic — $47,800
- Maintenance and Repair Workers, General — $47,710
Production Occupations
- First-Line Supervisor of Production and Operating Workers — $76,770
- Miscellaneous Assembler and Fabricator — $49,410
- Production Workers, All Other — $41,080
Transportation and Material Moving Occupations
- First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors — $60,720
- Heavy and Tractor-Trailer Truck Driver — $56,310
- Light Truck Driver — $53,190
- Industrial Truck and Tractor Operator — $43,790
- Bus Drivers, School — $38,740
- Laborers and Freight, Stock, and Material Movers, Hand — $38,100
- Stocker and Order Filler — $37,190
- Driver/Sales Worker — $36,660