Cost of Living in Hilton Head Island, SC

Hilton Head Island-Bluffton-Port Royal, SC — prices, rents and what jobs really pay here after taxes.

Price level
98.0
U.S. average = 100 · #114 of 387
Median wage
$43,850
all jobs · $2,995/mo take-home
1-bedroom rent
$1,623
HUD fair market rent

Salary comparison calculator

What would you need to earn in Hilton Head Island, SC to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Hilton Head Island, SC vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items98.0−2.0%
    Housing101.2+1.2%
    Goods96.3−3.7%
    Utilities88.1−11.9%
    Other services98.3−1.7%

    Source: BEA Regional Price Parities, 2024.

    Rent in Hilton Head Island, SC

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,550$62,000/yr
    1 bedroom$1,623$64,920/yr
    2 bedrooms$1,779$71,160/yr
    3 bedrooms$2,133$85,320/yr
    4 bedrooms$2,656$106,240/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Hilton Head Island, SC

    Paycheck in Hilton Head Island, SC
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $35,940
    per year · effective tax rate 18.0%
    $2,995Monthly
    $1,497Twice a month
    $1,382Every 2 weeks
    $17.28Hourly
    • Federal income tax$3,082
    • Social Security (6.2%)$2,719
    • Medicare (1.45%)$636
    • South Carolina income tax$1,474
    • Take-home pay$35,940

    Marginal rate: 12% federal + 6.00% state

    Highest-paying jobs in Hilton Head Island, SC

    JobMedian salaryTake-homeReal value*
    General and Operations Manager$102,770$76,120$77,660
    Registered Nurse$81,400$62,368$63,630
    Project Management Specialist$79,990$61,461$62,704
    Accountant and Auditor$77,610$59,929$61,142
    First-Line Supervisor of Construction Trades and Extraction Workers$76,620$59,292$60,492
    Market Research Analyst and Marketing Specialist$71,330$55,888$57,019
    Secondary School Teachers, Except Special and Career/Technical Education$65,290$51,880$52,930
    Elementary School Teachers, Except Special Education$64,990$51,657$52,702
    Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products$61,860$49,330$50,328
    Police and Sheriff's Patrol Officer$59,240$47,382$48,341
    First-Line Supervisor of Office and Administrative Support Workers$59,090$47,271$48,227
    Heavy and Tractor-Trailer Truck Driver$52,530$42,393$43,251
    Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel$51,570$41,679$42,523
    Automotive Service Technician and Mechanic$50,920$41,196$42,030
    Bookkeeping, Accounting, and Auditing Clerks$50,250$40,698$41,521
    Firefighter$50,210$40,668$41,491
    First-Line Supervisor of Retail Sales Workers$49,450$40,103$40,915
    Carpenter$49,070$39,821$40,626
    Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$46,790$38,125$38,897
    Maintenance and Repair Workers, General$46,170$37,664$38,426

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Hilton Head Island, SC expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Hilton Head Island-Bluffton-Port Royal, SC metro area are 98.0% of the U.S. average, with housing at 101.2%. It is the #114 most expensive of 387 metro areas we track.

    What salary do you need to live in Hilton Head Island, SC?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $58,810 in Hilton Head Island, SC (before tax differences). The median wage across all jobs here is $43,850.

    How much is rent in Hilton Head Island, SC?

    HUD’s FY2026 fair market rents for Hilton Head Island, SC are $1,550 for a studio, $1,623 for one bedroom, $1,779 for two bedrooms and $2,133 for three bedrooms, including utilities.

    All salaries in Hilton Head Island, SC

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