Cost of Living in Olympia, WA

Olympia-Lacey-Tumwater, WA — prices, rents and what jobs really pay here after taxes.

Price level
103.7
U.S. average = 100 · #38 of 387
Median wage
$61,960
all jobs · $4,330/mo take-home
1-bedroom rent
$1,682
HUD fair market rent

Salary comparison calculator

What would you need to earn in Olympia, WA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
—

    Prices in Olympia, WA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items103.7+3.7%
    Housing116.7+16.7%
    Goods105.0+5.0%
    Utilities91.7−8.3%
    Other services99.5−0.5%

    Source: BEA Regional Price Parities, 2024.

    Rent in Olympia, WA

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,538$61,520/yr
    1 bedroom$1,682$67,280/yr
    2 bedrooms$1,960$78,400/yr
    3 bedrooms$2,613$104,520/yr
    4 bedrooms$3,288$131,520/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Olympia, WA

    Paycheck in Olympia, WA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $51,965
    per year · effective tax rate 16.1%
    $4,330Monthly
    $2,165Twice a month
    $1,999Every 2 weeks
    $24.98Hourly
    • Federal income tax$5,255
    • Social Security (6.2%)$3,842
    • Medicare (1.45%)$898
    • Washington income tax$0
    • Take-home pay$51,965

    Marginal rate: 12% federal + 0.00% state

    Highest-paying jobs in Olympia, WA

    JobMedian salaryTake-homeReal value*
    Financial Manager$142,500$108,665$104,818
    Computer and Information Systems Manager$140,160$107,065$103,275
    Lawyer$132,900$102,103$98,489
    Registered Nurse$125,020$96,717$93,293
    Software Developer$124,060$96,061$92,660
    General and Operations Manager$122,210$94,797$91,441
    Network and Computer Systems Administrator$112,530$87,995$84,880
    Civil Engineer$108,240$84,977$81,969
    Computer Systems Analyst$107,140$84,203$81,222
    Secondary School Teachers, Except Special and Career/Technical Education$105,200$82,838$79,906
    Elementary School Teachers, Except Special Education$104,650$82,451$79,532
    Project Management Specialist$103,000$81,291$78,413
    First-Line Supervisor of Construction Trades and Extraction Workers$102,210$80,735$77,877
    Electrician$96,600$76,788$74,070
    Urban and Regional Planner$95,640$76,113$73,418
    Accountant and Auditor$94,470$75,290$72,624
    Management Analyst$88,790$71,294$68,770
    Human Resources Specialist$86,700$69,823$67,352
    Environmental Scientists and Specialists, Including Health$86,700$69,823$67,352
    Compliance Officer$84,500$68,276$65,859

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Olympia, WA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Olympia-Lacey-Tumwater, WA metro area are 103.7% of the U.S. average, with housing at 116.7%. It is the #38 most expensive of 387 metro areas we track.

    What salary do you need to live in Olympia, WA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $62,202 in Olympia, WA (before tax differences). The median wage across all jobs here is $61,960.

    How much is rent in Olympia, WA?

    HUD’s FY2026 fair market rents for Olympia, WA are $1,538 for a studio, $1,682 for one bedroom, $1,960 for two bedrooms and $2,613 for three bedrooms, including utilities.

    All salaries in Olympia, WA

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