Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Home Health and Personal Care Aide Salary in Santa Cruz, CA

Home Health and Personal Care Aides in the Santa Cruz-Watsonville, CA metro area earn a median $34,320 a year — 4% less than the national median. After 2026 taxes, that is $28,948 take-home, or $2,412 a month.

Median salary
$34,320
$16.50 per hour
Typical range
$34,320 – $45,560
10th to 90th percentile
Jobs in Santa Cruz, CA
4,470
1.64× national concentration
▲2.6%
Pay trend: The median for home health and personal care aides in Santa Cruz, CA rose from $33,460 (May 2024) to $34,320 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median home health and personal care aide salary in Santa Cruz, CA. Enter your own offer to see your paycheck.

Home Health and Personal Care Aide in Santa Cruz, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$28,948
per year · effective tax rate 15.7%
$2,412Monthly
$1,206Twice a month
$1,113Every 2 weeks
$13.92Hourly
  • Federal income tax$1,938
  • Social Security (6.2%)$2,128
  • Medicare (1.45%)$498
  • California income tax$362
  • CA State Disability Insurance (SDI)$446
  • Take-home pay$28,948

Marginal rate: 12% federal + 4.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Home Health and Personal Care Aide pay by experience in Santa Cruz, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$34,320$16.50$28,948$2,412
25th percentile$34,320$16.50$28,948$2,412
Median (50th)$34,320$16.50$28,948$2,412
75th percentile$40,650$19.54$33,698$2,808
90th percentile (top earners)$45,560$21.90$37,383$3,115

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $34,320 buys in Santa Cruz, CA

Prices in Santa Cruz, CA are 9.9% higher than the U.S. average (housing costs are 1.64× the national average). Adjusted for local prices, a median home health and personal care aide's $28,948 take-home pay has the buying power of $26,341 in a typical American city.

1-bedroom rent
$3,298
137% of monthly take-home
2-bedroom rent
$4,214
175% of monthly take-home
Left after 1-BR rent
-$886
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Santa Cruz, CA has 1.6× the national concentration of home health and personal care aide jobs — a strong local market for this occupation.

Best-paying cities for home health and personal care aides, adjusted for cost of living

Santa Cruz, CA ranks #146 of 180 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Grants Pass, OR $53,120$41,044$41,984
2Kennewick, WA $47,810$40,595$40,563
3Spokane, WA $47,410$40,274$40,135
4Yakima, WA $44,490$37,928$39,696
5Seattle, WA $48,210$40,917$36,818
6Bellingham, WA $44,080$37,598$36,385
7Olympia, WA $44,060$37,582$36,252
8Fargo, ND $37,910$32,641$35,920
146Santa Cruz, CA$34,320$28,948$26,341

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 180 metros →

About the job: home health and personal care aides

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
+18.1% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Home Health and Personal Care Aide salaries elsewhere in California

Frequently asked questions

How much does a home health and personal care aide make in Santa Cruz, CA?

The median home health and personal care aide salary in the Santa Cruz-Watsonville, CA metro area is $34,320 a year, or about $16.50 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $34,320 and $40,650.

What is a home health and personal care aide’s take-home pay in Santa Cruz, CA?

On the median $34,320 salary, a single filer living in California takes home about $28,948 a year ($2,412 a month) after federal tax, Social Security, Medicare and $808 in California taxes in 2026.

Is Santa Cruz, CA a good place to work as a home health and personal care aide?

Pay here is 4% below the national median of $35,800. Local prices are 9.9% above the U.S. average, so the take-home pay buys what $26,341 would in a typical U.S. city. Santa Cruz, CA ranks #146 of 180 metro areas for cost-of-living-adjusted pay in this job.

Can a home health and personal care aide afford rent in Santa Cruz, CA?

HUD’s fair market rent for a one-bedroom in Santa Cruz, CA is $3,298 a month ($4,214 for two bedrooms) — 137% of a median home health and personal care aide’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Cost of living & all salaries in Santa Cruz, CA →