Construction Laborer Salary in Panama City, FL
Construction Laborers in the Panama City-Panama City Beach, FL metro area earn a median $43,250 a year — 8% less than the national median. After 2026 taxes, that is $36,931 take-home, or $3,078 a month.
Take-home pay calculator
Pre-filled with the median construction laborer salary in Panama City, FL. Enter your own offer to see your paycheck.
- Federal income tax$3,010
- Social Security (6.2%)$2,682
- Medicare (1.45%)$627
- Florida income tax$0
- Take-home pay$36,931
Marginal rate: 12% federal + 0.00% state
Construction Laborer pay by experience in Panama City, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $34,070 | $16.38 | $29,555 | $2,463 |
| 25th percentile | $36,490 | $17.54 | $31,500 | $2,625 |
| Median (50th) | $43,250 | $20.79 | $36,931 | $3,078 |
| 75th percentile | $46,940 | $22.57 | $39,896 | $3,325 |
| 90th percentile (top earners) | $56,620 | $27.22 | $47,674 | $3,973 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $43,250 buys in Panama City, FL
Prices in Panama City, FL are 2.7% lower than the U.S. average (housing costs are 4% below the national average). Adjusted for local prices, a median construction laborer's $36,931 take-home pay has the buying power of $37,958 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Panama City, FL has 1.8× the national concentration of construction laborer jobs — a strong local market for this occupation.
Best-paying cities for construction laborers, adjusted for cost of living
Panama City, FL ranks #200 of 286 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Vineland, NJ | $83,680 | $64,558 | $67,271 |
| 2 | Trenton, NJ | $71,920 | $57,000 | $55,243 |
| 3 | Kahului, HI | $79,760 | $60,410 | $55,222 |
| 4 | Duluth, MN | $61,340 | $48,819 | $54,996 |
| 5 | Decatur, IL | $61,270 | $48,522 | $54,876 |
| 6 | St. Louis, MO | $64,500 | $51,912 | $54,593 |
| 7 | Peoria, IL | $62,960 | $49,797 | $54,583 |
| 8 | Jefferson City, MO | $58,220 | $47,161 | $53,607 |
| 200 | Panama City, FL | $43,250 | $36,931 | $37,958 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 286 metros →
Construction Laborer salaries elsewhere in Florida
- Wildwood, FL — $41,170
- Crestview, FL — $45,180
- Sebastian, FL — $45,080
- Punta Gorda, FL — $45,520
- Palm Bay, FL — $44,720
- Naples, FL — $46,040
- North Port, FL — $45,390
- Pensacola, FL — $43,050
Frequently asked questions
How much does a construction laborer make in Panama City, FL?
The median construction laborer salary in the Panama City-Panama City Beach, FL metro area is $43,250 a year, or about $20.79 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $36,490 and $46,940.
What is a construction laborer’s take-home pay in Panama City, FL?
On the median $43,250 salary, a single filer living in Florida takes home about $36,931 a year ($3,078 a month) after federal tax, Social Security, Medicare in 2026.
Is Panama City, FL a good place to work as a construction laborer?
Pay here is 8% below the national median of $47,120. Local prices are 2.7% below the U.S. average, so the take-home pay buys what $37,958 would in a typical U.S. city. Panama City, FL ranks #200 of 286 metro areas for cost-of-living-adjusted pay in this job.
Can a construction laborer afford rent in Panama City, FL?
HUD’s fair market rent for a one-bedroom in Panama City, FL is $1,413 a month ($1,601 for two bedrooms) — 46% of a median construction laborer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.