Construction Laborer Salary in Saginaw, MI
Construction Laborers in the Saginaw, MI metro area earn a median $49,000 a year — 4% more than the national median. After 2026 taxes, that is $39,720 take-home, or $3,310 a month.
Take-home pay calculator
Pre-filled with the median construction laborer salary in Saginaw, MI. Enter your own offer to see your paycheck.
- Federal income tax$3,700
- Social Security (6.2%)$3,038
- Medicare (1.45%)$711
- Michigan income tax$1,832
- Take-home pay$39,720
Marginal rate: 12% federal + 4.25% state
Construction Laborer pay by experience in Saginaw, MI
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $31,200 | $15.00 | $26,174 | $2,181 |
| 25th percentile | $37,770 | $18.16 | $31,174 | $2,598 |
| Median (50th) | $49,000 | $23.56 | $39,720 | $3,310 |
| 75th percentile | $59,530 | $28.62 | $47,733 | $3,978 |
| 90th percentile (top earners) | $64,990 | $31.25 | $51,888 | $4,324 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Michigan resident, 2026 tax rules.
What $49,000 buys in Saginaw, MI
Prices in Saginaw, MI are 9.1% lower than the U.S. average (housing costs are 36% below the national average). Adjusted for local prices, a median construction laborer's $39,720 take-home pay has the buying power of $43,700 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Construction Laborer jobs are about as common in Saginaw, MI as in the U.S. overall (location quotient 0.95).
Best-paying cities for construction laborers, adjusted for cost of living
Saginaw, MI ranks #91 of 286 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Vineland, NJ | $83,680 | $64,558 | $67,271 |
| 2 | Trenton, NJ | $71,920 | $57,000 | $55,243 |
| 3 | Kahului, HI | $79,760 | $60,410 | $55,222 |
| 4 | Duluth, MN | $61,340 | $48,819 | $54,996 |
| 5 | Decatur, IL | $61,270 | $48,522 | $54,876 |
| 6 | St. Louis, MO | $64,500 | $51,912 | $54,593 |
| 7 | Peoria, IL | $62,960 | $49,797 | $54,583 |
| 8 | Jefferson City, MO | $58,220 | $47,161 | $53,607 |
| 91 | Saginaw, MI | $49,000 | $39,720 | $43,700 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 286 metros →
Construction Laborer salaries elsewhere in Michigan
- Flint, MI — $57,170
- Lansing, MI — $57,570
- Detroit, MI — $57,430
- Kalamazoo, MI — $51,380
- Traverse City, MI — $48,400
- Ann Arbor, MI — $50,910
- Grand Rapids, MI — $47,780
Frequently asked questions
How much does a construction laborer make in Saginaw, MI?
The median construction laborer salary in the Saginaw, MI metro area is $49,000 a year, or about $23.56 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $37,770 and $59,530.
What is a construction laborer’s take-home pay in Saginaw, MI?
On the median $49,000 salary, a single filer living in Michigan takes home about $39,720 a year ($3,310 a month) after federal tax, Social Security, Medicare and $1,832 in Michigan taxes in 2026.
Is Saginaw, MI a good place to work as a construction laborer?
Pay here is 4% above the national median of $47,120. Local prices are 9.1% below the U.S. average, so the take-home pay buys what $43,700 would in a typical U.S. city. Saginaw, MI ranks #91 of 286 metro areas for cost-of-living-adjusted pay in this job.
Can a construction laborer afford rent in Saginaw, MI?
HUD’s fair market rent for a one-bedroom in Saginaw, MI is $851 a month ($1,117 for two bedrooms) — 26% of a median construction laborer’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.