Cooks, Restaurant Salary in Chattanooga, TN
Cooks, Restaurant in the Chattanooga, TN-GA metro area earn a median $36,010 a year — 4% less than the national median. After 2026 taxes, that is $31,114 take-home, or $2,593 a month.
Take-home pay calculator
Pre-filled with the median cooks, restaurant salary in Chattanooga, TN. Enter your own offer to see your paycheck.
- Federal income tax$2,141
- Social Security (6.2%)$2,233
- Medicare (1.45%)$522
- Tennessee income tax$0
- Take-home pay$31,114
Marginal rate: 12% federal + 0.00% state
The Chattanooga, TN-GA metro spans Tennessee, Georgia. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Cooks, Restaurant pay by experience in Chattanooga, TN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $27,250 | $13.10 | $24,050 | $2,004 |
| 25th percentile | $29,750 | $14.30 | $26,084 | $2,174 |
| Median (50th) | $36,010 | $17.31 | $31,114 | $2,593 |
| 75th percentile | $37,710 | $18.13 | $32,480 | $2,707 |
| 90th percentile (top earners) | $44,410 | $21.35 | $37,863 | $3,155 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Tennessee resident, 2026 tax rules.
What $36,010 buys in Chattanooga, TN
Prices in Chattanooga, TN are 8.5% lower than the U.S. average (housing costs are 23% below the national average). Adjusted for local prices, a median cooks, restaurant's $31,114 take-home pay has the buying power of $34,018 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Cooks, Restaurant jobs are about as common in Chattanooga, TN as in the U.S. overall (location quotient 1.02).
Best-paying cities for cooks, restaurant, adjusted for cost of living
Chattanooga, TN ranks #15 of 101 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Spokane, WA | $44,230 | $37,719 | $37,589 |
| 2 | Portland, ME | $46,560 | $37,630 | $36,943 |
| 3 | Seattle, WA | $47,730 | $40,531 | $36,471 |
| 4 | San Jose, CA | $47,170 | $38,588 | $34,946 |
| 5 | Worcester, MA | $44,250 | $35,742 | $34,863 |
| 6 | Denver, CO | $44,370 | $36,587 | $34,588 |
| 7 | Omaha, NE | $37,840 | $31,742 | $34,536 |
| 8 | Atlantic City, NJ | $40,250 | $33,830 | $34,221 |
| 15 | Chattanooga, TN | $36,010 | $31,114 | $34,018 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 101 metros →
About the job: cooks, restaurant
Prepare, season, and cook dishes such as soups, meats, vegetables, or desserts in restaurants. May order supplies, keep records and accounts, price items on menu, or plan menu.
- Typical education
- No formal educational credential
- Work experience
- Less than 5 years
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- +12.1% (much faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Cooks, Restaurant salaries elsewhere in Tennessee
- Nashville, TN — $38,170
- Knoxville, TN — $36,520
- Memphis, TN — $36,340
Frequently asked questions
How much does a cooks, restaurant make in Chattanooga, TN?
The median cooks, restaurant salary in the Chattanooga, TN-GA metro area is $36,010 a year, or about $17.31 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $29,750 and $37,710.
What is a cooks, restaurant’s take-home pay in Chattanooga, TN?
On the median $36,010 salary, a single filer living in Tennessee takes home about $31,114 a year ($2,593 a month) after federal tax, Social Security, Medicare in 2026.
Is Chattanooga, TN a good place to work as a cooks, restaurant?
Pay here is 4% below the national median of $37,390. Local prices are 8.5% below the U.S. average, so the take-home pay buys what $34,018 would in a typical U.S. city. Chattanooga, TN ranks #15 of 101 metro areas for cost-of-living-adjusted pay in this job.
Can a cooks, restaurant afford rent in Chattanooga, TN?
HUD’s fair market rent for a one-bedroom in Chattanooga, TN is $1,263 a month ($1,390 for two bedrooms) — 49% of a median cooks, restaurant’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Chattanooga, TN
- First-Line Supervisor of Food Preparation and Serving Workers — $39,220
- Fast Food and Counter Worker — $27,140
- Waiter and Waitress — $24,240