Cooks, Restaurant Salary in Waco, TX

Cooks, Restaurant in the Waco, TX metro area earn a median $31,500 a year — 16% less than the national median. After 2026 taxes, that is $27,490 take-home, or $2,291 a month.

Median salary
$31,500
$15.14 per hour
Typical range
$21,640 – $37,380
10th to 90th percentile
Jobs in Waco, TX
1,140
0.97× national concentration

Take-home pay calculator

Pre-filled with the median cooks, restaurant salary in Waco, TX. Enter your own offer to see your paycheck.

Cooks, Restaurant in Waco, TX
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$27,490
per year · effective tax rate 12.7%
$2,291Monthly
$1,145Twice a month
$1,057Every 2 weeks
$13.22Hourly
  • Federal income tax$1,600
  • Social Security (6.2%)$1,953
  • Medicare (1.45%)$457
  • Texas income tax$0
  • Take-home pay$27,490

Marginal rate: 12% federal + 0.00% state

Cooks, Restaurant pay by experience in Waco, TX

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$21,640$10.40$19,431$1,619
25th percentile$27,450$13.20$24,215$2,018
Median (50th)$31,500$15.14$27,490$2,291
75th percentile$35,980$17.30$31,090$2,591
90th percentile (top earners)$37,380$17.97$32,215$2,685

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.

What $31,500 buys in Waco, TX

Prices in Waco, TX are 7.5% lower than the U.S. average (housing costs are 16% below the national average). Adjusted for local prices, a median cooks, restaurant's $27,490 take-home pay has the buying power of $29,703 in a typical American city.

1-bedroom rent
$966
42% of monthly take-home
2-bedroom rent
$1,208
53% of monthly take-home
Left after 1-BR rent
$1,325
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Cooks, Restaurant jobs are about as common in Waco, TX as in the U.S. overall (location quotient 0.97).

Best-paying cities for cooks, restaurant, adjusted for cost of living

Waco, TX ranks #272 of 327 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Yakima, WA $44,390$37,847$39,612
2Mount Vernon, WA $46,450$39,503$38,561
3Kennewick, WA $45,280$38,562$38,532
4Barnstable Town, MA $46,930$37,762$38,395
5Spokane, WA $44,230$37,719$37,589
6Bremerton, WA $46,460$39,511$37,413
7Bellingham, WA $45,370$38,635$37,388
8Pittsfield, MA $43,970$35,531$37,360
272Waco, TX$31,500$27,490$29,703

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 327 metros →

Cooks, Restaurant salaries elsewhere in Texas

Frequently asked questions

How much does a cooks, restaurant make in Waco, TX?

The median cooks, restaurant salary in the Waco, TX metro area is $31,500 a year, or about $15.14 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $27,450 and $35,980.

What is a cooks, restaurant’s take-home pay in Waco, TX?

On the median $31,500 salary, a single filer living in Texas takes home about $27,490 a year ($2,291 a month) after federal tax, Social Security, Medicare in 2026.

Is Waco, TX a good place to work as a cooks, restaurant?

Pay here is 16% below the national median of $37,390. Local prices are 7.5% below the U.S. average, so the take-home pay buys what $29,703 would in a typical U.S. city. Waco, TX ranks #272 of 327 metro areas for cost-of-living-adjusted pay in this job.

Can a cooks, restaurant afford rent in Waco, TX?

HUD’s fair market rent for a one-bedroom in Waco, TX is $966 a month ($1,208 for two bedrooms) — 42% of a median cooks, restaurant’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Waco, TX

Cost of living & all salaries in Waco, TX →