Credit Analyst Salary in Dallas, TX
Credit Analysts in the Dallas-Fort Worth-Arlington, TX metro area earn a median $80,530 a year — 4% less than the national median. After 2026 taxes, that is $65,483 take-home, or $5,457 a month.
Take-home pay calculator
Pre-filled with the median credit analyst salary in Dallas, TX. Enter your own offer to see your paycheck.
- Federal income tax$8,887
- Social Security (6.2%)$4,993
- Medicare (1.45%)$1,168
- Texas income tax$0
- Take-home pay$65,483
Marginal rate: 22% federal + 0.00% state
Credit Analyst pay by experience in Dallas, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $56,910 | $27.36 | $47,907 | $3,992 |
| 25th percentile | $61,470 | $29.55 | $51,571 | $4,298 |
| Median (50th) | $80,530 | $38.72 | $65,483 | $5,457 |
| 75th percentile | $103,550 | $49.78 | $81,677 | $6,806 |
| 90th percentile (top earners) | $152,270 | $73.21 | $115,343 | $9,612 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $80,530 buys in Dallas, TX
Prices in Dallas, TX are 3.1% higher than the U.S. average (housing costs are 1.18× the national average). Adjusted for local prices, a median credit analyst's $65,483 take-home pay has the buying power of $63,520 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Dallas, TX has 1.9× the national concentration of credit analyst jobs — a strong local market for this occupation.
Best-paying cities for credit analysts, adjusted for cost of living
Dallas, TX ranks #16 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $136,500 | $97,551 | $86,663 |
| 2 | Charlotte, NC | $100,640 | $76,123 | $78,197 |
| 3 | Buffalo, NY | $99,640 | $74,088 | $77,301 |
| 4 | Washington, DC | $114,700 | $82,740 | $75,990 |
| 5 | San Francisco, CA | $122,590 | $86,291 | $74,638 |
| 6 | Boston, MA | $101,890 | $75,635 | $69,860 |
| 7 | Philadelphia, PA | $92,460 | $71,037 | $69,268 |
| 8 | Jacksonville, FL | $83,160 | $67,333 | $67,682 |
| 16 | Dallas, TX | $80,530 | $65,483 | $63,520 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
Credit Analyst salaries elsewhere in Texas
- Houston, TX — $79,280
- San Antonio, TX — $66,010
Frequently asked questions
How much does a credit analyst make in Dallas, TX?
The median credit analyst salary in the Dallas-Fort Worth-Arlington, TX metro area is $80,530 a year, or about $38.72 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $61,470 and $103,550.
What is a credit analyst’s take-home pay in Dallas, TX?
On the median $80,530 salary, a single filer living in Texas takes home about $65,483 a year ($5,457 a month) after federal tax, Social Security, Medicare in 2026.
Is Dallas, TX a good place to work as a credit analyst?
Pay here is 4% below the national median of $83,510. Local prices are 3.1% above the U.S. average, so the take-home pay buys what $63,520 would in a typical U.S. city. Dallas, TX ranks #16 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a credit analyst afford rent in Dallas, TX?
HUD’s fair market rent for a one-bedroom in Dallas, TX is $1,586 a month ($1,858 for two bedrooms) — 29% of a median credit analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Dallas, TX
- Financial Risk Specialist — $103,760
- Management Analyst — $102,860
- Financial and Investment Analyst — $100,350
- Project Management Specialist — $98,900
- Tax Examiners and Collectors, and Revenue Agents — $96,320
- Labor Relations Specialist — $95,550
- Business Operations Specialists, All Other — $83,600
- Claims Adjusters, Examiners, and Investigators — $82,890
- Budget Analyst — $82,790
- Accountant and Auditor — $82,620
- Financial Examiner — $79,980
- Insurance Appraisers, Auto Damage — $79,810