Fast Food and Counter Worker Salary in Waterloo, IA
Fast Food and Counter Workers in the Waterloo-Cedar Falls, IA metro area earn a median $27,820 a year — 11% less than the national median. After 2026 taxes, that is $24,114 take-home, or $2,010 a month.
Take-home pay calculator
Pre-filled with the median fast food and counter worker salary in Waterloo, IA. Enter your own offer to see your paycheck.
- Federal income tax$1,172
- Social Security (6.2%)$1,725
- Medicare (1.45%)$403
- Iowa income tax$405
- Take-home pay$24,114
Marginal rate: 10% federal + 3.80% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Fast Food and Counter Worker pay by experience in Waterloo, IA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $21,720 | $10.44 | $19,323 | $1,610 |
| 25th percentile | $26,110 | $12.55 | $22,771 | $1,898 |
| Median (50th) | $27,820 | $13.38 | $24,114 | $2,010 |
| 75th percentile | $31,740 | $15.26 | $27,129 | $2,261 |
| 90th percentile (top earners) | $35,870 | $17.25 | $30,290 | $2,524 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Iowa resident, 2026 tax rules.
What $27,820 buys in Waterloo, IA
Prices in Waterloo, IA are 12.9% lower than the U.S. average (housing costs are 37% below the national average). Adjusted for local prices, a median fast food and counter worker's $24,114 take-home pay has the buying power of $27,700 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Waterloo, IA has 1.2× the national concentration of fast food and counter worker jobs — a strong local market for this occupation.
Best-paying cities for fast food and counter workers, adjusted for cost of living
Waterloo, IA ranks #70 of 241 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Modesto, CA | $42,630 | $35,184 | $33,796 |
| 2 | Vallejo, CA | $44,110 | $36,295 | $33,458 |
| 3 | Santa Rosa, CA | $43,610 | $35,920 | $33,326 |
| 4 | San Jose, CA | $44,570 | $36,640 | $33,182 |
| 5 | Sacramento, CA | $42,860 | $35,357 | $33,146 |
| 6 | Stockton, CA | $41,740 | $34,517 | $32,845 |
| 7 | Riverside, CA | $42,280 | $34,922 | $32,808 |
| 8 | Salinas, CA | $43,260 | $35,657 | $32,701 |
| 70 | Waterloo, IA | $27,820 | $24,114 | $27,700 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 241 metros →
About the job: fast food and counter workers
Perform duties such as taking orders and serving food and beverages. Serve customers at counter or from a steam table. May take payment. May prepare food and beverages. Counter attendants who also wait tables are included in "Waiters and Waitresses" (35-3031),
- Typical education
- No formal educational credential
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- +5.8% (faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Fast Food and Counter Worker salaries elsewhere in Iowa
- Davenport, IA — $31,200
- Cedar Rapids, IA — $28,280
- Des Moines, IA — $29,140
- Iowa City, IA — $28,760
Frequently asked questions
How much does a fast food and counter worker make in Waterloo, IA?
The median fast food and counter worker salary in the Waterloo-Cedar Falls, IA metro area is $27,820 a year, or about $13.38 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $26,110 and $31,740.
What is a fast food and counter worker’s take-home pay in Waterloo, IA?
On the median $27,820 salary, a single filer living in Iowa takes home about $24,114 a year ($2,010 a month) after federal tax, Social Security, Medicare and $405 in Iowa taxes in 2026.
Is Waterloo, IA a good place to work as a fast food and counter worker?
Pay here is 11% below the national median of $31,200. Local prices are 12.9% below the U.S. average, so the take-home pay buys what $27,700 would in a typical U.S. city. Waterloo, IA ranks #70 of 241 metro areas for cost-of-living-adjusted pay in this job.
Can a fast food and counter worker afford rent in Waterloo, IA?
HUD’s fair market rent for a one-bedroom in Waterloo, IA is $793 a month ($1,040 for two bedrooms) — 39% of a median fast food and counter worker’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.