Financial Examiner Salary in Chicago, IL

Financial Examiners in the Chicago-Naperville-Elgin, IL-IN metro area earn a median $98,470 a year — 5% more than the national median. After 2026 taxes, that is $73,374 take-home, or $6,115 a month.

Median salary
$98,470
$47.34 per hour
Typical range
$63,330 – $172,680
10th to 90th percentile
Jobs in Chicago, IL
3,160
1.60× national concentration

Take-home pay calculator

Pre-filled with the median financial examiner salary in Chicago, IL. Enter your own offer to see your paycheck.

Financial Examiner in Chicago, IL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$73,374
per year · effective tax rate 25.5%
$6,115Monthly
$3,057Twice a month
$2,822Every 2 weeks
$35.28Hourly
  • Federal income tax$12,833
  • Social Security (6.2%)$6,105
  • Medicare (1.45%)$1,428
  • Illinois income tax$4,729
  • Take-home pay$73,374

Marginal rate: 22% federal + 4.95% state

The Chicago-Naperville-Elgin, IL-IN metro spans Illinois, Indiana. Pick the state you live in — state income tax follows your residence.

Financial Examiner pay by experience in Chicago, IL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$63,330$30.45$50,076$4,173
25th percentile$84,190$40.48$64,035$5,336
Median (50th)$98,470$47.34$73,374$6,115
75th percentile$132,920$63.90$95,682$7,974
90th percentile (top earners)$172,680$83.02$120,890$10,074

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Illinois resident, 2026 tax rules.

What $98,470 buys in Chicago, IL

Prices in Chicago, IL are 3.6% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median financial examiner's $73,374 take-home pay has the buying power of $70,828 in a typical American city.

1-bedroom rent
$1,534
25% of monthly take-home
2-bedroom rent
$1,743
29% of monthly take-home
Left after 1-BR rent
$4,581
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Chicago, IL has 1.6× the national concentration of financial examiner jobs — a strong local market for this occupation.

Best-paying cities for financial examiners, adjusted for cost of living

Chicago, IL ranks #13 of 30 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Washington, DC $157,560$108,534$99,679
2New York, NY $133,380$95,602$84,932
3Charlotte, NC $105,240$79,176$81,333
4San Francisco, CA $131,820$91,622$79,249
5Pittsburgh, PA $97,910$74,704$78,909
6Richmond, VA $100,540$74,593$76,226
7Kansas City, MO $89,300$68,393$73,904
8Minneapolis, MN $104,260$76,611$73,086
13Chicago, IL$98,470$73,374$70,828

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →

Frequently asked questions

How much does a financial examiner make in Chicago, IL?

The median financial examiner salary in the Chicago-Naperville-Elgin, IL-IN metro area is $98,470 a year, or about $47.34 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $84,190 and $132,920.

What is a financial examiner’s take-home pay in Chicago, IL?

On the median $98,470 salary, a single filer living in Illinois takes home about $73,374 a year ($6,115 a month) after federal tax, Social Security, Medicare and $4,729 in Illinois taxes in 2026.

Is Chicago, IL a good place to work as a financial examiner?

Pay here is 5% above the national median of $94,160. Local prices are 3.6% above the U.S. average, so the take-home pay buys what $70,828 would in a typical U.S. city. Chicago, IL ranks #13 of 30 metro areas for cost-of-living-adjusted pay in this job.

Can a financial examiner afford rent in Chicago, IL?

HUD’s fair market rent for a one-bedroom in Chicago, IL is $1,534 a month ($1,743 for two bedrooms) — 25% of a median financial examiner’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Chicago, IL

Cost of living & all salaries in Chicago, IL →