Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Food Servers, Nonrestaurant Salary in Chicago, IL

Food Servers, Nonrestaurant in the Chicago-Naperville-Elgin, IL-IN metro area earn a median $35,670 a year — 1% more than the national median. After 2026 taxes, that is $29,220 take-home, or $2,435 a month.

Median salary
$35,670
$17.15 per hour
Typical range
$31,200 – $44,010
10th to 90th percentile
Jobs in Chicago, IL
12,200
1.43× national concentration
▲2.5%
Pay trend: The median for food servers, nonrestaurant in Chicago, IL rose from $34,800 (May 2024) to $35,670 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median food servers, nonrestaurant salary in Chicago, IL. Enter your own offer to see your paycheck.

Food Servers, Nonrestaurant in Chicago, IL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$29,220
per year · effective tax rate 18.1%
$2,435Monthly
$1,217Twice a month
$1,124Every 2 weeks
$14.05Hourly
  • Federal income tax$2,100
  • Social Security (6.2%)$2,212
  • Medicare (1.45%)$517
  • Illinois income tax$1,621
  • Take-home pay$29,220

Marginal rate: 12% federal + 4.95% state

The Chicago-Naperville-Elgin, IL-IN metro spans Illinois, Indiana. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Food Servers, Nonrestaurant pay by experience in Chicago, IL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$31,200$15.00$25,850$2,154
25th percentile$33,350$16.03$27,471$2,289
Median (50th)$35,670$17.15$29,220$2,435
75th percentile$38,040$18.29$31,007$2,584
90th percentile (top earners)$44,010$21.16$35,508$2,959

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Illinois resident, 2026 tax rules.

What $35,670 buys in Chicago, IL

Prices in Chicago, IL are 3.6% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median food servers, nonrestaurant's $29,220 take-home pay has the buying power of $28,206 in a typical American city.

1-bedroom rent
$1,534
63% of monthly take-home
2-bedroom rent
$1,743
72% of monthly take-home
Left after 1-BR rent
$901
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Chicago, IL has 1.4× the national concentration of food servers, nonrestaurant jobs — a strong local market for this occupation.

Best-paying cities for food servers, nonrestaurant, adjusted for cost of living

Chicago, IL ranks #16 of 25 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1San Francisco, CA $44,710$36,746$31,783
2Seattle, WA $40,640$34,834$31,345
3Denver, CO $39,850$33,154$31,342
4St. Louis, MO $34,340$29,096$30,599
5Tampa, FL $34,480$29,885$29,621
6Columbus, OH $32,250$27,988$29,317
7Phoenix, AZ $35,690$30,173$29,205
8Cincinnati, OH $32,070$27,849$29,201
16Chicago, IL$35,670$29,220$28,206

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 25 metros →

About the job: food servers, nonrestaurant

Serve food to individuals outside of a restaurant environment, such as in hotel rooms, hospital rooms, residential care facilities, or cars.

Typical education
No formal educational credential
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
+4.5% (about average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a food servers, nonrestaurant make in Chicago, IL?

The median food servers, nonrestaurant salary in the Chicago-Naperville-Elgin, IL-IN metro area is $35,670 a year, or about $17.15 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $33,350 and $38,040.

What is a food servers, nonrestaurant’s take-home pay in Chicago, IL?

On the median $35,670 salary, a single filer living in Illinois takes home about $29,220 a year ($2,435 a month) after federal tax, Social Security, Medicare and $1,621 in Illinois taxes in 2026.

Is Chicago, IL a good place to work as a food servers, nonrestaurant?

Pay here is 1% above the national median of $35,360. Local prices are 3.6% above the U.S. average, so the take-home pay buys what $28,206 would in a typical U.S. city. Chicago, IL ranks #16 of 25 metro areas for cost-of-living-adjusted pay in this job.

Can a food servers, nonrestaurant afford rent in Chicago, IL?

HUD’s fair market rent for a one-bedroom in Chicago, IL is $1,534 a month ($1,743 for two bedrooms) — 63% of a median food servers, nonrestaurant’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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