Human Resources Specialist Salary in Waco, TX
Human Resources Specialists in the Waco, TX metro area earn a median $63,320 a year — 17% less than the national median. After 2026 taxes, that is $53,058 take-home, or $4,421 a month.
Take-home pay calculator
Pre-filled with the median human resources specialist salary in Waco, TX. Enter your own offer to see your paycheck.
- Federal income tax$5,418
- Social Security (6.2%)$3,926
- Medicare (1.45%)$918
- Texas income tax$0
- Take-home pay$53,058
Marginal rate: 12% federal + 0.00% state
Human Resources Specialist pay by experience in Waco, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $39,990 | $19.23 | $34,312 | $2,859 |
| 25th percentile | $51,750 | $24.88 | $43,761 | $3,647 |
| Median (50th) | $63,320 | $30.44 | $53,058 | $4,421 |
| 75th percentile | $83,350 | $40.07 | $67,467 | $5,622 |
| 90th percentile (top earners) | $106,810 | $51.35 | $83,971 | $6,998 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $63,320 buys in Waco, TX
Prices in Waco, TX are 7.5% lower than the U.S. average (housing costs are 16% below the national average). Adjusted for local prices, a median human resources specialist's $53,058 take-home pay has the buying power of $57,329 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Human Resources Specialist jobs are less concentrated in Waco, TX than nationally (location quotient 0.77), so openings may be scarcer.
Best-paying cities for human resources specialists, adjusted for cost of living
Waco, TX ranks #127 of 217 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Parkersburg, WV | $94,520 | $71,704 | $82,356 |
| 2 | San Jose, CA | $112,140 | $80,063 | $72,506 |
| 3 | Davenport, IA | $79,670 | $62,502 | $70,165 |
| 4 | Rochester, MN | $83,810 | $63,615 | $70,044 |
| 5 | Fargo, ND | $76,550 | $62,449 | $68,723 |
| 6 | Bremerton, WA | $90,290 | $72,349 | $68,508 |
| 7 | Washington, DC | $100,830 | $74,162 | $68,111 |
| 8 | Elizabethtown, KY | $78,850 | $61,659 | $68,077 |
| 127 | Waco, TX | $63,320 | $53,058 | $57,329 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 217 metros →
Human Resources Specialist salaries elsewhere in Texas
- Midland, TX — $78,650
- Killeen, TX — $70,170
- San Antonio, TX — $72,930
- Austin, TX — $75,860
- Houston, TX — $72,550
- Longview, TX — $64,750
- Beaumont, TX — $62,900
- College Station, TX — $62,460
Frequently asked questions
How much does a human resources specialist make in Waco, TX?
The median human resources specialist salary in the Waco, TX metro area is $63,320 a year, or about $30.44 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $51,750 and $83,350.
What is a human resources specialist’s take-home pay in Waco, TX?
On the median $63,320 salary, a single filer living in Texas takes home about $53,058 a year ($4,421 a month) after federal tax, Social Security, Medicare in 2026.
Is Waco, TX a good place to work as a human resources specialist?
Pay here is 17% below the national median of $75,940. Local prices are 7.5% below the U.S. average, so the take-home pay buys what $57,329 would in a typical U.S. city. Waco, TX ranks #127 of 217 metro areas for cost-of-living-adjusted pay in this job.
Can a human resources specialist afford rent in Waco, TX?
HUD’s fair market rent for a one-bedroom in Waco, TX is $966 a month ($1,208 for two bedrooms) — 22% of a median human resources specialist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Waco, TX
- Business Operations Specialists, All Other — $79,440
- Project Management Specialist — $78,580
- Accountant and Auditor — $76,140
- Buyer and Purchasing Agent — $74,920