Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Marriage and Family Therapist Salary in San Diego, CA

Marriage and Family Therapists in the San Diego-Chula Vista-Carlsbad, CA metro area earn a median $49,610 a year — 26% less than the national median. After 2026 taxes, that is $40,371 take-home, or $3,364 a month.

Median salary
$49,610
$23.85 per hour
Typical range
$42,430 – $109,200
10th to 90th percentile
Jobs in San Diego, CA
5,350
8.10× national concentration
▲1.3%
Pay trend: The median for marriage and family therapists in San Diego, CA rose from $48,950 (May 2024) to $49,610 (May 2025). That trailed inflation (2.4%), so buying power slipped about 1.1%.

Take-home pay calculator

Pre-filled with the median marriage and family therapist salary in San Diego, CA. Enter your own offer to see your paycheck.

Marriage and Family Therapist in San Diego, CA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$40,371
per year · effective tax rate 18.6%
$3,364Monthly
$1,682Twice a month
$1,553Every 2 weeks
$19.41Hourly
  • Federal income tax$3,773
  • Social Security (6.2%)$3,076
  • Medicare (1.45%)$719
  • California income tax$1,026
  • CA State Disability Insurance (SDI)$645
  • Take-home pay$40,371

Marginal rate: 12% federal + 6.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Marriage and Family Therapist pay by experience in San Diego, CA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$42,430$20.40$35,034$2,920
25th percentile$49,610$23.85$40,371$3,364
Median (50th)$49,610$23.85$40,371$3,364
75th percentile$74,390$35.76$57,457$4,788
90th percentile (top earners)$109,200$52.50$78,307$6,526

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, California resident, 2026 tax rules.

What $49,610 buys in San Diego, CA

Prices in San Diego, CA are 11.9% higher than the U.S. average (housing costs are 1.79× the national average). Adjusted for local prices, a median marriage and family therapist's $40,371 take-home pay has the buying power of $36,082 in a typical American city.

1-bedroom rent
$2,459
73% of monthly take-home
2-bedroom rent
$3,001
89% of monthly take-home
Left after 1-BR rent
$905
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

San Diego, CA has 8.1× the national concentration of marriage and family therapist jobs — a strong local market for this occupation.

Best-paying cities for marriage and family therapists, adjusted for cost of living

San Diego, CA ranks #3 of 3 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1New York, NY $91,130$68,604$60,947
2Los Angeles, CA $71,110$55,455$48,830
3San Diego, CA $49,610$40,371$36,082

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 3 metros →

About the job: marriage and family therapists

Diagnose and treat mental and emotional disorders, whether cognitive, affective, or behavioral, within the context of marriage and family systems. Apply psychotherapeutic and family systems theories and techniques in the delivery of services to individuals, couples, and families for the purpose of treating such diagnosed nervous and mental disorders.

Typical education
Master's degree
Work experience
None required
On-the-job training
Internship/residency
Job outlook, 2025–35
+13.5% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Marriage and Family Therapist salaries elsewhere in California

Frequently asked questions

How much does a marriage and family therapist make in San Diego, CA?

The median marriage and family therapist salary in the San Diego-Chula Vista-Carlsbad, CA metro area is $49,610 a year, or about $23.85 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $49,610 and $74,390.

What is a marriage and family therapist’s take-home pay in San Diego, CA?

On the median $49,610 salary, a single filer living in California takes home about $40,371 a year ($3,364 a month) after federal tax, Social Security, Medicare and $1,671 in California taxes in 2026.

Is San Diego, CA a good place to work as a marriage and family therapist?

Pay here is 26% below the national median of $66,940. Local prices are 11.9% above the U.S. average, so the take-home pay buys what $36,082 would in a typical U.S. city. San Diego, CA ranks #3 of 3 metro areas for cost-of-living-adjusted pay in this job.

Can a marriage and family therapist afford rent in San Diego, CA?

HUD’s fair market rent for a one-bedroom in San Diego, CA is $2,459 a month ($3,001 for two bedrooms) — 73% of a median marriage and family therapist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in San Diego, CA →