Medical Records Specialist Salary in New York, NY
Medical Records Specialists in the New York-Newark-Jersey City, NY-NJ metro area earn a median $61,190 a year — 20% more than the national median. After 2026 taxes, that is $48,639 take-home, or $4,053 a month.
Take-home pay calculator
Pre-filled with the median medical records specialist salary in New York, NY. Enter your own offer to see your paycheck.
- Federal income tax$5,163
- Social Security (6.2%)$3,794
- Medicare (1.45%)$887
- New York income tax$2,707
- Take-home pay$48,639
Marginal rate: 12% federal + 5.40% state
Living in New York City? City residents also pay New York City’s city income tax — about $1,937 a year on this salary — which lowers take-home pay to $46,702 ($3,892 a month). Choose “New York City” under City income tax in the calculator. Suburban residents usually don’t pay it.
The New York-Newark-Jersey City, NY-NJ metro spans New York, New Jersey. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Medical Records Specialist pay by experience in New York, NY
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $35,640 | $17.13 | $29,489 | $2,457 |
| 25th percentile | $46,900 | $22.55 | $37,929 | $3,161 |
| Median (50th) | $61,190 | $29.42 | $48,639 | $4,053 |
| 75th percentile | $81,090 | $38.99 | $62,095 | $5,175 |
| 90th percentile (top earners) | $102,600 | $49.33 | $75,996 | $6,333 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, New York resident, 2026 tax rules.
What $61,190 buys in New York, NY
Prices in New York, NY are 12.6% higher than the U.S. average (housing costs are 1.49× the national average). Adjusted for local prices, a median medical records specialist's $48,639 take-home pay has the buying power of $43,210 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Medical Records Specialist jobs are less concentrated in New York, NY than nationally (location quotient 0.68), so openings may be scarcer.
Best-paying cities for medical records specialists, adjusted for cost of living
New York, NY ranks #7 of 13 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Seattle, WA | $65,530 | $54,833 | $49,340 |
| 2 | Atlanta, GA | $58,950 | $47,110 | $47,082 |
| 3 | Chicago, IL | $57,970 | $46,034 | $44,437 |
| 4 | Boston, MA | $60,460 | $47,957 | $44,295 |
| 5 | Houston, TX | $51,250 | $43,359 | $43,962 |
| 6 | Washington, DC | $58,810 | $47,058 | $43,218 |
| 7 | New York, NY | $61,190 | $48,639 | $43,210 |
| 8 | Dallas, TX | $52,140 | $44,074 | $42,753 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 13 metros →
About the job: medical records specialists
Compile, process, and maintain medical records of hospital and clinic patients in a manner consistent with medical, administrative, ethical, legal, and regulatory requirements of the healthcare system. Classify medical and healthcare concepts, including diagnosis, procedures, medical services, and equipment, into the healthcare industry’s numerical coding system.
- Typical education
- Postsecondary nondegree award
- Work experience
- None required
- On-the-job training
- None
- Job outlook, 2025–35
- +7.8% (faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a medical records specialist make in New York, NY?
The median medical records specialist salary in the New York-Newark-Jersey City, NY-NJ metro area is $61,190 a year, or about $29.42 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $46,900 and $81,090.
What is a medical records specialist’s take-home pay in New York, NY?
On the median $61,190 salary, a single filer living in New York takes home about $48,639 a year ($4,053 a month) after federal tax, Social Security, Medicare and $2,707 in New York taxes in 2026.
Is New York, NY a good place to work as a medical records specialist?
Pay here is 20% above the national median of $51,140. Local prices are 12.6% above the U.S. average, so the take-home pay buys what $43,210 would in a typical U.S. city. New York, NY ranks #7 of 13 metro areas for cost-of-living-adjusted pay in this job.
Can a medical records specialist afford rent in New York, NY?
HUD’s fair market rent for a one-bedroom in New York, NY is $2,378 a month ($2,697 for two bedrooms) — 59% of a median medical records specialist’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
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