Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Substance Abuse, Behavioral Disorder, and Mental Health Counselors Salary in Louisville, KY

Substance Abuse, Behavioral Disorder, and Mental Health Counselors in the Louisville/Jefferson County, KY-IN metro area earn a median $50,970 a year — 14% less than the national median. After 2026 taxes, that is $41,468 take-home, or $3,456 a month.

Median salary
$50,970
$24.50 per hour
Typical range
$37,530 – $87,360
10th to 90th percentile
Jobs in Louisville, KY
2,870
1.32× national concentration
▼6.6%
Pay trend: The median for substance abuse, behavioral disorder, and mental health counselors in Louisville, KY fell from $54,580 (May 2024) to $50,970 (May 2025). That trailed inflation (2.4%), so buying power slipped about 9.0%.

Take-home pay calculator

Pre-filled with the median substance abuse, behavioral disorder, and mental health counselors salary in Louisville, KY. Enter your own offer to see your paycheck.

Substance Abuse, Behavioral Disorder, and Mental Health Counselors in Louisville, KY
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$41,468
per year · effective tax rate 18.6%
$3,456Monthly
$1,728Twice a month
$1,595Every 2 weeks
$19.94Hourly
  • Federal income tax$3,936
  • Social Security (6.2%)$3,160
  • Medicare (1.45%)$739
  • Kentucky income tax$1,666
  • Take-home pay$41,468

Marginal rate: 12% federal + 3.50% state

The Louisville/Jefferson County, KY-IN metro spans Kentucky, Indiana. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Substance Abuse, Behavioral Disorder, and Mental Health Counselors pay by experience in Louisville, KY

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$37,530$18.04$31,139$2,595
25th percentile$41,730$20.06$34,367$2,864
Median (50th)$50,970$24.50$41,468$3,456
75th percentile$74,350$35.75$58,651$4,888
90th percentile (top earners)$87,360$42.00$67,348$5,612

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Kentucky resident, 2026 tax rules.

What $50,970 buys in Louisville, KY

Prices in Louisville, KY are 6.9% lower than the U.S. average (housing costs are 21% below the national average). Adjusted for local prices, a median substance abuse, behavioral disorder, and mental health counselors's $41,468 take-home pay has the buying power of $44,554 in a typical American city.

1-bedroom rent
$1,026
30% of monthly take-home
2-bedroom rent
$1,248
36% of monthly take-home
Left after 1-BR rent
$2,430
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Louisville, KY has 1.3× the national concentration of substance abuse, behavioral disorder, and mental health counselors jobs — a strong local market for this occupation.

Best-paying cities for substance abuse, behavioral disorder, and mental health counselors, adjusted for cost of living

Louisville, KY ranks #36 of 42 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Houston, TX $67,370$56,225$57,006
2Austin, TX $66,780$55,810$56,910
3Seattle, WA $73,580$60,594$54,523
4Portland, OR $75,420$56,118$53,233
5Kansas City, MO $60,690$49,029$52,980
6Cleveland, OH $59,630$49,235$52,421
7Phoenix, AZ $66,020$53,785$52,059
8Milwaukee, WI $61,960$50,020$51,600
36Louisville, KY$50,970$41,468$44,554

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 42 metros →

About the job: substance abuse, behavioral disorder, and mental health counselors

Typical education
Master's degree
Work experience
None required
On-the-job training
Internship/residency
Job outlook, 2025–35
+18.4% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a substance abuse, behavioral disorder, and mental health counselors make in Louisville, KY?

The median substance abuse, behavioral disorder, and mental health counselors salary in the Louisville/Jefferson County, KY-IN metro area is $50,970 a year, or about $24.50 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $41,730 and $74,350.

What is a substance abuse, behavioral disorder, and mental health counselors’s take-home pay in Louisville, KY?

On the median $50,970 salary, a single filer living in Kentucky takes home about $41,468 a year ($3,456 a month) after federal tax, Social Security, Medicare and $1,666 in Kentucky taxes in 2026.

Is Louisville, KY a good place to work as a substance abuse, behavioral disorder, and mental health counselors?

Pay here is 14% below the national median of $59,350. Local prices are 6.9% below the U.S. average, so the take-home pay buys what $44,554 would in a typical U.S. city. Louisville, KY ranks #36 of 42 metro areas for cost-of-living-adjusted pay in this job.

Can a substance abuse, behavioral disorder, and mental health counselors afford rent in Louisville, KY?

HUD’s fair market rent for a one-bedroom in Louisville, KY is $1,026 a month ($1,248 for two bedrooms) — 30% of a median substance abuse, behavioral disorder, and mental health counselors’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Cost of living & all salaries in Louisville, KY →