Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Substitute Teachers, Short-Term Salary in Philadelphia, PA

Substitute Teachers, Short-Term in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area earn a median $45,680 a year — 10% more than the national median. After 2026 taxes, that is $37,482 take-home, or $3,123 a month.

Median salary
$45,680
$21.96 per hour
Typical range
$33,800 – $60,550
10th to 90th percentile
Jobs in Philadelphia, PA
11,210
1.15× national concentration
▲0.8%
Pay trend: The median for substitute teachers, short-term in Philadelphia, PA rose from $45,310 (May 2024) to $45,680 (May 2025). That trailed inflation (2.4%), so buying power slipped about 1.6%.

Take-home pay calculator

Pre-filled with the median substitute teachers, short-term salary in Philadelphia, PA. Enter your own offer to see your paycheck.

Substitute Teachers, Short-Term in Philadelphia, PA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$37,482
per year · effective tax rate 17.9%
$3,123Monthly
$1,562Twice a month
$1,442Every 2 weeks
$18.02Hourly
  • Federal income tax$3,302
  • Social Security (6.2%)$2,832
  • Medicare (1.45%)$662
  • Pennsylvania income tax$1,402
  • Take-home pay$37,482

Marginal rate: 12% federal + 3.07% state

Living in Philadelphia? City residents also pay Philadelphia’s Resident Wage Tax — about $1,708 a year on this salary — which lowers take-home pay to $35,773 ($2,981 a month). Choose “Philadelphia” under City income tax in the calculator. Suburban residents usually don’t pay it.

The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro spans Pennsylvania, New Jersey, Delaware, Maryland. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Substitute Teachers, Short-Term pay by experience in Philadelphia, PA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$33,800$16.25$28,301$2,358
25th percentile$36,880$17.73$30,681$2,557
Median (50th)$45,680$21.96$37,482$3,123
75th percentile$46,980$22.59$38,486$3,207
90th percentile (top earners)$60,550$29.11$48,973$4,081

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Pennsylvania resident, 2026 tax rules.

What $45,680 buys in Philadelphia, PA

Prices in Philadelphia, PA are 2.6% higher than the U.S. average (housing costs are 1.13× the national average). Adjusted for local prices, a median substitute teachers, short-term's $37,482 take-home pay has the buying power of $36,548 in a typical American city.

1-bedroom rent
$1,520
49% of monthly take-home
2-bedroom rent
$1,810
58% of monthly take-home
Left after 1-BR rent
$1,603
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Substitute Teachers, Short-Term jobs are about as common in Philadelphia, PA as in the U.S. overall (location quotient 1.15).

Best-paying cities for substitute teachers, short-term, adjusted for cost of living

Philadelphia, PA ranks #17 of 39 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Bakersfield, CA $66,480$52,626$52,164
2San Jose, CA $72,330$56,200$50,895
3Stockton, CA $65,190$51,710$49,206
4Riverside, CA $60,780$48,530$45,593
5Seattle, WA $60,070$50,446$45,393
6Sacramento, CA $59,780$47,800$44,811
7Portland, OR $61,190$46,822$44,414
8Fresno, CA $54,890$44,228$43,293
17Philadelphia, PA$45,680$37,482$36,548

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 39 metros →

About the job: substitute teachers, short-term

Teach students on a short-term basis as a temporary replacement for a regular classroom teacher, typically using the regular teacher’s lesson plan.

Typical education
Bachelor's degree
Work experience
None required
On-the-job training
None
Job outlook, 2025–35
+2.0% (slower than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a substitute teachers, short-term make in Philadelphia, PA?

The median substitute teachers, short-term salary in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area is $45,680 a year, or about $21.96 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $36,880 and $46,980.

What is a substitute teachers, short-term’s take-home pay in Philadelphia, PA?

On the median $45,680 salary, a single filer living in Pennsylvania takes home about $37,482 a year ($3,123 a month) after federal tax, Social Security, Medicare and $1,402 in Pennsylvania taxes in 2026.

Is Philadelphia, PA a good place to work as a substitute teachers, short-term?

Pay here is 10% above the national median of $41,670. Local prices are 2.6% above the U.S. average, so the take-home pay buys what $36,548 would in a typical U.S. city. Philadelphia, PA ranks #17 of 39 metro areas for cost-of-living-adjusted pay in this job.

Can a substitute teachers, short-term afford rent in Philadelphia, PA?

HUD’s fair market rent for a one-bedroom in Philadelphia, PA is $1,520 a month ($1,810 for two bedrooms) — 49% of a median substitute teachers, short-term’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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