Substitute Teachers, Short-Term Salary in Providence, RI

Substitute Teachers, Short-Term in the Providence-Warwick, RI-MA metro area earn a median $45,510 a year — 9% more than the national median. After 2026 taxes, that is $37,658 take-home, or $3,138 a month.

Median salary
$45,510
$21.88 per hour
Typical range
$35,870 – $59,130
10th to 90th percentile
Jobs in Providence, RI
2,780
1.15× national concentration

Take-home pay calculator

Pre-filled with the median substitute teachers, short-term salary in Providence, RI. Enter your own offer to see your paycheck.

Substitute Teachers, Short-Term in Providence, RI
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$37,658
per year · effective tax rate 17.3%
$3,138Monthly
$1,569Twice a month
$1,448Every 2 weeks
$18.10Hourly
  • Federal income tax$3,281
  • Social Security (6.2%)$2,822
  • Medicare (1.45%)$660
  • Rhode Island income tax$1,090
  • Take-home pay$37,658

Marginal rate: 12% federal + 3.75% state

The Providence-Warwick, RI-MA metro spans Rhode Island, Massachusetts. Pick the state you live in — state income tax follows your residence.

Substitute Teachers, Short-Term pay by experience in Providence, RI

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$35,870$17.25$30,273$2,523
25th percentile$39,930$19.20$33,383$2,782
Median (50th)$45,510$21.88$37,658$3,138
75th percentile$50,480$24.27$41,465$3,455
90th percentile (top earners)$59,130$28.43$48,090$4,008

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Rhode Island resident, 2026 tax rules.

What $45,510 buys in Providence, RI

Prices in Providence, RI are 1.8% higher than the U.S. average (housing costs are 1.04× the national average). Adjusted for local prices, a median substitute teachers, short-term's $37,658 take-home pay has the buying power of $37,001 in a typical American city.

1-bedroom rent
$1,423
45% of monthly take-home
2-bedroom rent
$1,774
57% of monthly take-home
Left after 1-BR rent
$1,715
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Substitute Teachers, Short-Term jobs are about as common in Providence, RI as in the U.S. overall (location quotient 1.15).

Best-paying cities for substitute teachers, short-term, adjusted for cost of living

Providence, RI ranks #49 of 151 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Beckley, WV $58,250$47,097$53,296
2Bakersfield, CA $66,480$52,626$52,164
3San Jose, CA $72,330$56,200$50,895
4Merced, CA $60,770$48,523$49,375
5Stockton, CA $65,190$51,710$49,206
6Modesto, CA $63,440$50,466$48,475
7Vallejo, CA $66,000$52,285$48,198
8Chico, CA $61,030$48,713$48,137
49Providence, RI$45,510$37,658$37,001

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 151 metros →

Frequently asked questions

How much does a substitute teachers, short-term make in Providence, RI?

The median substitute teachers, short-term salary in the Providence-Warwick, RI-MA metro area is $45,510 a year, or about $21.88 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $39,930 and $50,480.

What is a substitute teachers, short-term’s take-home pay in Providence, RI?

On the median $45,510 salary, a single filer living in Rhode Island takes home about $37,658 a year ($3,138 a month) after federal tax, Social Security, Medicare and $1,090 in Rhode Island taxes in 2026.

Is Providence, RI a good place to work as a substitute teachers, short-term?

Pay here is 9% above the national median of $41,670. Local prices are 1.8% above the U.S. average, so the take-home pay buys what $37,001 would in a typical U.S. city. Providence, RI ranks #49 of 151 metro areas for cost-of-living-adjusted pay in this job.

Can a substitute teachers, short-term afford rent in Providence, RI?

HUD’s fair market rent for a one-bedroom in Providence, RI is $1,423 a month ($1,774 for two bedrooms) — 45% of a median substitute teachers, short-term’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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