Waiter and Waitress Salary in Dubuque, IA

Waiters and Waitresses in the Dubuque, IA metro area earn a median $20,060 a year — 43% less than the national median. After 2026 taxes, that is $18,019 take-home, or $1,502 a month.

Median salary
$20,060
$9.64 per hour
Typical range
$15,080 – $47,300
10th to 90th percentile
Jobs in Dubuque, IA
810
0.95× national concentration

Take-home pay calculator

Pre-filled with the median waiter and waitress salary in Dubuque, IA. Enter your own offer to see your paycheck.

Waiter and Waitress in Dubuque, IA
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$18,019
per year · effective tax rate 10.2%
$1,502Monthly
$751Twice a month
$693Every 2 weeks
$8.66Hourly
  • Federal income tax$396
  • Social Security (6.2%)$1,244
  • Medicare (1.45%)$291
  • Iowa income tax$110
  • Take-home pay$18,019

Marginal rate: 10% federal + 3.80% state

Waiter and Waitress pay by experience in Dubuque, IA

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$15,080$7.25$13,926$1,161
25th percentile$15,080$7.25$13,926$1,161
Median (50th)$20,060$9.64$18,019$1,502
75th percentile$34,990$16.82$29,617$2,468
90th percentile (top earners)$47,300$22.74$39,040$3,253

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Iowa resident, 2026 tax rules.

What $20,060 buys in Dubuque, IA

Prices in Dubuque, IA are 12.7% lower than the U.S. average (housing costs are 36% below the national average). Adjusted for local prices, a median waiter and waitress's $18,019 take-home pay has the buying power of $20,634 in a typical American city.

1-bedroom rent
$841
56% of monthly take-home
2-bedroom rent
$1,077
72% of monthly take-home
Left after 1-BR rent
$661
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Waiter and Waitress jobs are about as common in Dubuque, IA as in the U.S. overall (location quotient 0.95).

Best-paying cities for waiters and waitresses, adjusted for cost of living

Dubuque, IA ranks #338 of 375 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Kahului, HI $82,550$62,160$56,823
2Burlington, VT $61,620$50,061$49,591
3Bellingham, WA $56,700$47,738$46,198
4Bremerton, WA $55,270$46,589$44,116
5Mount Vernon, WA $53,060$44,814$43,745
6Yakima, WA $49,060$41,600$43,539
7Kennewick, WA $51,460$43,528$43,494
8Seattle, WA $57,280$48,204$43,375
338Dubuque, IA$20,060$18,019$20,634

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 375 metros →

Waiter and Waitress salaries elsewhere in Iowa

Frequently asked questions

How much does a waiter and waitress make in Dubuque, IA?

The median waiter and waitress salary in the Dubuque, IA metro area is $20,060 a year, or about $9.64 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $15,080 and $34,990.

What is a waiter and waitress’s take-home pay in Dubuque, IA?

On the median $20,060 salary, a single filer living in Iowa takes home about $18,019 a year ($1,502 a month) after federal tax, Social Security, Medicare and $110 in Iowa taxes in 2026.

Is Dubuque, IA a good place to work as a waiter and waitress?

Pay here is 43% below the national median of $35,230. Local prices are 12.7% below the U.S. average, so the take-home pay buys what $20,634 would in a typical U.S. city. Dubuque, IA ranks #338 of 375 metro areas for cost-of-living-adjusted pay in this job.

Can a waiter and waitress afford rent in Dubuque, IA?

HUD’s fair market rent for a one-bedroom in Dubuque, IA is $841 a month ($1,077 for two bedrooms) — 56% of a median waiter and waitress’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Dubuque, IA

Cost of living & all salaries in Dubuque, IA →