Bill and Account Collector Salary
Bill and Account Collectors earn a median $47,030 a year nationally. Office and Administrative Support Occupations
What bill and account collectors do
Locate and notify customers of delinquent accounts by mail, telephone, or personal visit to solicit payment. Duties include receiving payment and posting amount to customer’s account, preparing statements to credit department if customer fails to respond, initiating repossession proceedings or service disconnection, and keeping records of collection and status of accounts.
- Typical education
- High school diploma or equivalent
- Work experience
- None required
- On-the-job training
- Moderate-term on-the-job training
- Job outlook, 2025–35
- -10.4% (declining)
- Openings per year
- 11,200
Employment of bill and account collectors is projected to shrink 10.4% from 2025 to 2035, slower than the 3.5% average for all occupations. About 11,200 openings are expected each year, on average, including jobs left by workers who retire or switch careers.
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Bill and Account Collector take-home pay calculator
Starts at the national median. Pick your state to see your real paycheck.
- Federal income tax$3,464
- Social Security (6.2%)$2,916
- Medicare (1.45%)$682
- Texas income tax$0
- Take-home pay$39,969
Marginal rate: 12% federal + 0.00% state
Pay by experience
| Percentile | Salary | Hourly | Take-home (no state tax) |
|---|---|---|---|
| 10th percentile (entry level) | $34,400 | $16.54 | $29,820 |
| 25th percentile | $39,010 | $18.75 | $33,525 |
| Median (50th) | $47,030 | $22.61 | $39,969 |
| 75th percentile | $56,740 | $27.28 | $47,771 |
| 90th percentile (top earners) | $65,580 | $31.53 | $54,874 |
Best cities for bill and account collectors (after tax & cost of living)
| # | Metro area | Median | Take-home | Real value* | Jobs |
|---|---|---|---|---|---|
| 1 | Los Angeles, CA | $57,440 | $46,090 | $40,585 | 6,650 |
| 2 | Dallas, TX | $47,790 | $40,579 | $39,363 | 8,950 |
| 3 | Philadelphia, PA | $49,110 | $40,132 | $39,133 | 3,840 |
| 4 | Atlanta, GA | $48,350 | $39,143 | $39,120 | 3,680 |
| 5 | New York, NY | $54,370 | $43,527 | $38,669 | 6,210 |
| 6 | Houston, TX | $44,670 | $38,072 | $38,602 | 4,660 |
| 7 | Phoenix, AZ | $47,740 | $39,554 | $38,285 | 5,140 |
| 8 | Chicago, IL | $49,390 | $39,565 | $38,192 | 3,950 |
| 9 | Miami, FL | $46,870 | $39,840 | $34,900 | 3,990 |
| 10 | Buffalo, NY | $40,260 | $32,952 | $34,381 | 2,540 |
*Take-home pay in U.S.-average dollars (BEA Regional Price Parities).
Highest-paying cities
- Los Angeles, CA — $57,440
- New York, NY — $54,370
- Chicago, IL — $49,390
- Philadelphia, PA — $49,110
- Atlanta, GA — $48,350
- Dallas, TX — $47,790
- Phoenix, AZ — $47,740
- Miami, FL — $46,870
- Houston, TX — $44,670
- Buffalo, NY — $40,260
Bill and Account Collector salary by state
| State | Median | 1-yr change | Take-home | Range | Jobs |
|---|---|---|---|---|---|
| District of Columbia | $62,230 | — | $49,583 | $44,990 – $91,480 | 240 |
| Alaska | $60,810 | +4.7% | $51,041 | $34,840 – $73,590 | 310 |
| Massachusetts | $59,800 | +12.5% | $47,459 | $45,990 – $75,560 | 2,510 |
| California | $57,930 | +1.5% | $46,448 | $38,520 – $81,440 | 13,880 |
| Connecticut | $57,930 | +6.9% | $47,045 | $40,540 – $77,180 | 900 |
| Vermont | $57,630 | +12.8% | $46,989 | $48,780 – $74,720 | 80 |
| Hawaii | $53,570 | +6.3% | $42,682 | $40,090 – $66,220 | 180 |
| New Jersey | $52,510 | +3.7% | $43,018 | $39,530 – $79,380 | 3,310 |
| Rhode Island | $52,000 | −1.1% | $42,629 | $45,040 – $77,810 | 370 |
| Oregon | $50,880 | −3.1% | $39,440 | $39,120 – $65,130 | 830 |
| Colorado | $50,090 | +2.9% | $40,932 | $37,380 – $66,930 | 1,670 |
| Maryland | $50,010 | −0.1% | $40,351 | $39,480 – $67,060 | 2,090 |
| Minnesota | $49,580 | +2.9% | $40,169 | $34,600 – $77,080 | 2,860 |
| Wisconsin | $49,090 | +0.9% | $40,245 | $36,250 – $65,130 | 2,570 |
| Maine | $48,890 | +2.6% | $39,345 | $41,550 – $59,450 | 410 |
| Nevada | $48,750 | +4.8% | $41,351 | $37,140 – $60,520 | 2,350 |
| Washington | $48,460 | +3.2% | $41,118 | $40,000 – $70,760 | 2,260 |
| Kentucky | $48,330 | +7.7% | $39,439 | $36,110 – $64,790 | 1,740 |
| Illinois | $48,140 | +1.9% | $38,622 | $37,490 – $65,780 | 5,080 |
| Arizona | $47,740 | +3.9% | $39,554 | $38,280 – $61,220 | 6,300 |
| New York | $47,170 | −1.1% | $38,131 | $35,590 – $74,490 | 8,800 |
| Michigan | $47,130 | +7.9% | $38,297 | $35,930 – $62,970 | 2,990 |
| Delaware | $46,680 | +0.0% | $37,774 | $37,840 – $63,490 | 990 |
| North Dakota | $46,660 | +21.2% | $39,671 | $35,580 – $59,990 | 270 |
| Pennsylvania | $46,660 | +3.3% | $38,239 | $35,520 – $64,720 | 6,680 |
| South Dakota | $46,620 | +9.6% | $39,639 | $35,190 – $59,140 | 1,120 |
| New Mexico | $46,560 | +0.6% | $38,556 | $31,970 – $61,100 | 440 |
| Florida | $46,410 | +3.5% | $39,470 | $35,560 – $61,390 | 13,180 |
| Georgia | $46,300 | −0.6% | $37,602 | $32,000 – $62,050 | 5,280 |
| Ohio | $46,230 | +4.1% | $38,837 | $30,830 – $62,200 | 6,620 |
| Iowa | $46,000 | +14.6% | $38,045 | $35,350 – $74,560 | 830 |
| Kansas | $45,760 | +12.2% | $37,194 | $30,650 – $75,950 | 1,350 |
| Texas | $45,710 | +3.4% | $38,908 | $30,730 – $60,130 | 21,720 |
| Montana | $45,420 | −0.9% | $37,297 | $37,870 – $60,540 | 640 |
| Indiana | $45,240 | +6.7% | $37,225 | $34,970 – $57,980 | 2,690 |
| Utah | $45,240 | +1.3% | $37,461 | $34,110 – $60,100 | 2,430 |
| Oklahoma | $44,820 | +2.3% | $36,721 | $30,730 – $73,530 | 1,740 |
| New Hampshire | $44,450 | −2.2% | $37,896 | $37,170 – $65,210 | 1,120 |
| West Virginia | $43,960 | +10.5% | $36,249 | $35,590 – $51,280 | 670 |
| Virginia | $43,770 | −2.1% | $35,647 | $31,160 – $64,100 | 4,590 |
| Nebraska | $43,210 | +1.3% | $35,813 | $33,440 – $56,290 | 730 |
| South Carolina | $43,140 | +5.1% | $35,412 | $33,390 – $57,470 | 4,430 |
| North Carolina | $42,910 | −6.2% | $35,455 | $24,960 – $58,720 | 5,460 |
| Wyoming | $42,110 | +1.2% | $36,015 | $37,430 – $52,940 | 180 |
| Idaho | $41,880 | −3.5% | $34,719 | $34,030 – $58,930 | 510 |
| Missouri | $41,760 | −8.3% | $34,709 | $28,600 – $63,000 | 3,770 |
| Tennessee | $40,920 | −5.5% | $35,059 | $30,470 – $60,540 | 3,890 |
| Alabama | $40,330 | +0.8% | $32,834 | $31,140 – $60,080 | 2,090 |
| Louisiana | $39,130 | +7.3% | $32,833 | $28,970 – $55,690 | 1,690 |
| Arkansas | $39,110 | +7.1% | $32,292 | $27,990 – $54,690 | 850 |
| Mississippi | $37,680 | +2.9% | $31,681 | $27,450 – $57,360 | 1,150 |
Related jobs
| Job | Median salary | Education | Growth 2025–35 |
|---|---|---|---|
| Billing and Posting Clerk | $48,500 | High school diploma or equivalent | -0.1% |
| Procurement Clerk | $50,580 | High school diploma or equivalent | -8.1% |
| Bookkeeping, Accounting, and Auditing Clerks | $50,670 | Some college, no degree | -5.6% |
| Teller | $43,030 | High school diploma or equivalent | -13.2% |
| Financial Clerks, All Other | $53,830 | High school diploma or equivalent | 0.0% |
| Gambling Cage Worker | $37,580 | High school diploma or equivalent | -3.1% |
| Payroll and Timekeeping Clerk | $58,260 | High school diploma or equivalent | -15.9% |
| Correspondence Clerk | $46,800 | High school diploma or equivalent | -5.6% |
| Secretaries and Administrative Assistants, Except Legal, Medical, and Executive | $47,540 | High school diploma or equivalent | -6.0% |
| New Accounts Clerk | $47,670 | High school diploma or equivalent | -6.5% |
Frequently asked questions
How much does a bill and account collector make?
The national median salary for bill and account collectors is $47,030 a year ($22.61 an hour). The lowest-paid 10% earn under $34,400 and the top 10% earn over $65,580. Source: BLS, May 2025.
Which state pays bill and account collectors the most?
District of Columbia has the highest median pay at $62,230. After taxes and local prices, Los Angeles, CA offers the best real take-home pay of any metro area.
How many bill and account collectors are there in the U.S.?
About 158,830 people work as bill and account collectors nationwide.