Cashier Salary in South Bend, IN
Cashiers in the South Bend-Mishawaka, IN-MI metro area earn a median $28,970 a year — 12% less than the national median. After 2026 taxes, that is $24,632 take-home, or $2,053 a month.
Take-home pay calculator
Pre-filled with the median cashier salary in South Bend, IN. Enter your own offer to see your paycheck.
- Federal income tax$1,296
- Social Security (6.2%)$1,796
- Medicare (1.45%)$420
- Indiana income tax$825
- Take-home pay$24,632
Marginal rate: 12% federal + 2.95% state
The South Bend-Mishawaka, IN-MI metro spans Indiana, Michigan. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Cashier pay by experience in South Bend, IN
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $22,760 | $10.94 | $19,711 | $1,643 |
| 25th percentile | $27,200 | $13.08 | $23,236 | $1,936 |
| Median (50th) | $28,970 | $13.93 | $24,632 | $2,053 |
| 75th percentile | $33,670 | $16.19 | $28,270 | $2,356 |
| 90th percentile (top earners) | $36,240 | $17.42 | $30,259 | $2,522 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Indiana resident, 2026 tax rules.
What $28,970 buys in South Bend, IN
Prices in South Bend, IN are 7.1% lower than the U.S. average (housing costs are 25% below the national average). Adjusted for local prices, a median cashier's $24,632 take-home pay has the buying power of $26,527 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Cashier jobs are about as common in South Bend, IN as in the U.S. overall (location quotient 1.08).
Best-paying cities for cashiers, adjusted for cost of living
South Bend, IN ranks #150 of 202 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Seattle, WA | $44,210 | $37,703 | $33,926 |
| 2 | Rochester, MN | $34,960 | $29,219 | $32,172 |
| 3 | San Jose, CA | $42,960 | $35,432 | $32,088 |
| 4 | Fargo, ND | $33,420 | $29,033 | $31,950 |
| 5 | Kennewick, WA | $36,610 | $31,596 | $31,571 |
| 6 | Duluth, MN | $33,020 | $27,764 | $31,277 |
| 7 | Spokane, WA | $36,290 | $31,339 | $31,231 |
| 8 | St. Cloud, MN | $32,480 | $27,359 | $31,220 |
| 150 | South Bend, IN | $28,970 | $24,632 | $26,527 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 202 metros →
About the job: cashiers
Receive and disburse money in establishments other than financial institutions. May use electronic scanners, cash registers, or related equipment. May process credit or debit card transactions and validate checks.
- Typical education
- No formal educational credential
- Work experience
- None required
- On-the-job training
- Short-term on-the-job training
- Job outlook, 2025–35
- -6.5% (declining)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Cashier salaries elsewhere in Indiana
- Fort Wayne, IN — $29,590
- Evansville, IN — $28,870
- Indianapolis, IN — $29,890
Frequently asked questions
How much does a cashier make in South Bend, IN?
The median cashier salary in the South Bend-Mishawaka, IN-MI metro area is $28,970 a year, or about $13.93 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $27,200 and $33,670.
What is a cashier’s take-home pay in South Bend, IN?
On the median $28,970 salary, a single filer living in Indiana takes home about $24,632 a year ($2,053 a month) after federal tax, Social Security, Medicare and $825 in Indiana taxes in 2026.
Is South Bend, IN a good place to work as a cashier?
Pay here is 12% below the national median of $32,880. Local prices are 7.1% below the U.S. average, so the take-home pay buys what $26,527 would in a typical U.S. city. South Bend, IN ranks #150 of 202 metro areas for cost-of-living-adjusted pay in this job.
Can a cashier afford rent in South Bend, IN?
HUD’s fair market rent for a one-bedroom in South Bend, IN is $1,073 a month ($1,244 for two bedrooms) — 52% of a median cashier’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in South Bend, IN
- Retail Salesperson — $30,930