Cost of Living in Amherst Town, MA

Amherst Town-Northampton, MA — prices, rents and what jobs really pay here after taxes.

Price level
100.2
U.S. average = 100 · #84 of 387
Median wage
$57,030
all jobs · $3,781/mo take-home
1-bedroom rent
$1,580
HUD fair market rent

Salary comparison calculator

What would you need to earn in Amherst Town, MA to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Amherst Town, MA vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items100.2+0.2%
    Housing97.5−2.5%
    Goods97.0−3.0%
    Utilities155.7+55.7%
    Other services101.2+1.2%

    Source: BEA Regional Price Parities, 2024.

    Rent in Amherst Town, MA

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,382$55,280/yr
    1 bedroom$1,580$63,200/yr
    2 bedrooms$2,004$80,160/yr
    3 bedrooms$2,504$100,160/yr
    4 bedrooms$2,702$108,080/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Amherst Town, MA

    Paycheck in Amherst Town, MA
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $45,372
    per year · effective tax rate 20.4%
    $3,781Monthly
    $1,891Twice a month
    $1,745Every 2 weeks
    $21.81Hourly
    • Federal income tax$4,664
    • Social Security (6.2%)$3,536
    • Medicare (1.45%)$827
    • Massachusetts income tax$2,632
    • Take-home pay$45,372

    Marginal rate: 12% federal + 5.00% state

    Highest-paying jobs in Amherst Town, MA

    JobMedian salaryTake-homeReal value*
    Education Administrators, Postsecondary$109,940$80,896$80,700
    Registered Nurse$101,270$75,230$75,048
    General and Operations Manager$98,200$73,224$73,046
    Accountant and Auditor$84,390$64,199$64,043
    Art, Drama, and Music Teachers, Postsecondary$84,190$64,068$63,913
    Secondary School Teachers, Except Special and Career/Technical Education$81,660$62,415$62,264
    Elementary School Teachers, Except Special Education$79,900$61,265$61,116
    Business Operations Specialists, All Other$75,920$58,664$58,522
    First-Line Supervisor of Office and Administrative Support Workers$68,320$53,697$53,567
    Educational, Guidance, and Career Counselors and Advisors$67,180$52,952$52,824
    Heavy and Tractor-Trailer Truck Driver$61,260$48,559$48,442
    Substance Abuse, Behavioral Disorder, and Mental Health Counselors$58,810$46,713$46,600
    First-Line Supervisor of Retail Sales Workers$56,630$45,071$44,961
    Bookkeeping, Accounting, and Auditing Clerks$56,430$44,920$44,811
    Office Clerks, General$52,190$41,725$41,624
    Maintenance and Repair Workers, General$51,640$41,311$41,211
    Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$51,100$40,904$40,805
    Landscaping and Groundskeeping Worker$47,510$38,199$38,106
    First-Line Supervisor of Food Preparation and Serving Workers$46,520$37,453$37,362
    Nursing Assistant$46,110$37,144$37,054

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Amherst Town, MA expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Amherst Town-Northampton, MA metro area are 100.2% of the U.S. average, with housing at 97.5%. It is the #84 most expensive of 387 metro areas we track.

    What salary do you need to live in Amherst Town, MA?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $60,146 in Amherst Town, MA (before tax differences). The median wage across all jobs here is $57,030.

    How much is rent in Amherst Town, MA?

    HUD’s FY2026 fair market rents for Amherst Town, MA are $1,382 for a studio, $1,580 for one bedroom, $2,004 for two bedrooms and $2,504 for three bedrooms, including utilities.

    All salaries in Amherst Town, MA

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