Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Cost of Living in Jackson, TN

Jackson, TN — prices, rents and what jobs really pay here after taxes.

Price level
85.5
U.S. average = 100 · #377 of 387
Median wage
$44,790
all jobs · $3,181/mo take-home
1-bedroom rent
$880
HUD fair market rent
▲3.8%
Pay trend: The median for all workers in Jackson, TN rose from $43,170 (May 2024) to $44,790 (May 2025). That beat inflation (2.4%), a real raise of about 1.4%.

Salary comparison calculator

What would you need to earn in Jackson, TN to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Jackson, TN vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items85.5−14.5%
    Housing56.6−43.4%
    Goods96.2−3.8%
    Utilities72.6−27.4%
    Other services95.1−4.9%

    Source: BEA Regional Price Parities, 2024.

    Rent in Jackson, TN

    UnitMonthly rentIncome needed (30% rule)
    Studio$797$31,880/yr
    1 bedroom$880$35,200/yr
    2 bedrooms$1,153$46,120/yr
    3 bedrooms$1,546$61,840/yr
    4 bedrooms$1,690$67,600/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Jackson, TN

    Paycheck in Jackson, TN
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $38,169
    per year · effective tax rate 14.8%
    $3,181Monthly
    $1,590Twice a month
    $1,468Every 2 weeks
    $18.35Hourly
    • Federal income tax$3,195
    • Social Security (6.2%)$2,777
    • Medicare (1.45%)$649
    • Tennessee income tax$0
    • Take-home pay$38,169

    Marginal rate: 12% federal + 0.00% state

    Highest-paying jobs in Jackson, TN

    JobMedian salaryTake-homeReal value*
    Laborers and Freight, Stock, and Material Movers, Hand$36,710$31,676$37,039
    Retail Salesperson$30,990$27,080$31,665
    Fast Food and Counter Worker$26,360$23,317$27,265

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Jackson, TN expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Jackson, TN metro area are 85.5% of the U.S. average, with housing at 56.6%. It is the #377 most expensive of 387 metro areas we track.

    What salary do you need to live in Jackson, TN?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $51,313 in Jackson, TN (before tax differences). The median wage across all jobs here is $44,790.

    How much is rent in Jackson, TN?

    HUD’s FY2026 fair market rents for Jackson, TN are $797 for a studio, $880 for one bedroom, $1,153 for two bedrooms and $1,546 for three bedrooms, including utilities.

    Top salaries by field in Jackson, TN

    Food Preparation and Serving Related Occupations

    Sales and Related Occupations

    Transportation and Material Moving Occupations

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