Cost of Living in Midland, MI
Midland, MI — prices, rents and what jobs really pay here after taxes.
Salary comparison calculator
What would you need to earn in Midland, MI to keep the same lifestyle — after taxes — as in another city?
Prices in Midland, MI vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 91.9 | −8.1% |
| Housing | 66.7 | −33.3% |
| Goods | 93.7 | −6.3% |
| Utilities | 95.2 | −4.8% |
| Other services | 99.6 | −0.4% |
Source: BEA Regional Price Parities, 2024.
Rent in Midland, MI
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $907 | $36,280/yr |
| 1 bedroom | $925 | $37,000/yr |
| 2 bedrooms | $1,193 | $47,720/yr |
| 3 bedrooms | $1,518 | $60,720/yr |
| 4 bedrooms | $1,682 | $67,280/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Midland, MI
- Federal income tax$3,741
- Social Security (6.2%)$3,059
- Medicare (1.45%)$715
- Michigan income tax$1,846
- Take-home pay$39,978
Marginal rate: 12% federal + 4.25% state
Highest-paying jobs in Midland, MI
| Job | Median salary | Take-home | Real value* |
|---|---|---|---|
| General and Operations Manager | $98,270 | $74,037 | $80,544 |
| Accountant and Auditor | $91,790 | $69,754 | $75,885 |
| Registered Nurse | $86,360 | $66,165 | $71,980 |
| Secretaries and Administrative Assistants, Except Legal, Medical, and Executive | $49,010 | $39,727 | $43,219 |
| Customer Service Representative | $48,250 | $39,149 | $42,590 |
| Office Clerks, General | $43,780 | $35,747 | $38,889 |
| Nursing Assistant | $39,340 | $32,368 | $35,213 |
| Home Health and Personal Care Aide | $36,950 | $30,550 | $33,235 |
| Stocker and Order Filler | $35,380 | $29,355 | $31,935 |
| Retail Salesperson | $33,260 | $27,742 | $30,180 |
| Teaching Assistants, Except Postsecondary | $31,540 | $26,433 | $28,756 |
| Cashier | $30,280 | $25,474 | $27,713 |
| Fast Food and Counter Worker | $28,480 | $24,104 | $26,222 |
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Midland, MI expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Midland, MI metro area are 91.9% of the U.S. average, with housing at 66.7%. It is the #244 most expensive of 387 metro areas we track.
What salary do you need to live in Midland, MI?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $55,153 in Midland, MI (before tax differences). The median wage across all jobs here is $49,340.
How much is rent in Midland, MI?
HUD’s FY2026 fair market rents for Midland, MI are $907 for a studio, $925 for one bedroom, $1,193 for two bedrooms and $1,518 for three bedrooms, including utilities.
All salaries in Midland, MI
Management Occupations
- General and Operations Manager — $98,270
Business and Financial Operations Occupations
- Accountant and Auditor — $91,790
Educational Instruction and Library Occupations
Healthcare Practitioners and Technical Occupations
- Registered Nurse — $86,360
Healthcare Support Occupations
- Nursing Assistant — $39,340
- Home Health and Personal Care Aide — $36,950
Food Preparation and Serving Related Occupations
- Fast Food and Counter Worker — $28,480
Sales and Related Occupations
- Retail Salesperson — $33,260
- Cashier — $30,280
Office and Administrative Support Occupations
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $49,010
- Customer Service Representative — $48,250
- Office Clerks, General — $43,780
Transportation and Material Moving Occupations
- Stocker and Order Filler — $35,380