Cost of Living in Montgomery, AL

Montgomery, AL — prices, rents and what jobs really pay here after taxes.

Price level
89.7
U.S. average = 100 · #294 of 387
Median wage
$44,950
all jobs · $3,026/mo take-home
1-bedroom rent
$870
HUD fair market rent

Salary comparison calculator

What would you need to earn in Montgomery, AL to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Montgomery, AL vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items89.7−10.3%
    Housing64.3−35.7%
    Goods96.4−3.6%
    Utilities84.9−15.1%
    Other services96.7−3.3%

    Source: BEA Regional Price Parities, 2024.

    Rent in Montgomery, AL

    UnitMonthly rentIncome needed (30% rule)
    Studio$860$34,400/yr
    1 bedroom$870$34,800/yr
    2 bedrooms$1,016$40,640/yr
    3 bedrooms$1,304$52,160/yr
    4 bedrooms$1,537$61,480/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Montgomery, AL

    Paycheck in Montgomery, AL
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $36,315
    per year · effective tax rate 19.2%
    $3,026Monthly
    $1,513Twice a month
    $1,397Every 2 weeks
    $17.46Hourly
    • Federal income tax$3,214
    • Social Security (6.2%)$2,787
    • Medicare (1.45%)$652
    • Alabama income tax$1,983
    • Take-home pay$36,315

    Marginal rate: 12% federal + 5.00% state

    Highest-paying jobs in Montgomery, AL

    JobMedian salaryTake-homeReal value*
    Computer and Information Systems Manager$134,810$96,933$108,085
    Financial Manager$131,570$94,881$105,797
    Lawyer$125,290$90,902$101,361
    Software Developer$110,620$81,385$90,749
    Computer Occupations, All Other$109,300$80,523$89,787
    General and Operations Manager$107,980$79,660$88,825
    Civil Engineer$97,470$72,792$81,166
    Medical and Health Services Manager$96,820$72,367$80,693
    Database Administrator$95,370$71,419$79,636
    Construction Manager$94,650$70,949$79,111
    Business Operations Specialists, All Other$89,320$67,466$75,228
    Registered Nurse$79,570$61,094$68,123
    Industrial Engineer$79,480$61,035$68,057
    First-Line Supervisor of Production and Operating Workers$76,610$59,160$65,966
    Accountant and Auditor$75,040$58,134$64,822
    Claims Adjusters, Examiners, and Investigators$71,710$55,957$62,395
    First-Line Supervisors of Mechanics, Installers, and Repairers$69,950$54,807$61,113
    Buyer and Purchasing Agent$65,060$51,468$57,389
    Human Resources Specialist$64,140$50,774$56,616
    Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products$63,020$49,931$55,675

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Montgomery, AL expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Montgomery, AL metro area are 89.7% of the U.S. average, with housing at 64.3%. It is the #294 most expensive of 387 metro areas we track.

    What salary do you need to live in Montgomery, AL?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $53,809 in Montgomery, AL (before tax differences). The median wage across all jobs here is $44,950.

    How much is rent in Montgomery, AL?

    HUD’s FY2026 fair market rents for Montgomery, AL are $860 for a studio, $870 for one bedroom, $1,016 for two bedrooms and $1,304 for three bedrooms, including utilities.

    All salaries in Montgomery, AL

    Management Occupations

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    Healthcare Practitioners and Technical Occupations

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    Sales and Related Occupations

    Office and Administrative Support Occupations

    Construction and Extraction Occupations

    Installation, Maintenance, and Repair Occupations

    Production Occupations

    Transportation and Material Moving Occupations

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