Cost of Living in Ocala, FL
Ocala, FL — prices, rents and what jobs really pay here after taxes.
Price level
95.2
U.S. average = 100 · #162 of 387
Median wage
$43,990
all jobs · $3,127/mo take-home
1-bedroom rent
$1,172
HUD fair market rent
Salary comparison calculator
What would you need to earn in Ocala, FL to keep the same lifestyle — after taxes — as in another city?
Salary needed to keep your lifestyle
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Prices in Ocala, FL vs. the U.S. average
| Category | Index (U.S. = 100) | Difference |
|---|---|---|
| All items | 95.2 | −4.8% |
| Housing | 86.2 | −13.8% |
| Goods | 96.2 | −3.8% |
| Utilities | 87.1 | −12.9% |
| Other services | 98.9 | −1.1% |
Source: BEA Regional Price Parities, 2024.
Rent in Ocala, FL
| Unit | Monthly rent | Income needed (30% rule) |
|---|---|---|
| Studio | $1,126 | $45,040/yr |
| 1 bedroom | $1,172 | $46,880/yr |
| 2 bedrooms | $1,373 | $54,920/yr |
| 3 bedrooms | $1,772 | $70,880/yr |
| 4 bedrooms | $1,905 | $76,200/yr |
HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.
Take-home pay in Ocala, FL
Your take-home pay
$37,526
per year · effective tax rate 14.7%
$3,127Monthly
$1,564Twice a month
$1,443Every 2 weeks
$18.04Hourly
- Federal income tax$3,099
- Social Security (6.2%)$2,727
- Medicare (1.45%)$638
- Florida income tax$0
- Take-home pay$37,526
Marginal rate: 12% federal + 0.00% state
Highest-paying jobs in Ocala, FL
*In U.S.-average dollars after adjusting for local prices.
Frequently asked questions
Is Ocala, FL expensive to live in?
According to the Bureau of Economic Analysis, overall prices in the Ocala, FL metro area are 95.2% of the U.S. average, with housing at 86.2%. It is the #162 most expensive of 387 metro areas we track.
What salary do you need to live in Ocala, FL?
To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $57,140 in Ocala, FL (before tax differences). The median wage across all jobs here is $43,990.
How much is rent in Ocala, FL?
HUD’s FY2026 fair market rents for Ocala, FL are $1,126 for a studio, $1,172 for one bedroom, $1,373 for two bedrooms and $1,772 for three bedrooms, including utilities.
All salaries in Ocala, FL
Management Occupations
- Medical and Health Services Manager — $101,020
- General and Operations Manager — $83,770
Business and Financial Operations Occupations
- Project Management Specialist — $82,580
- Accountant and Auditor — $74,370
- Business Operations Specialists, All Other — $70,650
- Human Resources Specialist — $68,080
- Market Research Analyst and Marketing Specialist — $60,820
Educational Instruction and Library Occupations
- Secondary School Teachers, Except Special and Career/Technical Education — $59,140
- Elementary School Teachers, Except Special Education — $57,540
- Teaching Assistants, Except Postsecondary — $34,550
Healthcare Practitioners and Technical Occupations
- Registered Nurse — $79,230
- Licensed Practical and Licensed Vocational Nurse — $59,070
- Pharmacy Technician — $40,500
Healthcare Support Occupations
- Medical Assistant — $37,310
- Nursing Assistant — $36,510
- Home Health and Personal Care Aide — $31,550
Protective Service Occupations
- Police and Sheriff's Patrol Officer — $73,570
- Correctional Officer and Jailer — $47,130
Food Preparation and Serving Related Occupations
- First-Line Supervisor of Food Preparation and Serving Workers — $42,680
- Cooks, Restaurant — $35,500
- Waiter and Waitress — $34,890
- Food Preparation Worker — $34,560
- Bartender — $29,620
- Dishwasher — $28,850
- Fast Food and Counter Worker — $27,880
Building and Grounds Cleaning and Maintenance Occupations
- Landscaping and Groundskeeping Worker — $35,630
- Janitors and Cleaners, Except Maids and Housekeeping Cleaners — $33,130
- Maid and Housekeeping Cleaner — $30,310
Personal Care and Service Occupations
- Animal Caretaker — $34,930
- Amusement and Recreation Attendant — $27,040
Sales and Related Occupations
- Sales Representatives, Wholesale and Manufacturing, Except Technical and Scientific Products — $59,490
- Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel — $53,820
- First-Line Supervisor of Retail Sales Workers — $45,740
- Retail Salesperson — $31,090
- Cashier — $28,970
Office and Administrative Support Occupations
- First-Line Supervisor of Office and Administrative Support Workers — $59,210
- Postal Service Mail Carrier — $55,930
- Bookkeeping, Accounting, and Auditing Clerks — $46,380
- Secretaries and Administrative Assistants, Except Legal, Medical, and Executive — $40,370
- Office Clerks, General — $40,010
- Shipping, Receiving, and Inventory Clerks — $39,180
- Medical Secretary and Administrative Assistant — $37,920
- Customer Service Representative — $37,130
- Receptionist and Information Clerk — $34,380
Construction and Extraction Occupations
- First-Line Supervisor of Construction Trades and Extraction Workers — $71,070
- Electrician — $47,700
- Carpenter — $46,600
- Operating Engineer and Other Construction Equipment Operator — $46,500
- Roofer — $45,130
- Construction Laborer — $38,050
Installation, Maintenance, and Repair Occupations
- First-Line Supervisors of Mechanics, Installers, and Repairers — $71,880
- Heating, Air Conditioning, and Refrigeration Mechanics and Installers — $49,020
- Automotive Service Technician and Mechanic — $45,900
- Maintenance and Repair Workers, General — $43,800
Production Occupations
- First-Line Supervisor of Production and Operating Workers — $59,910
- Welders, Cutters, Solderers, and Brazers — $48,270
- Miscellaneous Assembler and Fabricator — $38,580
Transportation and Material Moving Occupations
- First-Line Supervisors of Transportation and Material Moving Workers, Except Aircraft Cargo Handling Supervisors — $58,210
- Heavy and Tractor-Trailer Truck Driver — $51,490
- Light Truck Driver — $41,920
- Laborers and Freight, Stock, and Material Movers, Hand — $40,830
- Stocker and Order Filler — $35,160
- Cleaner of Vehicles and Equipment — $30,650
- Packers and Packagers, Hand — $27,340