Cost of Living in Tampa, FL

Tampa-St. Petersburg-Clearwater, FL — prices, rents and what jobs really pay here after taxes.

Price level
100.9
U.S. average = 100 · #70 of 387
Median wage
$48,940
all jobs · $3,459/mo take-home
1-bedroom rent
$1,696
HUD fair market rent

Salary comparison calculator

What would you need to earn in Tampa, FL to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
—

    Prices in Tampa, FL vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items100.9+0.9%
    Housing125.8+25.8%
    Goods95.5−4.5%
    Utilities88.5−11.5%
    Other services97.6−2.4%

    Source: BEA Regional Price Parities, 2024.

    Rent in Tampa, FL

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,593$63,720/yr
    1 bedroom$1,696$67,840/yr
    2 bedrooms$1,977$79,080/yr
    3 bedrooms$2,527$101,080/yr
    4 bedrooms$3,077$123,080/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Tampa, FL

    Paycheck in Tampa, FL
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $41,503
    per year · effective tax rate 15.2%
    $3,459Monthly
    $1,729Twice a month
    $1,596Every 2 weeks
    $19.95Hourly
    • Federal income tax$3,693
    • Social Security (6.2%)$3,034
    • Medicare (1.45%)$710
    • Florida income tax$0
    • Take-home pay$41,503

    Marginal rate: 12% federal + 0.00% state

    Highest-paying jobs in Tampa, FL

    JobMedian salaryTake-homeReal value*
    Physicians, All Other$239,200+$207,158$205,330
    Family Medicine Physician$233,210$172,159$170,641
    Nurse Anesthetist$206,270$153,545$152,190
    Architectural and Engineering Manager$169,310$126,989$125,869
    Computer and Information Systems Manager$168,470$126,415$125,300
    Dentists, General$159,270$120,127$119,067
    Financial Manager$157,480$118,904$117,855
    Human Resources Manager$140,400$107,229$106,283
    Purchasing Manager$139,430$106,566$105,626
    Pharmacist$137,990$105,582$104,651
    Sales Manager$132,010$101,495$100,599
    Veterinarian$131,190$100,934$100,044
    Computer Network Architect$130,750$100,634$99,746
    Software Developer$130,450$100,429$99,543
    Natural Sciences Manager$130,010$100,128$99,245
    Nurse Practitioner$128,120$98,836$97,964
    Physician Assistant$127,820$98,631$97,761
    Lawyer$127,490$98,405$97,537
    Computer Hardware Engineer$125,680$97,168$96,311
    Medical and Health Services Manager$124,980$96,690$95,837

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Tampa, FL expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Tampa-St. Petersburg-Clearwater, FL metro area are 100.9% of the U.S. average, with housing at 125.8%. It is the #70 most expensive of 387 metro areas we track.

    What salary do you need to live in Tampa, FL?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $60,534 in Tampa, FL (before tax differences). The median wage across all jobs here is $48,940.

    How much is rent in Tampa, FL?

    HUD’s FY2026 fair market rents for Tampa, FL are $1,593 for a studio, $1,696 for one bedroom, $1,977 for two bedrooms and $2,527 for three bedrooms, including utilities.

    All salaries in Tampa, FL

    Management Occupations

    Business and Financial Operations Occupations

    Computer and Mathematical Occupations

    Architecture and Engineering Occupations

    Life, Physical, and Social Science Occupations

    Community and Social Service Occupations

    Legal Occupations

    Educational Instruction and Library Occupations

    Arts, Design, Entertainment, Sports, and Media Occupations

    Healthcare Practitioners and Technical Occupations

    Healthcare Support Occupations

    Protective Service Occupations

    Food Preparation and Serving Related Occupations

    Building and Grounds Cleaning and Maintenance Occupations

    Personal Care and Service Occupations

    Sales and Related Occupations

    Office and Administrative Support Occupations

    Farming, Fishing, and Forestry Occupations

    Construction and Extraction Occupations

    Installation, Maintenance, and Repair Occupations

    Production Occupations

    Transportation and Material Moving Occupations

    Other cities in Florida

    Florida paycheck calculator →