Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Personal Financial Advisor Salary in Tampa, FL

Personal Financial Advisors in the Tampa-St. Petersburg-Clearwater, FL metro area earn a median $82,580 a year — 21% less than the national median. After 2026 taxes, that is $66,925 take-home, or $5,577 a month.

Median salary
$82,580
$39.70 per hour
Typical range
$51,310 – $239,200+
10th to 90th percentile
Jobs in Tampa, FL
3,660
1.47× national concentration
▲4.1%
Pay trend: The median for personal financial advisors in Tampa, FL rose from $79,320 (May 2024) to $82,580 (May 2025). That beat inflation (2.4%), a real raise of about 1.7%.

Take-home pay calculator

Pre-filled with the median personal financial advisor salary in Tampa, FL. Enter your own offer to see your paycheck.

Personal Financial Advisor in Tampa, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$66,925
per year · effective tax rate 19.0%
$5,577Monthly
$2,789Twice a month
$2,574Every 2 weeks
$32.18Hourly
  • Federal income tax$9,338
  • Social Security (6.2%)$5,120
  • Medicare (1.45%)$1,197
  • Florida income tax$0
  • Take-home pay$66,925

Marginal rate: 22% federal + 0.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Personal Financial Advisor pay by experience in Tampa, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$51,310$24.67$43,408$3,617
25th percentile$60,270$28.98$50,607$4,217
Median (50th)$82,580$39.70$66,925$5,577
75th percentile$166,120$79.87$124,809$10,401
90th percentile (top earners)$361,590+$173.84$253,763$21,147

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $82,580 buys in Tampa, FL

Prices in Tampa, FL are 0.9% higher than the U.S. average (housing costs are 1.26× the national average). Adjusted for local prices, a median personal financial advisor's $66,925 take-home pay has the buying power of $66,335 in a typical American city.

1-bedroom rent
$1,696
30% of monthly take-home
2-bedroom rent
$1,977
35% of monthly take-home
Left after 1-BR rent
$3,881
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Tampa, FL has 1.5× the national concentration of personal financial advisor jobs — a strong local market for this occupation.

Best-paying cities for personal financial advisors, adjusted for cost of living

Tampa, FL ranks #22 of 23 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1New York, NY $170,050$118,502$105,277
2Kansas City, MO $123,140$90,582$97,881
3San Francisco, CA $160,610$108,248$93,629
4Bridgeport, CT $135,770$98,069$91,770
5Miami, FL $125,670$97,161$85,114
6Philadelphia, PA $116,560$87,252$85,079
7St. Louis, MO $103,690$77,840$81,861
8Indianapolis, IN $102,640$78,039$81,549
22Tampa, FL$82,580$66,925$66,335

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 23 metros →

About the job: personal financial advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

Typical education
Bachelor's degree
Work experience
None required
On-the-job training
Long-term on-the-job training
Job outlook, 2025–35
+1.4% (slower than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Personal Financial Advisor salaries elsewhere in Florida

Frequently asked questions

How much does a personal financial advisor make in Tampa, FL?

The median personal financial advisor salary in the Tampa-St. Petersburg-Clearwater, FL metro area is $82,580 a year, or about $39.70 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $60,270 and $166,120.

What is a personal financial advisor’s take-home pay in Tampa, FL?

On the median $82,580 salary, a single filer living in Florida takes home about $66,925 a year ($5,577 a month) after federal tax, Social Security, Medicare in 2026.

Is Tampa, FL a good place to work as a personal financial advisor?

Pay here is 21% below the national median of $105,070. Local prices are 0.9% above the U.S. average, so the take-home pay buys what $66,335 would in a typical U.S. city. Tampa, FL ranks #22 of 23 metro areas for cost-of-living-adjusted pay in this job.

Can a personal financial advisor afford rent in Tampa, FL?

HUD’s fair market rent for a one-bedroom in Tampa, FL is $1,696 a month ($1,977 for two bedrooms) — 30% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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