Personal Financial Advisor Salary in Miami, FL
Personal Financial Advisors in the Miami-Fort Lauderdale-West Palm Beach, FL metro area earn a median $125,670 a year — 20% more than the national median. After 2026 taxes, that is $97,161 take-home, or $8,097 a month.
Take-home pay calculator
Pre-filled with the median personal financial advisor salary in Miami, FL. Enter your own offer to see your paycheck.
- Federal income tax$18,895
- Social Security (6.2%)$7,792
- Medicare (1.45%)$1,822
- Florida income tax$0
- Take-home pay$97,161
Marginal rate: 24% federal + 0.00% state
Personal Financial Advisor pay by experience in Miami, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $49,670 | $23.88 | $42,090 | $3,507 |
| 25th percentile | $74,850 | $35.99 | $61,487 | $5,124 |
| Median (50th) | $125,670 | $60.42 | $97,161 | $8,097 |
| 75th percentile | $226,170 | $108.74 | $167,538 | $13,961 |
| 90th percentile (top earners) | $427,160+ | $205.37 | $294,842 | $24,570 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $125,670 buys in Miami, FL
Prices in Miami, FL are 14.2% higher than the U.S. average (housing costs are 1.56× the national average). Adjusted for local prices, a median personal financial advisor's $97,161 take-home pay has the buying power of $85,114 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Miami, FL has 1.7× the national concentration of personal financial advisor jobs — a strong local market for this occupation.
Best-paying cities for personal financial advisors, adjusted for cost of living
Miami, FL ranks #14 of 66 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 |
| 2 | Greensboro, NC | $126,310 | $93,068 | $100,218 |
| 3 | Kansas City, MO | $123,140 | $90,582 | $97,881 |
| 4 | Milwaukee, WI | $125,810 | $91,970 | $94,876 |
| 5 | Madison, WI | $126,000 | $92,090 | $94,658 |
| 6 | San Francisco, CA | $160,610 | $108,248 | $93,629 |
| 7 | Bridgeport, CT | $135,770 | $98,069 | $91,770 |
| 8 | Pittsburgh, PA | $115,600 | $86,606 | $91,481 |
| 14 | Miami, FL | $125,670 | $97,161 | $85,114 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 66 metros →
Personal Financial Advisor salaries elsewhere in Florida
- Naples, FL — $121,000
- Jacksonville, FL — $101,480
- Orlando, FL — $98,700
- Tampa, FL — $82,580
- North Port, FL — $82,100
Frequently asked questions
How much does a personal financial advisor make in Miami, FL?
The median personal financial advisor salary in the Miami-Fort Lauderdale-West Palm Beach, FL metro area is $125,670 a year, or about $60.42 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $74,850 and $226,170.
What is a personal financial advisor’s take-home pay in Miami, FL?
On the median $125,670 salary, a single filer living in Florida takes home about $97,161 a year ($8,097 a month) after federal tax, Social Security, Medicare in 2026.
Is Miami, FL a good place to work as a personal financial advisor?
Pay here is 20% above the national median of $105,070. Local prices are 14.2% above the U.S. average, so the take-home pay buys what $85,114 would in a typical U.S. city. Miami, FL ranks #14 of 66 metro areas for cost-of-living-adjusted pay in this job.
Can a personal financial advisor afford rent in Miami, FL?
HUD’s fair market rent for a one-bedroom in Miami, FL is $1,942 a month ($2,359 for two bedrooms) — 24% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Miami, FL
- Financial and Investment Analyst — $105,160
- Financial Risk Specialist — $104,500
- Agents and Business Managers of Artists, Performers, and Athletes — $100,650
- Project Management Specialist — $98,720
- Management Analyst — $94,290
- Budget Analyst — $86,610
- Labor Relations Specialist — $83,650
- Financial Examiner — $82,350
- Accountant and Auditor — $80,920
- Business Operations Specialists, All Other — $79,770
- Compliance Officer — $79,770
- Insurance Underwriter — $79,460