Personal Financial Advisor Salary
Personal Financial Advisors earn a median $105,070 a year nationally. Business and Financial Operations Occupations
U.S. median
$105,070
$50.51 per hour
Range
$50,190 – $239,200+
10th to 90th percentile
Employed
266,800
across the U.S.
▲2.9%
Pay trend: The median for personal financial advisors in the U.S. rose from $102,140 (May 2024) to $105,070 (May 2025). That roughly kept pace with inflation (2.4%).
Personal Financial Advisor take-home pay calculator
Starts at the national median. Pick your state to see your real paycheck.
Your take-home pay
$82,747
per year · effective tax rate 21.2%
$6,896Monthly
$3,448Twice a month
$3,183Every 2 weeks
$39.78Hourly
- Federal income tax$14,285
- Social Security (6.2%)$6,514
- Medicare (1.45%)$1,524
- Texas income tax$0
- Take-home pay$82,747
Marginal rate: 22% federal + 0.00% state
Pay by experience
| Percentile | Salary | Hourly | Take-home (no state tax) |
|---|---|---|---|
| 10th percentile (entry level) | $50,190 | $24.13 | $42,508 |
| 25th percentile | $72,440 | $34.83 | $59,792 |
| Median (50th) | $105,070 | $50.51 | $82,747 |
| 75th percentile | $176,790 | $85.00 | $132,102 |
| 90th percentile (top earners) | $357,020+ | $171.64 | $250,900 |
Best cities for personal financial advisors (after tax & cost of living)
| # | Metro area | Median | Take-home | Real value* | Jobs |
|---|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 | 23,980 |
| 2 | Kansas City, MO | $123,140 | $90,582 | $97,881 | 3,500 |
| 3 | San Francisco, CA | $160,610 | $108,248 | $93,629 | 7,130 |
| 4 | Bridgeport, CT | $135,770 | $98,069 | $91,770 | 2,500 |
| 5 | Miami, FL | $125,670 | $97,161 | $85,114 | 8,390 |
| 6 | Philadelphia, PA | $116,560 | $87,252 | $85,079 | 7,390 |
| 7 | St. Louis, MO | $103,690 | $77,840 | $81,861 | 2,630 |
| 8 | Indianapolis, IN | $102,640 | $78,039 | $81,549 | 2,400 |
| 9 | San Diego, CA | $130,330 | $90,761 | $81,119 | 3,010 |
| 10 | Seattle, WA | $114,540 | $89,409 | $80,452 | 3,940 |
| 11 | Chicago, IL | $113,210 | $83,014 | $80,133 | 8,370 |
| 12 | Houston, TX | $98,930 | $78,427 | $79,517 | 4,130 |
| 13 | Charlotte, NC | $99,440 | $75,327 | $77,379 | 4,850 |
| 14 | Atlanta, GA | $103,990 | $77,213 | $77,168 | 4,690 |
| 15 | Los Angeles, CA | $124,490 | $87,389 | $76,950 | 13,980 |
| 16 | Phoenix, AZ | $103,680 | $79,386 | $76,838 | 5,000 |
| 17 | Minneapolis, MN | $103,410 | $76,070 | $72,571 | 4,150 |
| 18 | Washington, DC | $106,230 | $77,502 | $71,178 | 4,330 |
| 19 | Baltimore, MD | $98,970 | $74,118 | $70,935 | 3,240 |
| 20 | Denver, CO | $98,740 | $74,657 | $70,577 | 4,700 |
| 21 | Cincinnati, OH | $80,540 | $64,057 | $67,167 | 2,510 |
| 22 | Tampa, FL | $82,580 | $66,925 | $66,335 | 3,660 |
| 23 | Detroit, MI | $76,830 | $59,865 | $59,688 | 3,430 |
*Take-home pay in U.S.-average dollars (BEA Regional Price Parities).
Highest-paying cities
- New York, NY — $170,050
- San Francisco, CA — $160,610
- Bridgeport, CT — $135,770
- San Diego, CA — $130,330
- Miami, FL — $125,670
- Los Angeles, CA — $124,490
- Kansas City, MO — $123,140
- Philadelphia, PA — $116,560
- Seattle, WA — $114,540
- Chicago, IL — $113,210
- Washington, DC — $106,230
- Atlanta, GA — $103,990
- St. Louis, MO — $103,690
- Phoenix, AZ — $103,680
- Minneapolis, MN — $103,410
Personal Financial Advisor salary by state
| State | Median | 1-yr change | Take-home | Range | Jobs |
|---|---|---|---|---|---|
| New York | $166,400 | −0.9% | $116,223 | $76,190 – $239,200+ | 21,550 |
| New Jersey | $158,570 | +28.2% | $111,738 | $78,860 – $239,200+ | 9,300 |
| California | $130,330 | +1.3% | $90,761 | $67,690 – $239,200+ | 32,200 |
| Connecticut | $129,720 | +21.2% | $94,296 | $59,890 – $239,200+ | — |
| South Dakota | $128,720 | +4.3% | $99,246 | $77,280 – $239,200+ | 620 |
| Massachusetts | $125,670 | +24.0% | $91,098 | $58,510 – $239,200+ | — |
| Delaware | $125,050 | −2.4% | $89,825 | $44,340 – $218,710 | — |
| Oregon | $122,830 | +53.2% | $85,302 | $54,940 – $239,200+ | 3,070 |
| Illinois | $120,130 | +15.2% | $87,540 | $51,820 – $239,200+ | 9,760 |
| Wisconsin | $119,430 | +3.2% | $87,900 | $51,760 – $239,200+ | 5,200 |
| Washington | $114,050 | +1.8% | $89,064 | $58,650 – $239,200+ | 5,790 |
| Vermont | $110,020 | +35.2% | $81,428 | $58,150 – $239,200+ | 520 |
| Pennsylvania | $105,200 | +1.8% | $79,609 | $59,960 – $239,200+ | 12,200 |
| District of Columbia | $104,990 | +4.1% | $76,735 | $58,790 – $239,200+ | 480 |
| Minnesota | $102,660 | +8.7% | $75,594 | $47,520 – $239,200+ | 5,280 |
| Virginia | $102,640 | +2.7% | $75,950 | $51,440 – $239,200+ | 6,340 |
| Kansas | $102,530 | +1.7% | $76,038 | $56,830 – $239,200+ | 4,150 |
| Georgia | $101,450 | +3.0% | $75,558 | $46,180 – $239,200+ | 6,830 |
| Florida | $100,970 | +14.7% | $79,862 | $48,950 – $239,200+ | 21,490 |
| Missouri | $99,930 | +18.9% | $75,371 | $51,470 – $239,200+ | 4,480 |
| Maryland | $99,880 | −18.5% | $74,715 | $47,810 – $239,200+ | 5,260 |
| Texas | $99,160 | +20.7% | $78,589 | $46,450 – $239,200+ | 18,200 |
| Montana | $97,450 | +0.8% | $73,241 | $55,010 – $239,200+ | — |
| Arizona | $96,950 | +13.9% | $74,819 | $45,330 – $212,630 | 6,430 |
| North Carolina | $96,880 | — | $73,628 | $48,790 – $239,200+ | 12,340 |
| New Hampshire | $96,780 | +17.3% | $76,915 | $57,700 – $239,200+ | 1,850 |
| South Carolina | $96,330 | −2.6% | $71,975 | $45,420 – $239,200+ | 2,400 |
| Idaho | $94,370 | −30.8% | $71,326 | $44,500 – $239,200+ | 760 |
| New Mexico | $94,270 | +21.3% | $71,861 | $56,450 – $239,200+ | 610 |
| Nebraska | $93,280 | +26.0% | $71,088 | $52,370 – $214,280 | 2,210 |
| Nevada | $92,720 | +13.2% | $74,059 | $45,050 – $224,670 | 1,730 |
| Iowa | $92,310 | +12.9% | $70,914 | $51,310 – $239,200+ | 1,920 |
| Ohio | $90,990 | +10.8% | $71,122 | $49,400 – $222,060 | 7,680 |
| Colorado | $89,280 | +4.3% | $68,419 | $57,020 – $239,200+ | 6,730 |
| Indiana | $87,710 | −13.7% | $67,976 | $44,150 – $239,200+ | 5,400 |
| Tennessee | $84,160 | −5.9% | $68,037 | $44,170 – $239,200+ | 3,970 |
| Rhode Island | $80,200 | −20.5% | $62,860 | $46,670 – $164,230 | 1,130 |
| West Virginia | $80,010 | +2.9% | $62,195 | $45,020 – $219,510 | 670 |
| Arkansas | $79,420 | +5.7% | $61,817 | $36,710 – $207,560 | 1,320 |
| Alaska | $78,690 | — | $64,188 | $50,790 – $156,830 | — |
| Alabama | $77,990 | −2.0% | $60,061 | $42,150 – $239,200+ | 2,540 |
| Michigan | $77,930 | −21.1% | $60,592 | $44,780 – $239,200+ | 6,570 |
| Wyoming | $77,490 | — | $63,344 | $50,390 – $239,200+ | 310 |
| Utah | $77,390 | +15.1% | $60,757 | $47,840 – $208,970 | 2,520 |
| North Dakota | $76,870 | −22.3% | $62,668 | $59,470 – $135,470 | 540 |
| Hawaii | $76,070 | +0.5% | $58,094 | $48,060 – $239,200+ | 550 |
| Oklahoma | $68,670 | −6.0% | $54,595 | $36,920 – $176,920 | 1,140 |
| Kentucky | $67,150 | −15.1% | $53,837 | $43,880 – $239,200+ | 2,040 |
| Mississippi | $63,300 | −2.8% | $51,242 | $43,880 – $239,200+ | 790 |
Frequently asked questions
How much does a personal financial advisor make?
The national median salary for personal financial advisors is $105,070 a year ($50.51 an hour). The lowest-paid 10% earn under $50,190 and the top 10% earn over $239,200+. Source: BLS, May 2025.
Which state pays personal financial advisors the most?
New York has the highest median pay at $166,400. After taxes and local prices, New York, NY offers the best real take-home pay of any metro area.
How many personal financial advisors are there in the U.S.?
About 266,800 people work as personal financial advisors nationwide.