Personal Financial Advisor Salary in Houston, TX
Personal Financial Advisors in the Houston-Pasadena-The Woodlands, TX metro area earn a median $98,930 a year — 6% less than the national median. After 2026 taxes, that is $78,427 take-home, or $6,536 a month.
Take-home pay calculator
Pre-filled with the median personal financial advisor salary in Houston, TX. Enter your own offer to see your paycheck.
- Federal income tax$12,935
- Social Security (6.2%)$6,134
- Medicare (1.45%)$1,434
- Texas income tax$0
- Take-home pay$78,427
Marginal rate: 22% federal + 0.00% state
Got an offer somewhere else? Compare it with this one after taxes and rent →
Personal Financial Advisor pay by experience in Houston, TX
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $49,120 | $23.62 | $41,648 | $3,471 |
| 25th percentile | $72,270 | $34.75 | $59,672 | $4,973 |
| Median (50th) | $98,930 | $47.56 | $78,427 | $6,536 |
| 75th percentile | $162,290 | $78.02 | $122,191 | $10,183 |
| 90th percentile (top earners) | $323,990+ | $155.76 | $230,206 | $19,184 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Texas resident, 2026 tax rules.
What $98,930 buys in Houston, TX
Prices in Houston, TX are 1.4% lower than the U.S. average (housing costs are 1.05× the national average). Adjusted for local prices, a median personal financial advisor's $78,427 take-home pay has the buying power of $79,517 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Personal Financial Advisor jobs are less concentrated in Houston, TX than nationally (location quotient 0.73), so openings may be scarcer.
Best-paying cities for personal financial advisors, adjusted for cost of living
Houston, TX ranks #12 of 23 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 |
| 2 | Kansas City, MO | $123,140 | $90,582 | $97,881 |
| 3 | San Francisco, CA | $160,610 | $108,248 | $93,629 |
| 4 | Bridgeport, CT | $135,770 | $98,069 | $91,770 |
| 5 | Miami, FL | $125,670 | $97,161 | $85,114 |
| 6 | Philadelphia, PA | $116,560 | $87,252 | $85,079 |
| 7 | St. Louis, MO | $103,690 | $77,840 | $81,861 |
| 8 | Indianapolis, IN | $102,640 | $78,039 | $81,549 |
| 12 | Houston, TX | $98,930 | $78,427 | $79,517 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 23 metros →
About the job: personal financial advisors
Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- +1.4% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a personal financial advisor make in Houston, TX?
The median personal financial advisor salary in the Houston-Pasadena-The Woodlands, TX metro area is $98,930 a year, or about $47.56 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $72,270 and $162,290.
What is a personal financial advisor’s take-home pay in Houston, TX?
On the median $98,930 salary, a single filer living in Texas takes home about $78,427 a year ($6,536 a month) after federal tax, Social Security, Medicare in 2026.
Is Houston, TX a good place to work as a personal financial advisor?
Pay here is 6% below the national median of $105,070. Local prices are 1.4% below the U.S. average, so the take-home pay buys what $79,517 would in a typical U.S. city. Houston, TX ranks #12 of 23 metro areas for cost-of-living-adjusted pay in this job.
Can a personal financial advisor afford rent in Houston, TX?
HUD’s fair market rent for a one-bedroom in Houston, TX is $1,316 a month ($1,558 for two bedrooms) — 20% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Houston, TX
- Financial and Investment Analyst — $101,660
- Management Analyst — $101,120
- Project Management Specialist — $99,510
- Accountant and Auditor — $85,090
- Business Operations Specialists, All Other — $82,060
- Compliance Officer — $78,860
- Claims Adjusters, Examiners, and Investigators — $78,820
- Cost Estimator — $78,200
- Buyer and Purchasing Agent — $76,290
- Logistician — $75,940
- Human Resources Specialist — $72,550
- Loan Officer — $67,560