Personal Financial Advisor Salary in St. Louis, MO
Personal Financial Advisors in the St. Louis, MO-IL metro area earn a median $103,690 a year — 1% less than the national median. After 2026 taxes, that is $77,840 take-home, or $6,487 a month.
Take-home pay calculator
Pre-filled with the median personal financial advisor salary in St. Louis, MO. Enter your own offer to see your paycheck.
- Federal income tax$13,982
- Social Security (6.2%)$6,429
- Medicare (1.45%)$1,504
- Missouri income tax$3,936
- Take-home pay$77,840
Marginal rate: 22% federal + 4.70% state
Living in St. Louis? City residents also pay St. Louis’s Earnings Tax — about $1,037 a year on this salary — which lowers take-home pay to $76,803 ($6,400 a month). Choose “St. Louis” under City income tax in the calculator. Suburban residents usually don’t pay it.
The St. Louis, MO-IL metro spans Missouri, Illinois. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Personal Financial Advisor pay by experience in St. Louis, MO
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $52,690 | $25.33 | $42,977 | $3,581 |
| 25th percentile | $72,100 | $34.66 | $57,101 | $4,758 |
| Median (50th) | $103,690 | $49.85 | $77,840 | $6,487 |
| 75th percentile | $171,490 | $82.45 | $121,357 | $10,113 |
| 90th percentile (top earners) | $330,360+ | $158.83 | $219,608 | $18,301 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Missouri resident, 2026 tax rules.
What $103,690 buys in St. Louis, MO
Prices in St. Louis, MO are 4.9% lower than the U.S. average (housing costs are 21% below the national average). Adjusted for local prices, a median personal financial advisor's $77,840 take-home pay has the buying power of $81,861 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Personal Financial Advisor jobs are about as common in St. Louis, MO as in the U.S. overall (location quotient 1.14).
Best-paying cities for personal financial advisors, adjusted for cost of living
St. Louis, MO ranks #7 of 23 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 |
| 2 | Kansas City, MO | $123,140 | $90,582 | $97,881 |
| 3 | San Francisco, CA | $160,610 | $108,248 | $93,629 |
| 4 | Bridgeport, CT | $135,770 | $98,069 | $91,770 |
| 5 | Miami, FL | $125,670 | $97,161 | $85,114 |
| 6 | Philadelphia, PA | $116,560 | $87,252 | $85,079 |
| 7 | St. Louis, MO | $103,690 | $77,840 | $81,861 |
| 8 | Indianapolis, IN | $102,640 | $78,039 | $81,549 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 23 metros →
About the job: personal financial advisors
Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- +1.4% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Personal Financial Advisor salaries elsewhere in Missouri
- Kansas City, MO — $123,140
Frequently asked questions
How much does a personal financial advisor make in St. Louis, MO?
The median personal financial advisor salary in the St. Louis, MO-IL metro area is $103,690 a year, or about $49.85 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $72,100 and $171,490.
What is a personal financial advisor’s take-home pay in St. Louis, MO?
On the median $103,690 salary, a single filer living in Missouri takes home about $77,840 a year ($6,487 a month) after federal tax, Social Security, Medicare and $3,936 in Missouri taxes in 2026.
Is St. Louis, MO a good place to work as a personal financial advisor?
Pay here is 1% below the national median of $105,070. Local prices are 4.9% below the U.S. average, so the take-home pay buys what $81,861 would in a typical U.S. city. St. Louis, MO ranks #7 of 23 metro areas for cost-of-living-adjusted pay in this job.
Can a personal financial advisor afford rent in St. Louis, MO?
HUD’s fair market rent for a one-bedroom in St. Louis, MO is $989 a month ($1,211 for two bedrooms) — 15% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in St. Louis, MO
- Management Analyst — $101,100
- Project Management Specialist — $100,510
- Financial and Investment Analyst — $99,950
- Business Operations Specialists, All Other — $95,470
- Logistician — $88,880
- Accountant and Auditor — $78,880
- Cost Estimator — $78,730
- Compliance Officer — $77,270
- Claims Adjusters, Examiners, and Investigators — $75,840
- Loan Officer — $74,510
- Market Research Analyst and Marketing Specialist — $74,130
- Buyer and Purchasing Agent — $73,280