Personal Financial Advisor Salary in Philadelphia, PA
Personal Financial Advisors in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area earn a median $116,560 a year — 11% more than the national median. After 2026 taxes, that is $87,252 take-home, or $7,271 a month.
Take-home pay calculator
Pre-filled with the median personal financial advisor salary in Philadelphia, PA. Enter your own offer to see your paycheck.
- Federal income tax$16,813
- Social Security (6.2%)$7,227
- Medicare (1.45%)$1,690
- Pennsylvania income tax$3,578
- Take-home pay$87,252
Marginal rate: 22% federal + 3.07% state
Living in Philadelphia? City residents also pay Philadelphia’s Resident Wage Tax — about $4,359 a year on this salary — which lowers take-home pay to $82,892 ($6,908 a month). Choose “Philadelphia” under City income tax in the calculator. Suburban residents usually don’t pay it.
The Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro spans Pennsylvania, New Jersey, Delaware, Maryland. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Personal Financial Advisor pay by experience in Philadelphia, PA
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $62,020 | $29.82 | $50,109 | $4,176 |
| 25th percentile | $78,770 | $37.87 | $61,826 | $5,152 |
| Median (50th) | $116,560 | $56.04 | $87,252 | $7,271 |
| 75th percentile | $176,850 | $85.02 | $126,714 | $10,559 |
| 90th percentile (top earners) | $392,260+ | $188.59 | $260,935 | $21,745 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Pennsylvania resident, 2026 tax rules.
What $116,560 buys in Philadelphia, PA
Prices in Philadelphia, PA are 2.6% higher than the U.S. average (housing costs are 1.13× the national average). Adjusted for local prices, a median personal financial advisor's $87,252 take-home pay has the buying power of $85,079 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Philadelphia, PA has 1.5× the national concentration of personal financial advisor jobs — a strong local market for this occupation.
Best-paying cities for personal financial advisors, adjusted for cost of living
Philadelphia, PA ranks #6 of 23 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 |
| 2 | Kansas City, MO | $123,140 | $90,582 | $97,881 |
| 3 | San Francisco, CA | $160,610 | $108,248 | $93,629 |
| 4 | Bridgeport, CT | $135,770 | $98,069 | $91,770 |
| 5 | Miami, FL | $125,670 | $97,161 | $85,114 |
| 6 | Philadelphia, PA | $116,560 | $87,252 | $85,079 |
| 7 | St. Louis, MO | $103,690 | $77,840 | $81,861 |
| 8 | Indianapolis, IN | $102,640 | $78,039 | $81,549 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 23 metros →
About the job: personal financial advisors
Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- Long-term on-the-job training
- Job outlook, 2025–35
- +1.4% (slower than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Frequently asked questions
How much does a personal financial advisor make in Philadelphia, PA?
The median personal financial advisor salary in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area is $116,560 a year, or about $56.04 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $78,770 and $176,850.
What is a personal financial advisor’s take-home pay in Philadelphia, PA?
On the median $116,560 salary, a single filer living in Pennsylvania takes home about $87,252 a year ($7,271 a month) after federal tax, Social Security, Medicare and $3,578 in Pennsylvania taxes in 2026.
Is Philadelphia, PA a good place to work as a personal financial advisor?
Pay here is 11% above the national median of $105,070. Local prices are 2.6% above the U.S. average, so the take-home pay buys what $85,079 would in a typical U.S. city. Philadelphia, PA ranks #6 of 23 metro areas for cost-of-living-adjusted pay in this job.
Can a personal financial advisor afford rent in Philadelphia, PA?
HUD’s fair market rent for a one-bedroom in Philadelphia, PA is $1,520 a month ($1,810 for two bedrooms) — 21% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Philadelphia, PA
- Project Management Specialist — $104,160
- Management Analyst — $100,920
- Financial and Investment Analyst — $95,400
- Business Operations Specialists, All Other — $86,900
- Logistician — $86,900
- Accountant and Auditor — $85,990
- Financial Specialists, All Other — $84,680
- Insurance Underwriter — $84,580
- Compliance Officer — $83,000
- Claims Adjusters, Examiners, and Investigators — $81,560
- Buyer and Purchasing Agent — $81,470
- Cost Estimator — $79,880