Personal Financial Advisor Salary in Phoenix, AZ
Personal Financial Advisors in the Phoenix-Mesa-Chandler, AZ metro area earn a median $103,680 a year — 1% less than the national median. After 2026 taxes, that is $79,386 take-home, or $6,615 a month.
Take-home pay calculator
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- Federal income tax$13,980
- Social Security (6.2%)$6,428
- Medicare (1.45%)$1,503
- Arizona income tax$2,383
- Take-home pay$79,386
Marginal rate: 22% federal + 2.50% state
Personal Financial Advisor pay by experience in Phoenix, AZ
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $49,250 | $23.68 | $40,730 | $3,394 |
| 25th percentile | $64,680 | $31.10 | $52,742 | $4,395 |
| Median (50th) | $103,680 | $49.85 | $79,386 | $6,615 |
| 75th percentile | $165,390 | $79.51 | $120,384 | $10,032 |
| 90th percentile (top earners) | $216,280 | $103.98 | $155,719 | $12,977 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Arizona resident, 2026 tax rules.
What $103,680 buys in Phoenix, AZ
Prices in Phoenix, AZ are 3.3% higher than the U.S. average (housing costs are 1.21× the national average). Adjusted for local prices, a median personal financial advisor's $79,386 take-home pay has the buying power of $76,838 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Phoenix, AZ has 1.2× the national concentration of personal financial advisor jobs — a strong local market for this occupation.
Best-paying cities for personal financial advisors, adjusted for cost of living
Phoenix, AZ ranks #38 of 66 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 |
| 2 | Greensboro, NC | $126,310 | $93,068 | $100,218 |
| 3 | Kansas City, MO | $123,140 | $90,582 | $97,881 |
| 4 | Milwaukee, WI | $125,810 | $91,970 | $94,876 |
| 5 | Madison, WI | $126,000 | $92,090 | $94,658 |
| 6 | San Francisco, CA | $160,610 | $108,248 | $93,629 |
| 7 | Bridgeport, CT | $135,770 | $98,069 | $91,770 |
| 8 | Pittsburgh, PA | $115,600 | $86,606 | $91,481 |
| 38 | Phoenix, AZ | $103,680 | $79,386 | $76,838 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 66 metros →
Personal Financial Advisor salaries elsewhere in Arizona
- Tucson, AZ — $58,450
Frequently asked questions
How much does a personal financial advisor make in Phoenix, AZ?
The median personal financial advisor salary in the Phoenix-Mesa-Chandler, AZ metro area is $103,680 a year, or about $49.85 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $64,680 and $165,390.
What is a personal financial advisor’s take-home pay in Phoenix, AZ?
On the median $103,680 salary, a single filer living in Arizona takes home about $79,386 a year ($6,615 a month) after federal tax, Social Security, Medicare and $2,383 in Arizona taxes in 2026.
Is Phoenix, AZ a good place to work as a personal financial advisor?
Pay here is 1% below the national median of $105,070. Local prices are 3.3% above the U.S. average, so the take-home pay buys what $76,838 would in a typical U.S. city. Phoenix, AZ ranks #38 of 66 metro areas for cost-of-living-adjusted pay in this job.
Can a personal financial advisor afford rent in Phoenix, AZ?
HUD’s fair market rent for a one-bedroom in Phoenix, AZ is $1,583 a month ($1,839 for two bedrooms) — 24% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Phoenix, AZ
- Financial Risk Specialist — $101,990
- Project Management Specialist — $100,780
- Labor Relations Specialist — $97,070
- Management Analyst — $94,900
- Financial and Investment Analyst — $94,700
- Budget Analyst — $84,810
- Business Operations Specialists, All Other — $84,190
- Financial Specialists, All Other — $81,440
- Accountant and Auditor — $80,820
- Financial Examiner — $80,490
- Logistician — $79,370
- Insurance Underwriter — $77,740