Personal Financial Advisor Salary in Baltimore, MD
Personal Financial Advisors in the Baltimore-Columbia-Towson, MD metro area earn a median $98,970 a year — 6% less than the national median. After 2026 taxes, that is $74,118 take-home, or $6,176 a month.
Take-home pay calculator
Pre-filled with the median personal financial advisor salary in Baltimore, MD. Enter your own offer to see your paycheck.
- Federal income tax$12,943
- Social Security (6.2%)$6,136
- Medicare (1.45%)$1,435
- Maryland income tax$4,337
- Take-home pay$74,118
Marginal rate: 22% federal + 4.75% state
Personal Financial Advisor pay by experience in Baltimore, MD
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $48,110 | $23.13 | $38,915 | $3,243 |
| 25th percentile | $63,090 | $30.33 | $50,240 | $4,187 |
| Median (50th) | $98,970 | $47.58 | $74,118 | $6,176 |
| 75th percentile | $177,510 | $85.34 | $124,181 | $10,348 |
| 90th percentile (top earners) | $412,790+ | $198.46 | $264,096 | $22,008 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Maryland resident, 2026 tax rules.
What $98,970 buys in Baltimore, MD
Prices in Baltimore, MD are 4.5% higher than the U.S. average (housing costs are 1.18× the national average). Adjusted for local prices, a median personal financial advisor's $74,118 take-home pay has the buying power of $70,935 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Baltimore, MD has 1.4× the national concentration of personal financial advisor jobs — a strong local market for this occupation.
Best-paying cities for personal financial advisors, adjusted for cost of living
Baltimore, MD ranks #43 of 66 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $170,050 | $118,502 | $105,277 |
| 2 | Greensboro, NC | $126,310 | $93,068 | $100,218 |
| 3 | Kansas City, MO | $123,140 | $90,582 | $97,881 |
| 4 | Milwaukee, WI | $125,810 | $91,970 | $94,876 |
| 5 | Madison, WI | $126,000 | $92,090 | $94,658 |
| 6 | San Francisco, CA | $160,610 | $108,248 | $93,629 |
| 7 | Bridgeport, CT | $135,770 | $98,069 | $91,770 |
| 8 | Pittsburgh, PA | $115,600 | $86,606 | $91,481 |
| 43 | Baltimore, MD | $98,970 | $74,118 | $70,935 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 66 metros →
Frequently asked questions
How much does a personal financial advisor make in Baltimore, MD?
The median personal financial advisor salary in the Baltimore-Columbia-Towson, MD metro area is $98,970 a year, or about $47.58 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $63,090 and $177,510.
What is a personal financial advisor’s take-home pay in Baltimore, MD?
On the median $98,970 salary, a single filer living in Maryland takes home about $74,118 a year ($6,176 a month) after federal tax, Social Security, Medicare and $4,337 in Maryland taxes in 2026.
Is Baltimore, MD a good place to work as a personal financial advisor?
Pay here is 6% below the national median of $105,070. Local prices are 4.5% above the U.S. average, so the take-home pay buys what $70,935 would in a typical U.S. city. Baltimore, MD ranks #43 of 66 metro areas for cost-of-living-adjusted pay in this job.
Can a personal financial advisor afford rent in Baltimore, MD?
HUD’s fair market rent for a one-bedroom in Baltimore, MD is $1,511 a month ($1,857 for two bedrooms) — 24% of a median personal financial advisor’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Baltimore, MD
- Management Analyst — $117,750
- Project Management Specialist — $103,720
- Logistician — $102,700
- Financial and Investment Analyst — $98,880
- Claims Adjusters, Examiners, and Investigators — $98,700
- Business Operations Specialists, All Other — $98,060
- Budget Analyst — $96,150
- Insurance Underwriter — $93,510
- Accountant and Auditor — $85,160
- Buyer and Purchasing Agent — $84,590
- Human Resources Specialist — $82,380
- Fundraiser — $81,020