Budget Analyst Salary in Baltimore, MD
Budget Analysts in the Baltimore-Columbia-Towson, MD metro area earn a median $96,150 a year — 5% more than the national median. After 2026 taxes, that is $72,268 take-home, or $6,022 a month.
Take-home pay calculator
Pre-filled with the median budget analyst salary in Baltimore, MD. Enter your own offer to see your paycheck.
- Federal income tax$12,323
- Social Security (6.2%)$5,961
- Medicare (1.45%)$1,394
- Maryland income tax$4,204
- Take-home pay$72,268
Marginal rate: 22% federal + 4.75% state
Budget Analyst pay by experience in Baltimore, MD
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $55,540 | $26.70 | $44,532 | $3,711 |
| 25th percentile | $69,910 | $33.61 | $55,055 | $4,588 |
| Median (50th) | $96,150 | $46.23 | $72,268 | $6,022 |
| 75th percentile | $131,730 | $63.33 | $95,347 | $7,946 |
| 90th percentile (top earners) | $152,730 | $73.43 | $108,598 | $9,050 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Maryland resident, 2026 tax rules.
What $96,150 buys in Baltimore, MD
Prices in Baltimore, MD are 4.5% higher than the U.S. average (housing costs are 1.18× the national average). Adjusted for local prices, a median budget analyst's $72,268 take-home pay has the buying power of $69,165 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Baltimore, MD has 2.8× the national concentration of budget analyst jobs — a strong local market for this occupation.
Best-paying cities for budget analysts, adjusted for cost of living
Baltimore, MD ranks #15 of 26 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Huntsville, AL | $113,400 | $83,202 | $89,395 |
| 2 | Washington, DC | $125,050 | $89,077 | $81,809 |
| 3 | Houston, TX | $98,330 | $78,005 | $79,089 |
| 4 | Tampa, FL | $99,370 | $78,737 | $78,042 |
| 5 | San Antonio, TX | $92,000 | $73,552 | $77,655 |
| 6 | Detroit, MI | $102,080 | $76,556 | $76,328 |
| 7 | Atlanta, GA | $99,880 | $74,535 | $74,491 |
| 8 | Seattle, WA | $104,090 | $82,057 | $73,837 |
| 15 | Baltimore, MD | $96,150 | $72,268 | $69,165 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 26 metros →
Frequently asked questions
How much does a budget analyst make in Baltimore, MD?
The median budget analyst salary in the Baltimore-Columbia-Towson, MD metro area is $96,150 a year, or about $46.23 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $69,910 and $131,730.
What is a budget analyst’s take-home pay in Baltimore, MD?
On the median $96,150 salary, a single filer living in Maryland takes home about $72,268 a year ($6,022 a month) after federal tax, Social Security, Medicare and $4,204 in Maryland taxes in 2026.
Is Baltimore, MD a good place to work as a budget analyst?
Pay here is 5% above the national median of $91,640. Local prices are 4.5% above the U.S. average, so the take-home pay buys what $69,165 would in a typical U.S. city. Baltimore, MD ranks #15 of 26 metro areas for cost-of-living-adjusted pay in this job.
Can a budget analyst afford rent in Baltimore, MD?
HUD’s fair market rent for a one-bedroom in Baltimore, MD is $1,511 a month ($1,857 for two bedrooms) — 25% of a median budget analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Baltimore, MD
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- Project Management Specialist — $103,720
- Logistician — $102,700
- Personal Financial Advisor — $98,970
- Financial and Investment Analyst — $98,880
- Claims Adjusters, Examiners, and Investigators — $98,700
- Business Operations Specialists, All Other — $98,060
- Insurance Underwriter — $93,510
- Accountant and Auditor — $85,160
- Buyer and Purchasing Agent — $84,590
- Human Resources Specialist — $82,380
- Fundraiser — $81,020