Iowa Paycheck Calculator 2026

Enter your salary or hourly wage to see exactly what lands in your bank account after federal income tax, Social Security, Medicare and Iowa state tax. Updated for the 2026 tax year.

Your take-home pay

$59,394

per year · effective tax rate 20.8%

$4,950Monthly

$2,475Twice a month

$2,284Every 2 weeks

$28.55Hourly

Federal income tax$7,670
Social Security (6.2%)$4,650
Medicare (1.45%)$1,088
Iowa income tax$2,198
Take-home pay$59,394

Marginal rate: 22% federal + 3.80% state

Top state rate

3.80%

Flat tax

Take-home on $75k

$59,394

$4,950 a month · single filer

Rank of 51

#16

for take-home pay at $75,000

How Iowa taxes your paycheck

Iowa has a flat income tax of 3.80%. The state allows a $16,100 standard deduction for single filers ($32,200 for married couples), plus a $40 personal exemption credit.

Local taxes: Some Iowa school districts add a small income surtax. Add your local rate under “Deductions, kids & local tax” in the calculator.

Iowa take-home pay at common salaries

Salary	Federal	FICA	IA tax	Take-home / yr	Per month	Effective rate
$30,000	$1,420	$2,295	$488	$25,797	$2,150	14.0%
$40,000	$2,620	$3,060	$868	$33,452	$2,788	16.4%
$50,000	$3,820	$3,825	$1,248	$41,107	$3,426	17.8%
$60,000	$5,020	$4,590	$1,628	$48,762	$4,063	18.7%
$75,000	$7,670	$5,738	$2,198	$59,394	$4,950	20.8%
$90,000	$10,970	$6,885	$2,768	$69,377	$5,781	22.9%
$100,000	$13,170	$7,650	$3,148	$76,032	$6,336	24.0%
$125,000	$18,734	$9,563	$4,098	$92,605	$7,717	25.9%
$150,000	$24,734	$11,475	$5,048	$108,743	$9,062	27.5%
$200,000	$36,734	$14,339	$6,948	$141,979	$11,832	29.0%
$250,000	$51,304	$15,514	$8,848	$174,334	$14,528	30.3%

Single filer, standard deduction, no pre-tax deductions. Change any of these in the calculator above.

Iowa income tax brackets 2026

Single filers
Taxable income	Rate
Over $0	3.80%

Married filing jointly
Taxable income	Rate
Over $0	3.80%

Standard deduction: $16,100 single / $32,200 joint. Personal exemption: $40 credit single / $80 joint. Per dependent: $40 credit. Source: Tax Foundation, 2026.

2026 federal income tax brackets

Single — $16,100 standard deduction
Taxable income	Rate
$0 – $12,400	10%
$12,400 – $50,400	12%
$50,400 – $105,700	22%
$105,700 – $201,775	24%
$201,775 – $256,225	32%
$256,225 – $640,600	35%
Over $640,600	37%

Married filing jointly — $32,200 standard deduction
Taxable income	Rate
$0 – $24,800	10%
$24,800 – $100,800	12%
$100,800 – $211,400	22%
$211,400 – $403,550	24%
$403,550 – $512,450	32%
$512,450 – $768,700	35%
Over $768,700	37%

How Iowa compares

A single worker earning $75,000 takes home $59,394 in Iowa. The same salary in Alaska leaves $61,593 — $2,198 more per year. See the full ranking on the $75,000 after tax in Iowa page.

Frequently asked questions

How much is taken out of a paycheck in Iowa?

On a $75,000 salary a single filer in Iowa pays about $15,606 in total taxes in 2026 — $7,670 federal income tax, $5,738 Social Security and Medicare, and $2,198 in Iowa state taxes — leaving $59,394 a year, or $2,284 every two weeks. That is an effective tax rate of 20.8%.

Does Iowa have a state income tax?

Iowa has a flat income tax of 3.80%. The state allows a $16,100 standard deduction for single filers ($32,200 for married couples), plus a $40 personal exemption credit.

How does Iowa compare with other states?

At a $75,000 salary, Iowa ranks #16 of 51 (50 states plus D.C.) for take-home pay. You would keep $2,198 more per year in a no-income-tax state such as Texas or Florida.

What are the 2026 federal tax brackets?

For single filers in 2026: 10% up to $12,400, 12% to $50,400, 22% to $105,700, 24% to $201,775, 32% to $256,225, 35% to $640,600 and 37% above that, applied after the $16,100 standard deduction. Married couples filing jointly get a $32,200 standard deduction and brackets roughly twice as wide.

How much are Social Security and Medicare taxes in 2026?

Employees pay 6.2% Social Security tax on wages up to $184,500 and 1.45% Medicare tax on all wages, plus an extra 0.9% Medicare tax on wages above $200,000 ($250,000 for married couples filing jointly).