Credit Analyst Salary in Tampa, FL
Credit Analysts in the Tampa-St. Petersburg-Clearwater, FL metro area earn a median $78,940 a year — 5% less than the national median. After 2026 taxes, that is $64,364 take-home, or $5,364 a month.
Take-home pay calculator
Pre-filled with the median credit analyst salary in Tampa, FL. Enter your own offer to see your paycheck.
- Federal income tax$8,537
- Social Security (6.2%)$4,894
- Medicare (1.45%)$1,145
- Florida income tax$0
- Take-home pay$64,364
Marginal rate: 22% federal + 0.00% state
Credit Analyst pay by experience in Tampa, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $56,430 | $27.13 | $47,522 | $3,960 |
| 25th percentile | $62,550 | $30.07 | $52,439 | $4,370 |
| Median (50th) | $78,940 | $37.95 | $64,364 | $5,364 |
| 75th percentile | $96,760 | $46.52 | $76,901 | $6,408 |
| 90th percentile (top earners) | $139,690 | $67.16 | $106,744 | $8,895 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $78,940 buys in Tampa, FL
Prices in Tampa, FL are 0.9% higher than the U.S. average (housing costs are 1.26× the national average). Adjusted for local prices, a median credit analyst's $64,364 take-home pay has the buying power of $63,797 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Tampa, FL has 1.4× the national concentration of credit analyst jobs — a strong local market for this occupation.
Best-paying cities for credit analysts, adjusted for cost of living
Tampa, FL ranks #15 of 30 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | New York, NY | $136,500 | $97,551 | $86,663 |
| 2 | Charlotte, NC | $100,640 | $76,123 | $78,197 |
| 3 | Buffalo, NY | $99,640 | $74,088 | $77,301 |
| 4 | Washington, DC | $114,700 | $82,740 | $75,990 |
| 5 | San Francisco, CA | $122,590 | $86,291 | $74,638 |
| 6 | Boston, MA | $101,890 | $75,635 | $69,860 |
| 7 | Philadelphia, PA | $92,460 | $71,037 | $69,268 |
| 8 | Jacksonville, FL | $83,160 | $67,333 | $67,682 |
| 15 | Tampa, FL | $78,940 | $64,364 | $63,797 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →
Credit Analyst salaries elsewhere in Florida
- Jacksonville, FL — $83,160
- Orlando, FL — $78,120
- Miami, FL — $77,750
Frequently asked questions
How much does a credit analyst make in Tampa, FL?
The median credit analyst salary in the Tampa-St. Petersburg-Clearwater, FL metro area is $78,940 a year, or about $37.95 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $62,550 and $96,760.
What is a credit analyst’s take-home pay in Tampa, FL?
On the median $78,940 salary, a single filer living in Florida takes home about $64,364 a year ($5,364 a month) after federal tax, Social Security, Medicare in 2026.
Is Tampa, FL a good place to work as a credit analyst?
Pay here is 5% below the national median of $83,510. Local prices are 0.9% above the U.S. average, so the take-home pay buys what $63,797 would in a typical U.S. city. Tampa, FL ranks #15 of 30 metro areas for cost-of-living-adjusted pay in this job.
Can a credit analyst afford rent in Tampa, FL?
HUD’s fair market rent for a one-bedroom in Tampa, FL is $1,696 a month ($1,977 for two bedrooms) — 32% of a median credit analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Tampa, FL
- Budget Analyst — $99,370
- Financial Risk Specialist — $98,820
- Project Management Specialist — $97,780
- Management Analyst — $95,840
- Personal Financial Advisor — $82,580
- Business Operations Specialists, All Other — $81,610
- Financial and Investment Analyst — $79,910
- Accountant and Auditor — $78,990
- Cost Estimator — $78,740
- Insurance Underwriter — $78,350
- Claims Adjusters, Examiners, and Investigators — $77,990
- Logistician — $77,630