Credit Analyst Salary in Orlando, FL

Credit Analysts in the Orlando-Kissimmee-Sanford, FL metro area earn a median $78,120 a year — 6% less than the national median. After 2026 taxes, that is $63,787 take-home, or $5,316 a month.

Median salary
$78,120
$37.56 per hour
Typical range
$57,940 – $120,710
10th to 90th percentile
Jobs in Orlando, FL
550
0.95× national concentration

Take-home pay calculator

Pre-filled with the median credit analyst salary in Orlando, FL. Enter your own offer to see your paycheck.

Credit Analyst in Orlando, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$63,787
per year · effective tax rate 18.3%
$5,316Monthly
$2,658Twice a month
$2,453Every 2 weeks
$30.67Hourly
  • Federal income tax$8,356
  • Social Security (6.2%)$4,843
  • Medicare (1.45%)$1,133
  • Florida income tax$0
  • Take-home pay$63,787

Marginal rate: 22% federal + 0.00% state

Credit Analyst pay by experience in Orlando, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$57,940$27.86$48,735$4,061
25th percentile$59,650$28.68$50,109$4,176
Median (50th)$78,120$37.56$63,787$5,316
75th percentile$91,860$44.16$73,454$6,121
90th percentile (top earners)$120,710$58.03$93,749$7,812

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $78,120 buys in Orlando, FL

Prices in Orlando, FL are 1.4% higher than the U.S. average (housing costs are 1.23× the national average). Adjusted for local prices, a median credit analyst's $63,787 take-home pay has the buying power of $62,896 in a typical American city.

1-bedroom rent
$1,731
33% of monthly take-home
2-bedroom rent
$1,972
37% of monthly take-home
Left after 1-BR rent
$3,585
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Credit Analyst jobs are about as common in Orlando, FL as in the U.S. overall (location quotient 0.95).

Best-paying cities for credit analysts, adjusted for cost of living

Orlando, FL ranks #17 of 30 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1New York, NY $136,500$97,551$86,663
2Charlotte, NC $100,640$76,123$78,197
3Buffalo, NY $99,640$74,088$77,301
4Washington, DC $114,700$82,740$75,990
5San Francisco, CA $122,590$86,291$74,638
6Boston, MA $101,890$75,635$69,860
7Philadelphia, PA $92,460$71,037$69,268
8Jacksonville, FL $83,160$67,333$67,682
17Orlando, FL$78,120$63,787$62,896

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 30 metros →

Credit Analyst salaries elsewhere in Florida

Frequently asked questions

How much does a credit analyst make in Orlando, FL?

The median credit analyst salary in the Orlando-Kissimmee-Sanford, FL metro area is $78,120 a year, or about $37.56 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $59,650 and $91,860.

What is a credit analyst’s take-home pay in Orlando, FL?

On the median $78,120 salary, a single filer living in Florida takes home about $63,787 a year ($5,316 a month) after federal tax, Social Security, Medicare in 2026.

Is Orlando, FL a good place to work as a credit analyst?

Pay here is 6% below the national median of $83,510. Local prices are 1.4% above the U.S. average, so the take-home pay buys what $62,896 would in a typical U.S. city. Orlando, FL ranks #17 of 30 metro areas for cost-of-living-adjusted pay in this job.

Can a credit analyst afford rent in Orlando, FL?

HUD’s fair market rent for a one-bedroom in Orlando, FL is $1,731 a month ($1,972 for two bedrooms) — 33% of a median credit analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

Related jobs in Orlando, FL

Cost of living & all salaries in Orlando, FL →