Insurance Underwriter Salary in Orlando, FL
Insurance Underwriters in the Orlando-Kissimmee-Sanford, FL metro area earn a median $74,700 a year — 8% less than the national median. After 2026 taxes, that is $61,381 take-home, or $5,115 a month.
Take-home pay calculator
Pre-filled with the median insurance underwriter salary in Orlando, FL. Enter your own offer to see your paycheck.
- Federal income tax$7,604
- Social Security (6.2%)$4,631
- Medicare (1.45%)$1,083
- Florida income tax$0
- Take-home pay$61,381
Marginal rate: 22% federal + 0.00% state
Insurance Underwriter pay by experience in Orlando, FL
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $49,350 | $23.73 | $41,833 | $3,486 |
| 25th percentile | $59,740 | $28.72 | $50,181 | $4,182 |
| Median (50th) | $74,700 | $35.91 | $61,381 | $5,115 |
| 75th percentile | $106,440 | $51.17 | $83,711 | $6,976 |
| 90th percentile (top earners) | $144,090 | $69.27 | $109,752 | $9,146 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.
What $74,700 buys in Orlando, FL
Prices in Orlando, FL are 1.4% higher than the U.S. average (housing costs are 1.23× the national average). Adjusted for local prices, a median insurance underwriter's $61,381 take-home pay has the buying power of $60,523 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Insurance Underwriter jobs are less concentrated in Orlando, FL than nationally (location quotient 0.77), so openings may be scarcer.
Best-paying cities for insurance underwriters, adjusted for cost of living
Orlando, FL ranks #38 of 43 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Milwaukee, WI | $106,570 | $79,534 | $82,047 |
| 2 | Madison, WI | $95,130 | $72,093 | $74,103 |
| 3 | Hartford, CT | $100,690 | $75,702 | $73,679 |
| 4 | Denver, CO | $101,840 | $76,702 | $72,509 |
| 5 | Boston, MA | $106,170 | $78,432 | $72,444 |
| 6 | Chicago, IL | $99,840 | $74,270 | $71,693 |
| 7 | Atlanta, GA | $95,430 | $71,635 | $71,593 |
| 8 | Seattle, WA | $100,130 | $79,271 | $71,330 |
| 38 | Orlando, FL | $74,700 | $61,381 | $60,523 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 43 metros →
Insurance Underwriter salaries elsewhere in Florida
- Jacksonville, FL — $81,220
- Tampa, FL — $78,350
- Miami, FL — $79,460
Frequently asked questions
How much does a insurance underwriter make in Orlando, FL?
The median insurance underwriter salary in the Orlando-Kissimmee-Sanford, FL metro area is $74,700 a year, or about $35.91 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $59,740 and $106,440.
What is a insurance underwriter’s take-home pay in Orlando, FL?
On the median $74,700 salary, a single filer living in Florida takes home about $61,381 a year ($5,115 a month) after federal tax, Social Security, Medicare in 2026.
Is Orlando, FL a good place to work as a insurance underwriter?
Pay here is 8% below the national median of $81,370. Local prices are 1.4% above the U.S. average, so the take-home pay buys what $60,523 would in a typical U.S. city. Orlando, FL ranks #38 of 43 metro areas for cost-of-living-adjusted pay in this job.
Can a insurance underwriter afford rent in Orlando, FL?
HUD’s fair market rent for a one-bedroom in Orlando, FL is $1,731 a month ($1,972 for two bedrooms) — 34% of a median insurance underwriter’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Orlando, FL
- Management Analyst — $100,420
- Personal Financial Advisor — $98,700
- Project Management Specialist — $96,390
- Financial and Investment Analyst — $90,020
- Accountant and Auditor — $78,630
- Credit Analyst — $78,120
- Business Operations Specialists, All Other — $76,950
- Logistician — $76,950
- Claims Adjusters, Examiners, and Investigators — $76,630
- Cost Estimator — $76,390
- Buyer and Purchasing Agent — $76,260
- Training and Development Specialist — $73,510