Cost of Living in Punta Gorda, FL

Punta Gorda, FL — prices, rents and what jobs really pay here after taxes.

Price level
100.5
U.S. average = 100 · #78 of 387
Median wage
$45,500
all jobs · $3,228/mo take-home
1-bedroom rent
$1,167
HUD fair market rent

Salary comparison calculator

What would you need to earn in Punta Gorda, FL to keep the same lifestyle — after taxes — as in another city?

Cost of living calculator

Uses BEA price levels plus 2026 federal and state taxes in each city's state.

Salary needed to keep your lifestyle
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    Prices in Punta Gorda, FL vs. the U.S. average

    CategoryIndex (U.S. = 100)Difference
    All items100.5+0.5%
    Housing113.3+13.3%
    Goods96.2−3.8%
    Utilities87.3−12.7%
    Other services98.9−1.1%

    Source: BEA Regional Price Parities, 2024.

    Rent in Punta Gorda, FL

    UnitMonthly rentIncome needed (30% rule)
    Studio$1,159$46,360/yr
    1 bedroom$1,167$46,680/yr
    2 bedrooms$1,470$58,800/yr
    3 bedrooms$2,041$81,640/yr
    4 bedrooms$2,326$93,040/yr

    HUD Fair Market Rents, FY2026, population-weighted across the metro's counties.

    Take-home pay in Punta Gorda, FL

    Paycheck in Punta Gorda, FL
    Deductions, kids & local tax

    2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

    Your take-home pay
    $38,739
    per year · effective tax rate 14.9%
    $3,228Monthly
    $1,614Twice a month
    $1,490Every 2 weeks
    $18.62Hourly
    • Federal income tax$3,280
    • Social Security (6.2%)$2,821
    • Medicare (1.45%)$660
    • Florida income tax$0
    • Take-home pay$38,739

    Marginal rate: 12% federal + 0.00% state

    Highest-paying jobs in Punta Gorda, FL

    JobMedian salaryTake-homeReal value*
    General and Operations Manager$89,820$72,018$71,642
    Registered Nurse$80,410$65,398$65,057
    First-Line Supervisor of Construction Trades and Extraction Workers$65,880$55,115$54,827
    First-Line Supervisor of Office and Administrative Support Workers$62,290$52,230$51,957
    Sales Representatives of Services, Except Advertising, Insurance, Financial Services, and Travel$54,000$45,569$45,331
    First-Line Supervisor of Retail Sales Workers$48,140$40,860$40,647
    Bookkeeping, Accounting, and Auditing Clerks$47,860$40,636$40,423
    Heavy and Tractor-Trailer Truck Driver$46,780$39,768$39,560
    Automotive Service Technician and Mechanic$46,190$39,294$39,088
    First-Line Supervisor of Food Preparation and Serving Workers$45,710$38,908$38,705
    Construction Laborer$45,520$38,755$38,553
    Medical Assistant$44,830$38,201$38,001
    Office Clerks, General$44,720$38,113$37,913
    Maintenance and Repair Workers, General$44,430$37,880$37,682
    Secretaries and Administrative Assistants, Except Legal, Medical, and Executive$43,670$37,269$37,074
    Medical Secretary and Administrative Assistant$39,990$34,312$34,133
    Stocker and Order Filler$38,970$33,492$33,317
    Customer Service Representative$38,630$33,219$33,046
    Laborers and Freight, Stock, and Material Movers, Hand$38,300$32,954$32,782
    Receptionist and Information Clerk$37,130$32,014$31,847

    *In U.S.-average dollars after adjusting for local prices.

    Frequently asked questions

    Is Punta Gorda, FL expensive to live in?

    According to the Bureau of Economic Analysis, overall prices in the Punta Gorda, FL metro area are 100.5% of the U.S. average, with housing at 113.3%. It is the #78 most expensive of 387 metro areas we track.

    What salary do you need to live in Punta Gorda, FL?

    To match the buying power of a $60,000 salary in an average-priced U.S. city you would need about $60,315 in Punta Gorda, FL (before tax differences). The median wage across all jobs here is $45,500.

    How much is rent in Punta Gorda, FL?

    HUD’s FY2026 fair market rents for Punta Gorda, FL are $1,159 for a studio, $1,167 for one bedroom, $1,470 for two bedrooms and $2,041 for three bedrooms, including utilities.

    All salaries in Punta Gorda, FL

    Management Occupations

    Healthcare Practitioners and Technical Occupations

    Healthcare Support Occupations

    Food Preparation and Serving Related Occupations

    Building and Grounds Cleaning and Maintenance Occupations

    Sales and Related Occupations

    Office and Administrative Support Occupations

    Construction and Extraction Occupations

    Installation, Maintenance, and Repair Occupations

    Transportation and Material Moving Occupations

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