Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Customer Service Representative Salary in Lakeland, FL

Customer Service Representatives in the Lakeland-Winter Haven, FL metro area earn a median $38,750 a year — 13% less than the national median. After 2026 taxes, that is $33,316 take-home, or $2,776 a month.

Median salary
$38,750
$18.63 per hour
Typical range
$31,790 – $57,090
10th to 90th percentile
Jobs in Lakeland, FL
6,000
1.35× national concentration
▲6.1%
Pay trend: The median for customer service representatives in Lakeland, FL rose from $36,530 (May 2024) to $38,750 (May 2025). That beat inflation (2.4%), a real raise of about 3.7%.

Take-home pay calculator

Pre-filled with the median customer service representative salary in Lakeland, FL. Enter your own offer to see your paycheck.

Customer Service Representative in Lakeland, FL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$33,316
per year · effective tax rate 14.0%
$2,776Monthly
$1,388Twice a month
$1,281Every 2 weeks
$16.02Hourly
  • Federal income tax$2,470
  • Social Security (6.2%)$2,403
  • Medicare (1.45%)$562
  • Florida income tax$0
  • Take-home pay$33,316

Marginal rate: 12% federal + 0.00% state

Got an offer somewhere else? Compare it with this one after taxes and rent →

Customer Service Representative pay by experience in Lakeland, FL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$31,790$15.28$27,723$2,310
25th percentile$36,020$17.32$31,122$2,594
Median (50th)$38,750$18.63$33,316$2,776
75th percentile$45,900$22.07$39,061$3,255
90th percentile (top earners)$57,090$27.45$48,052$4,004

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Florida resident, 2026 tax rules.

What $38,750 buys in Lakeland, FL

Prices in Lakeland, FL are 2.9% lower than the U.S. average (housing costs are 4% below the national average). Adjusted for local prices, a median customer service representative's $33,316 take-home pay has the buying power of $34,296 in a typical American city.

1-bedroom rent
$1,230
44% of monthly take-home
2-bedroom rent
$1,497
54% of monthly take-home
Left after 1-BR rent
$1,546
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Lakeland, FL has 1.4× the national concentration of customer service representative jobs — a strong local market for this occupation.

Best-paying cities for customer service representatives, adjusted for cost of living

Lakeland, FL ranks #119 of 142 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Des Moines, IA $48,880$40,249$43,892
2San Jose, CA $60,480$48,311$43,751
3Cedar Rapids, IA $45,510$37,670$42,343
4Chattanooga, TN $45,030$38,362$41,942
5Canton, OH $44,430$37,440$41,876
6Green Bay, WI $46,880$38,566$41,431
7Sioux Falls, SD $43,850$37,413$41,281
8Cleveland, OH $46,040$38,689$41,193
119Lakeland, FL$38,750$33,316$34,296

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 142 metros →

About the job: customer service representatives

Interact with customers to provide basic or scripted information in response to routine inquiries about products and services. May handle and resolve general complaints.

Typical education
High school diploma or equivalent
Work experience
None required
On-the-job training
Short-term on-the-job training
Job outlook, 2025–35
-5.3% (declining)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Customer Service Representative salaries elsewhere in Florida

Frequently asked questions

How much does a customer service representative make in Lakeland, FL?

The median customer service representative salary in the Lakeland-Winter Haven, FL metro area is $38,750 a year, or about $18.63 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $36,020 and $45,900.

What is a customer service representative’s take-home pay in Lakeland, FL?

On the median $38,750 salary, a single filer living in Florida takes home about $33,316 a year ($2,776 a month) after federal tax, Social Security, Medicare in 2026.

Is Lakeland, FL a good place to work as a customer service representative?

Pay here is 13% below the national median of $44,770. Local prices are 2.9% below the U.S. average, so the take-home pay buys what $34,296 would in a typical U.S. city. Lakeland, FL ranks #119 of 142 metro areas for cost-of-living-adjusted pay in this job.

Can a customer service representative afford rent in Lakeland, FL?

HUD’s fair market rent for a one-bedroom in Lakeland, FL is $1,230 a month ($1,497 for two bedrooms) — 44% of a median customer service representative’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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