Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Financial and Investment Analyst Salary in Charlotte, NC

Financial and Investment Analysts in the Charlotte-Concord-Gastonia, NC-SC metro area earn a median $106,510 a year — 4% more than the national median. After 2026 taxes, that is $80,019 take-home, or $6,668 a month.

Median salary
$106,510
$51.21 per hour
Typical range
$65,540 – $172,310
10th to 90th percentile
Jobs in Charlotte, NC
6,790
2.15× national concentration
▲2.1%
Pay trend: The median for financial and investment analysts in Charlotte, NC rose from $104,360 (May 2024) to $106,510 (May 2025). That roughly kept pace with inflation (2.4%).

Take-home pay calculator

Pre-filled with the median financial and investment analyst salary in Charlotte, NC. Enter your own offer to see your paycheck.

Financial and Investment Analyst in Charlotte, NC
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$80,019
per year · effective tax rate 24.9%
$6,668Monthly
$3,334Twice a month
$3,078Every 2 weeks
$38.47Hourly
  • Federal income tax$14,602
  • Social Security (6.2%)$6,604
  • Medicare (1.45%)$1,544
  • North Carolina income tax$3,741
  • Take-home pay$80,019

Marginal rate: 22% federal + 3.99% state

The Charlotte-Concord-Gastonia, NC-SC metro spans North Carolina, South Carolina. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Financial and Investment Analyst pay by experience in Charlotte, NC

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$65,540$31.51$52,735$4,395
25th percentile$83,450$40.12$64,716$5,393
Median (50th)$106,510$51.21$80,019$6,668
75th percentile$136,090$65.43$99,362$8,280
90th percentile (top earners)$172,310$82.84$122,673$10,223

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, North Carolina resident, 2026 tax rules.

What $106,510 buys in Charlotte, NC

Prices in Charlotte, NC are 2.7% lower than the U.S. average (housing costs are 2% below the national average). Adjusted for local prices, a median financial and investment analyst's $80,019 take-home pay has the buying power of $82,199 in a typical American city.

1-bedroom rent
$1,428
21% of monthly take-home
2-bedroom rent
$1,577
24% of monthly take-home
Left after 1-BR rent
$5,240
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Charlotte, NC has 2.1× the national concentration of financial and investment analyst jobs — a strong local market for this occupation.

Best-paying cities for financial and investment analysts, adjusted for cost of living

Charlotte, NC ranks #5 of 31 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1Bridgeport, CT $158,310$112,122$104,921
2San Jose, CA $144,910$99,181$89,819
3Seattle, WA $124,790$96,560$86,887
4New York, NY $128,930$92,823$82,463
5Charlotte, NC $106,510$80,019$82,199
6Austin, TX $101,530$80,256$81,839
7Houston, TX $101,660$80,348$81,465
8Nashville, TN $97,490$77,414$80,357

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 31 metros →

About the job: financial and investment analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

Typical education
Bachelor's degree
Work experience
None required
On-the-job training
None
Job outlook, 2025–35
+7.2% (faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a financial and investment analyst make in Charlotte, NC?

The median financial and investment analyst salary in the Charlotte-Concord-Gastonia, NC-SC metro area is $106,510 a year, or about $51.21 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $83,450 and $136,090.

What is a financial and investment analyst’s take-home pay in Charlotte, NC?

On the median $106,510 salary, a single filer living in North Carolina takes home about $80,019 a year ($6,668 a month) after federal tax, Social Security, Medicare and $3,741 in North Carolina taxes in 2026.

Is Charlotte, NC a good place to work as a financial and investment analyst?

Pay here is 4% above the national median of $102,740. Local prices are 2.7% below the U.S. average, so the take-home pay buys what $82,199 would in a typical U.S. city. Charlotte, NC ranks #5 of 31 metro areas for cost-of-living-adjusted pay in this job.

Can a financial and investment analyst afford rent in Charlotte, NC?

HUD’s fair market rent for a one-bedroom in Charlotte, NC is $1,428 a month ($1,577 for two bedrooms) — 21% of a median financial and investment analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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