Financial and Investment Analyst Salary in Cincinnati, OH
Financial and Investment Analysts in the Cincinnati, OH-KY-IN metro area earn a median $86,040 a year — 16% less than the national median. After 2026 taxes, that is $67,775 take-home, or $5,648 a month.
Take-home pay calculator
Pre-filled with the median financial and investment analyst salary in Cincinnati, OH. Enter your own offer to see your paycheck.
- Federal income tax$10,099
- Social Security (6.2%)$5,334
- Medicare (1.45%)$1,248
- Ohio income tax$1,584
- Take-home pay$67,775
Marginal rate: 22% federal + 2.75% state
Living in Cincinnati? City residents also pay Cincinnati’s city income tax — about $1,549 a year on this salary — which lowers take-home pay to $66,227 ($5,519 a month). Choose “Cincinnati” under City income tax in the calculator. Suburban residents usually don’t pay it.
The Cincinnati, OH-KY-IN metro spans Ohio, Kentucky, Indiana. Pick the state you live in — state income tax follows your residence.
Got an offer somewhere else? Compare it with this one after taxes and rent →
Financial and Investment Analyst pay by experience in Cincinnati, OH
| Percentile | Salary | Hourly | Take-home / yr | Per month |
|---|---|---|---|---|
| 10th percentile (entry level) | $51,820 | $24.91 | $43,175 | $3,598 |
| 25th percentile | $63,810 | $30.68 | $52,479 | $4,373 |
| Median (50th) | $86,040 | $41.37 | $67,775 | $5,648 |
| 75th percentile | $110,730 | $53.24 | $84,466 | $7,039 |
| 90th percentile (top earners) | $161,610 | $77.70 | $118,065 | $9,839 |
Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Ohio resident, 2026 tax rules.
What $86,040 buys in Cincinnati, OH
Prices in Cincinnati, OH are 4.6% lower than the U.S. average (housing costs are 12% below the national average). Adjusted for local prices, a median financial and investment analyst's $67,775 take-home pay has the buying power of $71,066 in a typical American city.
Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.
Financial and Investment Analyst jobs are about as common in Cincinnati, OH as in the U.S. overall (location quotient 1.04).
Best-paying cities for financial and investment analysts, adjusted for cost of living
Cincinnati, OH ranks #24 of 31 metro areas once taxes and local prices are taken into account.
| # | Metro area | Median salary | Take-home | Real value* |
|---|---|---|---|---|
| 1 | Bridgeport, CT | $158,310 | $112,122 | $104,921 |
| 2 | San Jose, CA | $144,910 | $99,181 | $89,819 |
| 3 | Seattle, WA | $124,790 | $96,560 | $86,887 |
| 4 | New York, NY | $128,930 | $92,823 | $82,463 |
| 5 | Charlotte, NC | $106,510 | $80,019 | $82,199 |
| 6 | Austin, TX | $101,530 | $80,256 | $81,839 |
| 7 | Houston, TX | $101,660 | $80,348 | $81,465 |
| 8 | Nashville, TN | $97,490 | $77,414 | $80,357 |
| 24 | Cincinnati, OH | $86,040 | $67,775 | $71,066 |
*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 31 metros →
About the job: financial and investment analysts
Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.
- Typical education
- Bachelor's degree
- Work experience
- None required
- On-the-job training
- None
- Job outlook, 2025–35
- +7.2% (faster than average)
Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.
Financial and Investment Analyst salaries elsewhere in Ohio
- Columbus, OH — $97,920
Frequently asked questions
How much does a financial and investment analyst make in Cincinnati, OH?
The median financial and investment analyst salary in the Cincinnati, OH-KY-IN metro area is $86,040 a year, or about $41.37 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $63,810 and $110,730.
What is a financial and investment analyst’s take-home pay in Cincinnati, OH?
On the median $86,040 salary, a single filer living in Ohio takes home about $67,775 a year ($5,648 a month) after federal tax, Social Security, Medicare and $1,584 in Ohio taxes in 2026.
Is Cincinnati, OH a good place to work as a financial and investment analyst?
Pay here is 16% below the national median of $102,740. Local prices are 4.6% below the U.S. average, so the take-home pay buys what $71,066 would in a typical U.S. city. Cincinnati, OH ranks #24 of 31 metro areas for cost-of-living-adjusted pay in this job.
Can a financial and investment analyst afford rent in Cincinnati, OH?
HUD’s fair market rent for a one-bedroom in Cincinnati, OH is $1,043 a month ($1,342 for two bedrooms) — 18% of a median financial and investment analyst’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.
Related jobs in Cincinnati, OH
- Management Analyst — $97,360
- Project Management Specialist — $95,380
- Accountant and Auditor — $80,640
- Personal Financial Advisor — $80,540
- Compliance Officer — $79,310
- Business Operations Specialists, All Other — $77,610
- Buyer and Purchasing Agent — $77,070
- Market Research Analyst and Marketing Specialist — $75,750
- Human Resources Specialist — $73,010
- Training and Development Specialist — $68,390