Updated · 2026 tax rules · Data: IRS, BLS, BEA, HUD · How we calculate

Financial Examiner Salary in Chicago, IL

Financial Examiners in the Chicago-Naperville-Elgin, IL-IN metro area earn a median $98,470 a year — 5% more than the national median. After 2026 taxes, that is $73,374 take-home, or $6,115 a month.

Median salary
$98,470
$47.34 per hour
Typical range
$63,330 – $172,680
10th to 90th percentile
Jobs in Chicago, IL
3,160
1.60× national concentration
▼3.6%
Pay trend: The median for financial examiners in Chicago, IL fell from $102,190 (May 2024) to $98,470 (May 2025). That trailed inflation (2.4%), so buying power slipped about 6.0%.

Take-home pay calculator

Pre-filled with the median financial examiner salary in Chicago, IL. Enter your own offer to see your paycheck.

Financial Examiner in Chicago, IL
Deductions, kids & local tax

2026 tax year. Federal brackets from IRS Rev. Proc. 2025-32.

Your take-home pay
$73,374
per year · effective tax rate 25.5%
$6,115Monthly
$3,057Twice a month
$2,822Every 2 weeks
$35.28Hourly
  • Federal income tax$12,833
  • Social Security (6.2%)$6,105
  • Medicare (1.45%)$1,428
  • Illinois income tax$4,729
  • Take-home pay$73,374

Marginal rate: 22% federal + 4.95% state

The Chicago-Naperville-Elgin, IL-IN metro spans Illinois, Indiana. Pick the state you live in — state income tax follows your residence.

Got an offer somewhere else? Compare it with this one after taxes and rent →

Financial Examiner pay by experience in Chicago, IL

PercentileSalaryHourlyTake-home / yrPer month
10th percentile (entry level)$63,330$30.45$50,076$4,173
25th percentile$84,190$40.48$64,035$5,336
Median (50th)$98,470$47.34$73,374$6,115
75th percentile$132,920$63.90$95,682$7,974
90th percentile (top earners)$172,680$83.02$120,890$10,074

Wages: BLS Occupational Employment and Wage Statistics, May 2025. Take-home: single filer, Illinois resident, 2026 tax rules.

What $98,470 buys in Chicago, IL

Prices in Chicago, IL are 3.6% higher than the U.S. average (housing costs are 1.12× the national average). Adjusted for local prices, a median financial examiner's $73,374 take-home pay has the buying power of $70,828 in a typical American city.

1-bedroom rent
$1,534
25% of monthly take-home
2-bedroom rent
$1,743
29% of monthly take-home
Left after 1-BR rent
$4,581
per month for everything else

Rents: HUD Fair Market Rents, FY2026 (40th-percentile gross rent incl. utilities). Price levels: BEA Regional Price Parities, 2024.

Chicago, IL has 1.6× the national concentration of financial examiner jobs — a strong local market for this occupation.

Best-paying cities for financial examiners, adjusted for cost of living

Chicago, IL ranks #2 of 2 metro areas once taxes and local prices are taken into account.

#Metro areaMedian salaryTake-homeReal value*
1New York, NY $133,380$95,602$84,932
2Chicago, IL $98,470$73,374$70,828

*Take-home pay divided by the BEA price level, so every city is measured in U.S.-average dollars. See all 2 metros →

About the job: financial examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

Typical education
Bachelor's degree
Work experience
None required
On-the-job training
Long-term on-the-job training
Job outlook, 2025–35
+9.3% (much faster than average)

Source: BLS Standard Occupational Classification and Employment Projections, 2025–35.

Frequently asked questions

How much does a financial examiner make in Chicago, IL?

The median financial examiner salary in the Chicago-Naperville-Elgin, IL-IN metro area is $98,470 a year, or about $47.34 an hour, according to the Bureau of Labor Statistics (May 2025). The middle half earn between $84,190 and $132,920.

What is a financial examiner’s take-home pay in Chicago, IL?

On the median $98,470 salary, a single filer living in Illinois takes home about $73,374 a year ($6,115 a month) after federal tax, Social Security, Medicare and $4,729 in Illinois taxes in 2026.

Is Chicago, IL a good place to work as a financial examiner?

Pay here is 5% above the national median of $94,160. Local prices are 3.6% above the U.S. average, so the take-home pay buys what $70,828 would in a typical U.S. city. Chicago, IL ranks #2 of 2 metro areas for cost-of-living-adjusted pay in this job.

Can a financial examiner afford rent in Chicago, IL?

HUD’s fair market rent for a one-bedroom in Chicago, IL is $1,534 a month ($1,743 for two bedrooms) — 25% of a median financial examiner’s monthly take-home pay. Financial planners usually suggest keeping rent under about 30%.

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Cost of living & all salaries in Chicago, IL →